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Let's explore some of the best home warranty companies in Chicago based on their coverage, customer service, affordability, and more.
Pros
Cons
$150 Off + 1 Month Free. 30 Day Free Trial!
Premium
$45 - $60
Deductible
$70
Appliances Coverage Limit
$15K
Response Time
24 - 48 hours
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Pros
Cons
Pros
Cons
1st month free + Free roof coverage
Premium
$46 - $55
Deductible
$75 - $125
Appliances Coverage Limit
Upto $3K/item
Response Time
Up to 48 hours
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Pros
Cons
Pros
Cons
Premium
$50 - $62
Deductible
$65 - $125
States covered
All 50 U.S states
Appliances Coverage Limit
$6K - $9K per plan
Response Time
24 to 48 hours
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Pros
Cons
Pros
Cons
Premium
$47 - $87
Deductible
$75, $100 & $125
States covered
35 states
Appliances Coverage Limit
$2.5K
Response Time
Up to 48 hours
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Pros
Cons
Pros
Cons
$200 off + 2 months free + Free roof leak protection
Premium
$50 - $60
Deductible
$90
States covered
All 50 U.S states
Appliances Coverage Limit
$2K/Item
Response Time
Up to 48 hours
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Pros
Cons
Pros
Cons
$200 Off + 2 Months Free*
Premium
$43 - $79
Deductible
$75
Appliances Coverage Limit
$3K/item
Response Time
48 hours
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Pros
Cons
Pros
Cons
Premium
$45 - $75
Deductible
No Service Fee
Appliances Coverage Limit
$150 - $1K
Response Time
up to 48 hours
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Pros
Cons
Pro Tip: To make a smart and informed decision on your home warranty purchase, explore the services and benefits offered by the market leaders on our Best Home Warranty Companies page now.
With the right Chicago home warranty, you can have peace of mind knowing that your home's systems and appliances are protected. However, understanding the cost and coverage options for home warranties in Chicago is crucial for making an informed decision.
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Looking to learn more about home warranty coverage in the state? Head to our Illinois state page now.
For Chicago citizens, getting a home warranty is particularly beneficial for various reasons that can impact the longevity and performance of their homes. Let’s check them out.
In this section, we will explore the cost of various repairs in the Chicago area and provide helpful insights for homeowners.
Deciding on home warranties can offer you peace of mind and financial protection in case of unexpected repairs or replacements in your home. But first, let’s explore the importance of keeping a few essential points in mind before you sign up for the best home warranty company in Chicago.
In Chicago, home warranty companies are typically not regulated by a specific state agency. However, they may be subject to consumer protection laws and regulations overseen by the agencies below:
Illinois Attorney General's Office (IAGO)
IAGO handles consumer complaints against any business, including home warranty companies. You can file a complaint online or by phone.
llinois Department Of Financial & Professional Regulation (IDFPR)
IDFPR licenses and regulates insurance companies, but home warranty companies are not considered insurance in Illinois. However, they may investigate complaints against companies that misrepresent their services as insurance.
National Home Service Contract Association (NHSCA)
NHSCA association sets a code of ethics for its members, which includes fair dealing with consumers.
Service Contract Industry Council (SCIC)
SCIC advocates for consistent regulation of the service contract industry, including home warranties. They also maintain a list of member companies.
In the unpredictable world of home ownership, having the right home warranty plan can provide peace of mind and financial security. The best home warranty companies in Chicago, Illinois, offer a range of comprehensive plans to protect your home's vital systems and appliances. Take the time to research and compare different providers, and choose the plan that fits your unique needs.
The frequently reported issues in Chicago include HVAC systems, plumbing repairs, electrical malfunctions, kitchen appliance problems, water heater failures, and garage door opener issues. Weather conditions, the age of homes, and the wear and tear on various components can influence the frequency of these claims.
Roof and porch repairs are typically not covered by standard home warranty plans. Home warranties generally focus on the major systems and appliances within a home, such as HVAC systems, plumbing, electrical systems, kitchen appliances, and more.
Roof and porch repairs are often considered part of the house’s structural elements rather than individual appliances or systems. Some home warranty companies may offer optional coverage or add-ons for items like roof leaks, but reviewing the terms and conditions is essential.
For Chicagoans, focus on coverage for HVAC systems due to the city’s variable climate. Ensure that service providers are well-established in the area and consider the impact of extreme weather conditions on home systems. Additionally, check for coverage of potential weather-related damages, like roof leaks or furnace breakdowns during harsh winters.