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Let's look at the list of the best home warranty companies in Omaha, Nebraska, that provide quality coverage and services.
Pros
Cons
$150 Off + 1 Month Free. 30 Day Free Trial!
Premium
$45 - $60
Deductible
$70
Appliances Coverage Limit
$15K
Response Time
24 - 48 hours
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Cons
Pros
Cons
1st month free + Free roof coverage
Premium
$46 - $55
Deductible
$75 - $125
Appliances Coverage Limit
Upto $3K/item
Response Time
Up to 48 hours
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Cons
Pros
Cons
$50 OFF on Multiple Properties
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Pros
Cons
Pros
Cons
Premium
$47 - $87
Deductible
$75, $100 & $125
States covered
35 states
Appliances Coverage Limit
$2.5K
Response Time
Up to 48 hours
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Cons
Pros
Cons
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Pros
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$150 off + Free roof coverage + 2 months free
Premium
$44 - $47
Deductible
$60 - $75
Appliances Coverage Limit
$3K/Item
Response Time
12 - 48 hours
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Pros
Cons
Pros
Cons
$200 off + 2 months free + Free roof leak protection
Premium
$50 - $60
Deductible
$90
States covered
All 50 U.S states
Appliances Coverage Limit
$2K/Item
Response Time
Up to 48 hours
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Pros
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Discover the cost considerations and coverage options for home warranty companies in Omaha. Compare plans, annual premiums, and service call fees to make an informed decision.
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Want to learn more about home warranties in Nebraska? Don’t miss out on our detailed guide to the Nebraska state page.
In today's bustling world, homeowners in Omaha often find themselves juggling numerous responsibilities. With these responsibilities on their plates, it can be difficult for them to concentrate on home maintenance. This is where a home warranty can help! So, should Omaha citizens get a home warranty? Yes– let’s check the reasons in this section below.
On the other hand, sellers who include a home warranty as part of their listing can attract more prospective buyers and potentially expedite the sale process.
Keeping a household in top-notch condition is no easy task. Something needs fixing, from plumbing and HVAC to electrical work and appliance repairs. However, it’s essential to understand the cost of everyday household repairs in Omaha so you can budget accordingly. Let’s check out expenses associated with various repairs.
With so many home warranties available in the market, it can be overwhelming to find the best coverage that meets your specific needs. Here are some essential points to consider when getting a home warranty in Omaha, NE.
A company that values customer satisfaction and provides excellent support can make your experience with the home warranty much more pleasant.
In Omaha, Nebraska, the home warranty industry isn’t directly regulated by any specific state agency. Unlike states like Florida where they fall under the insurance division, home warranties in Nebraska are considered service contracts and exempt from insurance regulation. However, there are still avenues for consumer protection and oversight:
Federal Level
Federal Trade Commission (FTC): The FTC enforces fair advertising and disclosure practices for all businesses, including home warranty companies. This means companies must clearly and accurately explain their coverage, costs, and limitations before you purchase. They also require a 30-day right-to-cancel period.
U.S. Department of Housing and Urban Development (HUD): HUD’s Real Estate Settlement Procedures Act (RESPA) mandates clear disclosure of home warranty terms and costs before a real estate transaction.
State Level
Nebraska Attorney General’s Office: While they don’t regulate the industry, they handle consumer complaints against any business, including home warranty companies. You can file a complaint online or by phone.
Nebraska Housing Assistance: This state agency can offer general advice and resources for homeowners, including information about home warranties.
Industry Self-Regulation
National Home Service Contract Association (NHSCA): This nonprofit association sets a code of ethics for its members, which includes fair dealing with consumers.
Service Contract Industry Council (SCIC): This national trade association advocates for consistent regulation of the service contract industry, including home warranties. They also maintain a list of member companies.
A home warranty can protect your investment and provide peace of mind. Omaha, Nebraska's best home warranty companies, can offer comprehensive coverage, competitive pricing, and reliable customer service. Choosing the right company ensures that your home appliances and systems are in safe hands.
Omaha’s climate, characterized by cold winters and hot summers, can impact home appliances. During winters, heating systems and water heaters may experience increased usage, potentially leading to more frequent repairs. In summer, air conditioning units may undergo extra strain.
Additionally, fluctuating temperatures and humidity levels can affect the efficiency of appliances, potentially influencing their lifespan.
Cinch Home Services, The Home Service Club & Service One Home Warranty are a few other good home warranty companies that Omaha homeowners can consider.
Most home warranty companies do not cover pool services in their conventional plans, but there is always a choice for opting for pool coverage as a separate service.
Note: Ask about service one home warranty: https://go.serviceone.com/home-warranty. This is available only in the Omaha / Council Bluffs metro and Dubuque, Iowa. Please let me know if we can add this to the companies list. It’s a local company.