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Chicago’s climate is classified as ‘humid continental,’ where the city experiences distinct temperature differences in all four seasons. The summers are hot and humid, whereas the winters are frigid. This varied weather pattern hurts the household appliances and systems due to heavy dependency. To help Chicagoans deal with this, we’ve listed some of the best home warranty companies in Chicago, IL, as this helps the residents stay prepared in the event of any breakdowns.
This section narrows down the best home warranty companies in Chicago and their offered coverage, costs, deductibles, dollar limits, etc. So you can determine the perfect policy for your home.
The Select Home Warranty has been in the business for more than ten years, and its plans are affordable for Chicago residents. The company also often offers excellent discounts, which customers can avail of with their purchases.
What To Expect From SHW:
Dollar limits of upto $2000 per item.
90 days repair guarantee.
Plans:
Select Home Warranty offers three plans which provide mixed coverage for systems and appliances. These plans are Bronze Care, Gold Care, and Platinum Care.
Cost:
The monthly cost of SHW plans ranges between $60 to $64. Along with the premiums, it charges service fees that vary by location, usually between $60-$100.
American Home Shield is the oldest home warranty company offering various perks to customers for half a century. With AHS, customers can get comprehensive coverage, tailored plans, and the ability to choose the service fee.
What To Expect From AHS:
Coverage limits of upto $6k on appliances
Unlimited dollar limits on systems.
$0 cancellation fees.
Plans:
American Home Shield offers three plans- ShieldSilver, ShieldGold, and ShieldPlatinum, with various optional add-ons. Additionally, the offered dollar limits are associated and vary as per AHS plans.
Cost:
American Home Shield plans range between $24.9 to $70 per month depending on the customizable service fee that customers can pick: $75, $100, and $125.
Liberty has been around the market for over five years but has grown its customer base considerably. However, one drawback is that it does not allow free cancellations within 30 days.
What To Expect From LHG:
Workmanship guarantee of 60 days.
Coverage limit of $2k/ item.
Plans:
Liberty Home Guard offers homeowners three plans: Systems Guard, Appliance Guard, and Total Home Guard. These plans provide mixed coverage for systems and appliances. Apart from that, there’s an extensive list of 20+ optional add-ons from which customers can purchase at a few extra dollars.
Cost:
The average cost of a plan in Chicago ranges from $35 to $50 per month with a $90 ‘per claim fee’ for the deductible. Customers are required to pay this amount during each service visit.
Choice Home Warranty is an industry leader with a decade of experience. It offers a 90-day repair guarantee, 24/7 customer service support, professional contractors, plus extensive coverage.
What To Expect From CHW:
Coverage limits of upto $3k per item.
No home inspections.
90-Day parts & 30-day labor guarantee.
Plans:
Choice Home Warranty offers two plans: Basic Plan and Total Plan, with various optional add-ons.
Cost:
The monthly costs of Choice Home Warranty plans, Basic and Total Plans, are $45 and $55, respectively. CHW charges service fees that range from $60 to $85.
We hope this extensive review of the five best home warranty companies in Chicago has helped you to find the ideal warranty for your home. However, before purchasing any home warranty, we encourage you to read the fine prints and understand the terms thoroughly.
At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Cost-effectiveness: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.
Coverage: We compare the plans offered by different home warranty companies. The coverage includes systems, appliances, and additional offerings.
Claims: We look at customer reviews and determine how satisfied they were with the claims filing procedure, settlement, and response times.
Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart from the competition.
CustomerEngagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.
Chicago Home Warranty FAQs
What Is The Cost Of A Home Warranty In Chicago, IL?
The average price of a home warranty in Chicago can range between $24 to $70 per month. Also, customers must pay a deductible (mentioned in the contract) during each service visit.
What Is The Builder's Warranty Period?
Most builders’ warranty comes with three types of duration; 1 year, two years, and ten years. They cover structural work for these standard time frames.
What Is The Deductible For American Home Shield?
American Home Shield offers three options on deductibles; $75, $100, and $125, and you can choose from these. Additionally, the total cost of your AHS warranty plan will vary as per your chosen deductible.
Can Extended Warranty Be Purchased Later?
You can buy the extended warranty anytime until the standard or manufacturer warranty expires.
How Long Do Refrigerators Last, And Can A Home Warranty Extend Its Life?
The lifetime of a refrigerator typically ranges from ten to fifteen years. If you invest in a home warranty to protect your refrigerator, your appliance’s repair and replacement costs and its parts will be covered. However, there’ll be some exclusions to your warranty; we recommend you to read the terms carefully.
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TD
Terry Dalessandro
I have had to use the service once so far for a plumbing issue , company was very professional and did a great job . To file a claim was very easy , I am very satisfied so far with Choice Warranty.
DS
Delois Spears
My claim was handled very quickly and the service technician contacted me the next day to schedule an appointment. It was the same technician who fixed my dryer. I was satisfied both times
LB
Lynn Bryan
Choice Home Warranty sends someone within 24 hours of claim submission. We have had several plumbing issues and trust the company to provide good service.
NI
nancy iovino
I purchaed my policy today but based it on the excellent rating it got on line and Ger*** Ti*** who I spoke with on the phone. He gave me excelent options that fit my need and budget.
TD
Tan Dara Thach
The B** representative came as scheduled, and was very polite. He found out what was the problem with my A/C. He submitted the founding to CHW for decision.
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Updated on
August 4, 2022
