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7 Best Home Warranty Companies In Baltimore Maryland

Whether facing plumbing problems or appliance meltdowns, finding the best home warranty companies in Baltimore, Maryland, can bring peace of mind. Dive into our expert insights and discover the perfect match for your home and budget! Let’s banish Baltimore’s repair worries together!

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$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Baltimore, Maryland

Let's delve into the List of the Best Home Warranty Companies in Baltimore, Maryland, ensuring your home is always safe.

American Home Shield (AHS)
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Pros

  • Offers up to 3 years of warranty on workmanship
  • Homeowners have the freedom to choose their technicians
  • Offers extensive coverage options for Baltimore

Cons

  • No coverage for pre-existing conditions
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Offers up to 3 years of warranty on workmanship
  • Homeowners have the freedom to choose their technicians
  • Offers extensive coverage options for Baltimore

Cons

  • No coverage for pre-existing conditions

First American Home Warranty
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Pros

  • Unique coverage for items damaged by rust and corrosion
  • Customizable plans, including roof and electrical repair options
  • Baltimore residents benefit from FAHW's high coverage limits

Cons

  • Premiums may be higher compared to others in the market

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Unique coverage for items damaged by rust and corrosion
  • Customizable plans, including roof and electrical repair options
  • Baltimore residents benefit from FAHW's high coverage limits

Cons

  • Premiums may be higher compared to others in the market

Choice Home Warranty

Pros

  • Provides a 30-day money-back guarantee
  • Covers pools, green appliances, and re-keying as an add-on
  • Maintains a network of licensed and vetted contractors in Baltimore

Cons

  • CHW’s variability in service call fees
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Provides a 30-day money-back guarantee
  • Covers pools, green appliances, and re-keying as an add-on
  • Maintains a network of licensed and vetted contractors in Baltimore

Cons

  • CHW’s variability in service call fees

Select Home Warranty

Pros

  • Roof leak coverage is included in all plans
  • Affordable HVAC coverage for Baltimore’s residents
  • Provides discounted rates for multi-year coverage

Cons

  • Comparatively lower coverage caps
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Roof leak coverage is included in all plans
  • Affordable HVAC coverage for Baltimore’s residents
  • Provides discounted rates for multi-year coverage

Cons

  • Comparatively lower coverage caps

Cinch Home Services

Pros

  • Free Air Filter Replacement is a significant benefit given Baltimore's urban environment
  • Offers extensive coverage options, which might be beneficial for older homes in Baltimore
  • Provides deductible reimbursement

Cons

  • Have higher premiums compared to others, which could be a drawback for budget-conscious Baltimore residents.

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Free Air Filter Replacement is a significant benefit given Baltimore's urban environment
  • Offers extensive coverage options, which might be beneficial for older homes in Baltimore
  • Provides deductible reimbursement

Cons

  • Have higher premiums compared to others, which could be a drawback for budget-conscious Baltimore residents.

The Home Service Club
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Pros

  • Coverage typically starts quicker than most competitors
  • It offers a range of beneficial plans in a city with diverse housing styles
  • Offers ‘Utility & Service Line’ coverage for Baltimore homes

Cons

  • Plans may have limitations on coverage for specific systems or appliances that could be problematic for older Baltimore homes

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Pros

  • Coverage typically starts quicker than most competitors
  • It offers a range of beneficial plans in a city with diverse housing styles
  • Offers ‘Utility & Service Line’ coverage for Baltimore homes

Cons

  • Plans may have limitations on coverage for specific systems or appliances that could be problematic for older Baltimore homes

Liberty Home Guard

Pros

  • Extensive list of add-on options, including TV mounting, carpet cleaning, and pest control
  • Features an integrated live chat option for customer assistance
  • Free Roof Leak Coverage

Cons

  • Limited plumbing coverage may be a concern for Baltimore homes
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • Extensive list of add-on options, including TV mounting, carpet cleaning, and pest control
  • Features an integrated live chat option for customer assistance
  • Free Roof Leak Coverage

Cons

  • Limited plumbing coverage may be a concern for Baltimore homes

Pro Tip: If you want to learn more about top home warranty plans and coverage, read our Best Home Warranty Companies guide.

Home Warranty Cost And Coverage-Related Details For Baltimore, Maryland Residents

Dive into the essential Home Warranty Cost and Coverage-Related Details tailored for Baltimore, Maryland residents, where we dissect details related to cost considerations and explore the comprehensive coverage options available in this historic urban center.

Cost Considerations

Coverage Options
  • Average Cost In Baltimore, the average cost for a home warranty plan typically ranges between $300 and $600 annually. This variance largely depends on the coverage scope and the service provider.
  • Deductibles Most home warranty plans in the area have a service call fee or deductible, usually between $75 and $125. Each time a service provider visits your home for repairs, this fee is paid.
  • Factors Influencing Cost The final cost of a home warranty can be influenced by the size and age of your home, the type and number of items covered, and the level of coverage chosen.
  • Appliances Coverage This typically includes essential household appliances such as refrigerators, dishwashers, ovens, and washers/dryers. Coverage ensures repair or replacement if these items break down due to normal wear and tear.
  • System Coverage Essential home systems like HVAC, electrical, plumbing, and water heaters are usually covered under this category. Given Baltimore's climate, having HVAC coverage is particularly crucial for residents.
  • Optional Add-Ons For additional protection, homeowners can opt for add-ons like pool/spa, septic system, well pump, and sump pump coverage. These are not usually included in standard plans but can be vital for some homes.

Visit our Maryland Review for a detailed overview of home warranties in the region.

Why Should Baltimore Citizens Get A Home Warranty?

In the dynamic urban landscape, a home warranty emerges as a prudent choice and an essential safeguard for Baltimoreans. Let us know how a home warranty can help Baltimore residents;

  • Wear and Tear Driven by the Weather Baltimore's varied climate, with its hot, humid summers and cold winters, can strain home systems like HVAC, plumbing, and electrical systems, necessitating frequent repairs.
  • High Water Table Concerns Baltimore's geographical location and high water table can lead to basement and foundation issues, making coverage for sump pumps and related systems a wise choice.
  • Cost Savings on Repairs The cost of repairing or replacing home systems and appliances in Baltimore can be significant. A home warranty can mitigate these expenses, offering financial protection and peace of mind.
  • Real Estate Market Advantage For those looking to sell, offering a home warranty can make a property more attractive in Baltimore's competitive real estate market, potentially increasing home value.
  • Urban Living Challenges In densely populated urban areas like Baltimore, finding reliable and immediate repair services can be challenging. A home warranty ensures prompt service and reduces the stress of urgent repairs.

Cost Of Common Household Repairs In Baltimore, Maryland

In Baltimore, Maryland, homeowners often face various repair costs for household systems and appliances. Here’s a detailed breakdown of what you might expect to pay for common repairs in different categories:

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet

    $150 – $350

    Clogged Drain

    $100 – $300

    Broken Water Heater

    $150 – $500

    Sump Pump Failure

    $200 – $600

    Toilet Repair

    $100 – $250

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $150 – $500

    Furnace Repair

    $130 – $470

    Ductwork Repair

    $200 – $700

    Thermostat Replacement

    $100 – $300

    Heat Pump Repair

    $170 – $600

  • Electrical

    Repair

    Average Cost

    Outlet Repair

    $100 – $200

    Circuit Breaker Issues

    $150 – $500

    Light Fixture Repair

    $100 – $250

    Wiring Issues

    $150 – $800

    Electrical Panel Repair

    $500 – $1,200

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $400

    Oven/Stove Repair

    $150 – $400

    Dishwasher Repair

    $100 – $300

    Washer/Dryer Repair

    $100 – $300

    Microwave Repair

    $100 – $250

Essential Points To Consider While Getting A Home Warranty In Baltimore, Maryland

When considering a home warranty in Baltimore, Maryland, it's important to keep several local-specific factors in mind to ensure you get the most out of your investment:

Who Regulates Home Warranty Companies In Baltimore, Maryland?

While there’s no single dedicated agency directly regulating home warranty companies in Baltimore, Maryland, a few aspects are essential to remember:

Maryland Service Contracts and Consumer Products Guaranty Act

This act outlines certain requirements for service contracts, including home warranties. It mandates companies to disclose contract terms, exclusions, and limitations. However, it doesn’t have an enforcement body specific to home warranties.

Maryland Home Improvement Commission (MHIC)

The MHIC licenses and regulates home improvement contractors, but their authority stops at ensuring the initial work is done properly. They don’t enforce or regulate ongoing warranties offered by these companies.

Maryland Department of Labor

The Maryland Department of Labor requires clear explanations within property sale documents for new construction warranties. This ensures transparency about coverage provided by the builder.

  • Maryland Service Contracts and Consumer Products Guaranty Act

    This act outlines certain requirements for service contracts, including home warranties. It mandates companies to disclose contract terms, exclusions, and limitations. However, it doesn’t have an enforcement body specific to home warranties.

  • Maryland Home Improvement Commission (MHIC)

    The MHIC licenses and regulates home improvement contractors, but their authority stops at ensuring the initial work is done properly. They don’t enforce or regulate ongoing warranties offered by these companies.

  • Maryland Department of Labor

    The Maryland Department of Labor requires clear explanations within property sale documents for new construction warranties. This ensures transparency about coverage provided by the builder.

Conclusion

In conclusion, selecting the best home warranty company in Baltimore requires careful consideration of coverage options, customer reviews, and costs. Do your due diligence to find a provider that aligns with your specific home needs and budget.

FAQs

What Are The Most Frequently Reported Appliance Breakdowns In Baltimore?

Baltimore experiences a humid subtropical climate with hot and humid summers and relatively mild winters. Therefore, home warranty claims often involve HVAC system failures, roofing issues like leaks or damage, plumbing problems, appliance malfunctions (especially refrigerators and washing machines), and water heater repairs.

Do Home Warranty Companies Cover Pool Repairs?

Pools are one of the most important parts of Baltimore homes, considering the city’s hot and humid climate. Yes, many home warranty companies offer coverage for pool repairs as part of their optional or add-on coverage. The company will determine the pool parts covered and the type of optional add-ons the homeowner opts for.

Are Home Warranties Worth In Baltimore City?

Yes, a home warranty can be worth it in Baltimore City, especially if you have older appliances with limited DIY skills. Home warranty plans can bring convenience and peace of mind in dealing with potential repairs or replacements.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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