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7 Best Home Warranty Companies In Albuquerque, New Mexico

Discover peace of mind with the finest home warranty solutions in Albuquerque, New Mexico. Uncover the top-rated choices among the Best Home Warranty Companies in Albuquerque, New Mexico, ensuring your home remains protected and your budget secure.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Albuquerque

Finding the right home warranty in Albuquerque can feel like navigating a prickly pear patch. Fear not, fellow Duke City dweller! We've unearthed the top 7 contenders with their strengths and weaknesses to guide you towards worry-free homeownership.

Pros

  • Provides weekend and emergency services
  • Provides a 30-day free trial
  • Offers generous coverage limits

Cons

  • Obtaining a quote may necessitate contacting by phone
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$150 Off + 2 Months Free

Premium

$45 - $60

Deductible

$70

States covered

47 states

Coverage not available in California, Texas and Wisconsin

Appliances Coverage Limit

$15K

Response Time

24 - 48 hours

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Pros

  • Provides weekend and emergency services
  • Provides a 30-day free trial
  • Offers generous coverage limits

Cons

  • Obtaining a quote may necessitate contacting by phone

Pros

  • Offers live chat option
  • Numerous options for add-ons
  • 60-day warranty on repairs

Cons

  • No coverage for pre-existing conditions
 image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Offers live chat option
  • Numerous options for add-ons
  • 60-day warranty on repairs

Cons

  • No coverage for pre-existing conditions

Pros

  • Established reputation and extensive experience
  • Generous limits on repair costs for covered items
  • Ideal for sellers and buyers alike

Cons

  • More options to navigate, which is potentially confusing for some
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Established reputation and extensive experience
  • Generous limits on repair costs for covered items
  • Ideal for sellers and buyers alike

Cons

  • More options to navigate, which is potentially confusing for some

Pros

  • Ideal for protecting major household appliances
  • Choose the coverage that best suits your needs
  • Always available for assistance and questions

Cons

  • Pay more per service call compared to some competitors

Premium

$47 - $87

Deductible

$75, $100 & $125

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Ideal for protecting major household appliances
  • Choose the coverage that best suits your needs
  • Always available for assistance and questions

Cons

  • Pay more per service call compared to some competitors

Pros

  • 50+ years of experience in the home warranty industry
  • Tailor coverage to your specific home and needs
  • Known for reliable service and fair claim handling

Cons

  • Limited customization compared to some competitors

Premium

$315 - $685

Deductible

$85 - $110

Appliances Coverage Limit

Varies by state & covered item

Response Time

N/A

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Pros

  • 50+ years of experience in the home warranty industry
  • Tailor coverage to your specific home and needs
  • Known for reliable service and fair claim handling

Cons

  • Limited customization compared to some competitors

Pros

  • Pay a flat fee per service call, no matter the repair
  • Comprehensive protection for various systems and appliances
  • Convenient and easy claim filing process

Cons

  • May have fewer technicians available in Albuquerque

Premium

$5.49 - $55.99

Deductible

N/A

States covered

All 50 U.S states

Appliances Coverage Limit

$3K-$12K/Item

Response Time

N/A

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Pros

  • Pay a flat fee per service call, no matter the repair
  • Comprehensive protection for various systems and appliances
  • Convenient and easy claim filing process

Cons

  • May have fewer technicians available in Albuquerque

Pros

  • Cover a wide range of systems and appliances with high-coverage caps
  • Consistently positive ratings for responsiveness and professionalism
  • Ideal for sellers and buyers as coverage follows the home, not the homeowner

Cons

  • May not be readily available in all Albuquerque areas

Premium

$17 - $69

Deductible

$65, $85, $100

States covered

44 states

Coverage not available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming

Appliances Coverage Limit

$25K

Response Time

N/A

Read More

Read Less

Pros

  • Cover a wide range of systems and appliances with high-coverage caps
  • Consistently positive ratings for responsiveness and professionalism
  • Ideal for sellers and buyers as coverage follows the home, not the homeowner

Cons

  • May not be readily available in all Albuquerque areas

Pro Tip: Uncover the nation's leading providers on our best home warranty companies, compare with ease, and safeguard your investment.

Home Warranty Cost And Coverage-Related Details For Albuquerque Residents

This table digs into home warranties' costs and coverage details, empowering you to choose the perfect warranty.

Cost Considerations

Coverage Options

  • Range Expect to pay between $30 and $60 per month for a basic home warranty plan in Albuquerque. Higher-tier plans with more comprehensive coverage will cost more.
  • Factors Affecting Cost Home size, age, and condition can impact price. Additional coverage for appliances or systems will also increase the monthly cost.
  • Paying Options Consider paying annually instead of monthly to save money on some plans.
  • System Coverage Most plans cover major systems like plumbing, electrical, heating, and air conditioning. Check for limitations on specific repair costs or covered components.
  • Appliance Coverage Optional add-on in many plans. Consider how often your appliances need repair and the cost potential to see if coverage is worth it.
  • Service Call Fees Pay a separate fee for each service call, even if the repair is covered. Ask about the fee amount and potential exceptions.

Visit our New Mexico State Page to navigate the home warranty scene and discover how top-rated providers can protect your homes from stressful repairs.

Why Should Albuquerque Citizens Get A Home Warranty?

Albuquerque is prone to sudden monsoons, potentially causing water damage. A home warranty provides crucial protection against these region-specific challenges, ensuring peace of mind for the following issues faced by the citizens of Albuquerque:

  • Extreme Temperatures Albuquerque faces both hot summers and chilly winters, placing strain on HVAC systems. A home warranty covers repairs or replacements crucial for climate control.
  • Sunbaked Summers The intense Albuquerque sun can wreak havoc on your roof, appliances, and HVAC systems. A home warranty can provide peace of mind, knowing you're covered if your AC sputters during a heatwave or your sun-scorched roof springs a leak.
  • Monsoon Mischief Don't let the brief monsoon season catch you unprepared. Unexpected downpours can lead to plumbing issues, electrical problems, and even foundation cracks. A home warranty can help offset the cost of repairs if your monsoon oasis becomes a leaky nightmare.
  • Aridity's Toll The dry Albuquerque climate can be tough on appliances and plumbing. Dust and grit can wreak havoc on washing machines, dishwashers, and sprinkler systems. 
  • Peace of Mind Owning a home in Albuquerque should be a joy, not a constant source of worry. A home warranty can give you the peace of mind to relax and enjoy the vibrant city, knowing you're covered if unexpected breakdowns or repairs arise.

Cost Of Common Household Repairs In Albuquerque

Explore the anticipated costs of common household repairs in Albuquerque to manage your budget better. Get insights into estimated expenses from plumbing and HVAC to electrical and appliances. Remember that these figures are approximate, and obtaining quotes from local service providers is advisable for accurate pricing.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $50-$150

    Clogged Drain

    $75-$300

    Toilet Repair

    $100-$350

    Water Heater Repair

    $150-$500

    Sewer Line Repair

    $500-$3,000

  • HVAC

    Repair

    Average Cost 

    Furnace Repair

    $150-$500

    Air Conditioner Repair

    $150-$500

    Ductwork Repair

    $75-$300

    Thermostat Replacement

    $100-$250

    Whole-House System Replacement

    $5,000-$15,000

  • Electrical

    Repair

    Average Cost 

    Outlet Repair

    $50-$100

    Light Switch Replacement

    $50-$75

    Ceiling Fan Installation

    $100-$250

    Electrical Panel Upgrade

    $1,500-$5,000

    Rewiring

    $50-$100 Per Hour

  • Appliances

    Repair

    Average Cost 

    Refrigerator Repair

    $150-$500

    Washing Machine Repair

    $100-$300

    Dryer Repair

    $100-$300

    Dishwasher Repair

    $100-$300

    Oven/Range

    $150-$500

Essential Points To Consider While Getting A Home Warranty In Albuquerque, NM

When considering a home warranty in Albuquerque, it's crucial to weigh critical factors for optimal coverage. From climate considerations to specific home system needs, this guide outlines essential points to ensure you make an informed decision tailored to the unique requirements of your Albuquerque home.

Who Regulates Home Warranty Companies In Albuquerque?

In Albuquerque, the regulation of home warranty companies falls under the purview of the New Mexico Office of the Superintendent of Insurance (OSI). The OSI is responsible for licensing and overseeing insurance companies and related entities operating within the state, including home warranty providers.

Here’s what the OSI does regarding home warranty companies:

While not a regulatory body, the National Association of Home Warranty Companies (NAHW) is a non-profit trade association representing reputable home warranty providers nationwide. They offer several resources for consumers, including

Conclusion

In Albuquerque, secure your home with the finest warranty choices. From extreme temperatures to monsoon risks, these top providers offer reliable coverage that suits your requirements. Make the smart decision to protect your home and budget with confidence.

FAQs

What Home Appliances In Albuquerque Are At Risk Due To Its Weather Conditions?

In Albuquerque, the dry, arid climate can impact home appliances. Air conditioning units may be susceptible to strain during hot summers. Refrigerators and freezers might work harder to maintain cool temperatures. Additionally, water heaters may experience wear due to the hard water common in the area.

How Much Does A Home Warranty Cost In Albuquerque?

In Albuquerque, a home warranty may run you $40 to $60 a month. Plans that cost more often include cheaper service fees, more coverage limitations, and more comprehensive coverage. 

Do Home Warranties Cover Roofing Problems In Albuquerque?

Home Warranties typically do not cover roofing problems under their conventional plans. However, most home warranty companies offer the coverage for roofs if and when the homeowners opt for it under optional add-ons.

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