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Disclaimer

We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Home  /   Companies /   Service Protection Advantage
icon Last updated: March 16, 2023

Service Protection Advantage

Service Protection Advantage is an undertaking of the Assurant Solutions, a leading provider of warranty and insurance services. Extended warranty plans are the primary products of Service Protection Advantage. Assurant Inc’s inception can be traced back to early 1999 when American Bankers and American Security Group combined to form what is today known as the Assurant Group. The company later underwent massive expansion and extended its domain to various sectors. What began as in 1892 as a company offering disability insurance, now sells several warranty and insurance plans in almost all states of the U.S.
 Service Protection Advantage
onehalf_star
41 Reviews

Premium

$75 - $200

Deductible

N/A

Coverage Limits

N/A

BBB Rating

N/A

Active States

1

Complaint Resolution Program

No

N/A

Estimated Appliance Coverage

N/A

Estimated System Coverage

1

No. Of Active States

No

Complaint Resolution Program
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Service Protection Advantage Reviews

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Cheryl Dutrieuille, Middletown, PA

On Aug 18, 2023

one_star

I am in the middle of a complete nightmare with this company. I wish I would have known what I know now. I will never purchase a warranty from Lowe's since they use this awful company. I have been trying for several weeks to even get an appointment scheduled.. can't get that done. They sent me to a repair place that said they don't service GE products..well my dishwasher is a GE. Still trying to ge ..Read Full Review

I am in the middle of a complete nightmare with this company. I wish I would have known what I know now. I will never purchase a warranty from Lowe's since they use this awful company. I have been trying for several weeks to even get an appointment scheduled.. can't get that done. They sent me to a repair place that said they don't service GE products..well my dishwasher is a GE. Still trying to get a call from this company. I am going to register a complaint with the Better Business Bureau . I would give a negative review if possible. ..View less

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Patrice Karlinski, Massapequa, NY

On Aug 09, 2023

one_star

DO NOT BUY THESE EXTENDED WARRANTIES! They are the worst. My microwave went and it took a month to get a part...then they came back to service it and said the whole microwave was blown...it took another month. They are not helpful or knowledgeable and will not let you speak to a manager. I would never take out this plan again on any appliance.

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DOROTHY PALAZZO, Valley Cottage, NY

On Aug 01, 2023

one_star

I HAVE A WASHER /DRYER COMBO AND IT HAS BEEN DONE SINCE MID JUNE ..WHEN I CALL THE POOR PEOPLE HAVE TO ANSWERS FOR ME OTHER THAN PARTS ARE ON ORDER. I HAVE REQUESTED A CALL FROM SOMEONE WHO CAN MAKE A DECISION OR FIND MY PARTS SINCE THE COMPANY THAT IS REPAIRING HAS NO IDEA WHERE THEY ARE. THIS IS A DISGRACE. I AM GOING TO FIND EVERY PLATFORM TO NOTE THE TERRIBLE SERVICE I AM RECEIVING AFTER PAYING O ..Read Full Review

I HAVE A WASHER /DRYER COMBO AND IT HAS BEEN DONE SINCE MID JUNE ..WHEN I CALL THE POOR PEOPLE HAVE TO ANSWERS FOR ME OTHER THAN PARTS ARE ON ORDER. I HAVE REQUESTED A CALL FROM SOMEONE WHO CAN MAKE A DECISION OR FIND MY PARTS SINCE THE COMPANY THAT IS REPAIRING HAS NO IDEA WHERE THEY ARE. THIS IS A DISGRACE. I AM GOING TO FIND EVERY PLATFORM TO NOTE THE TERRIBLE SERVICE I AM RECEIVING AFTER PAYING OVER $350.00 FOR THIS PLAN ..View less

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Ronald Joseph Rainville, Sutton, MA

On Jul 28, 2023

one_star

Using Assurant Service Protection Advantage was the worse decision of my adult life. They are eager to take your money but when you actually need service they pass you off to some local entity. The local entity in this case was A&E which sub-contracted to Sears. That's three levels. The Sears Home Service NON-Professional was the rudest individual I have ever met, regardless of the customer facing po ..Read Full Review

Using Assurant Service Protection Advantage was the worse decision of my adult life. They are eager to take your money but when you actually need service they pass you off to some local entity. The local entity in this case was A&E which sub-contracted to Sears. That's three levels. The Sears Home Service NON-Professional was the rudest individual I have ever met, regardless of the customer facing position he was in. He was here to replace the motor on the dishwasher but indicated he could cause plumbing damage and wanted me to sign a waiver assuming full responsibility. I asked if he caused damage in the past and basically said that was none of my business. I asked him to leave. Upon calling Assurant, they would not help me (even though they were glad to take my money) and insisted i call the local entity - I refused! What a Rip Off!!!! There are so many good companies out there, pick someone you can trust and possibly respect - Assurant aint one of them!!! If i could put a negative number below on the ratings, i would ..View less

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Diana Lowry, Chicago, IL

On Nov 17, 2022

one_star

Received an Important reminder in the mail regarding a warranty on an appliance. I never purchased the item referenced in the Reminder. I called Service Protection and asked why I was getting this. Ga** the person the invitation # in the letter. She looked it up and read back my name address and then started to tell me the email address. Stopped her and asked for her to repeat as it was not my email ..Read Full Review

Received an Important reminder in the mail regarding a warranty on an appliance. I never purchased the item referenced in the Reminder. I called Service Protection and asked why I was getting this. Ga** the person the invitation # in the letter. She looked it up and read back my name address and then started to tell me the email address. Stopped her and asked for her to repeat as it was not my email address. She then tells me she cant give out that info...What??? She was reading off whatever info they have in their system that was tied to my name and address. If someone is using my name and information I have the right to know!!! So Im the one caught in the middle. I dont trust this company and would advise that if anyone has encountered this same situation with them to let the BBB and Attys General Office know. ..View less

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1 people found this review helpful
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Michelle D Strickland, Independence, MO

On Nov 12, 2022

one_star

I wish I would have read the comments before purchasing this sorry warranty plan. They are quick to take your money but only have 2 services slot times, when there are working people that have to work to survive . Then I arrange my sister to drive an 1 hr (one way) to wait for them to come and no one showed up. Ms Mar*** whom I talked to several times poor customer service EVER!!!!!! I want my money bac ..Read Full Review

I wish I would have read the comments before purchasing this sorry warranty plan. They are quick to take your money but only have 2 services slot times, when there are working people that have to work to survive . Then I arrange my sister to drive an 1 hr (one way) to wait for them to come and no one showed up. Ms Mar*** whom I talked to several times poor customer service EVER!!!!!! I want my money back this is bullsh** Stay way from this service co. they deserve NO stars at all!!!! ..View less

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2 people found this review helpful
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Pam Knight, Somerset, KY

On Oct 27, 2022

one_star

If you buy an appliance, DO NOT ( I repeat, DO NOT) buy an extended warranty from either Assuarance or Service Protection Advantage. They are one in the same company. THEY SUCK!!!!!!! I have had an appointment scheduled (and twice cancelled the day they were to come) and nobody at customer service gives a shit. I’ve spent hours on the phone trying to get something done … NOPE. I have a tras ..Read Full Review

If you buy an appliance, DO NOT ( I repeat, DO NOT) buy an extended warranty from either Assuarance or Service Protection Advantage. They are one in the same company. THEY SUCK!!!!!!! I have had an appointment scheduled (and twice cancelled the day they were to come) and nobody at customer service gives a shit. I’ve spent hours on the phone trying to get something done … NOPE. I have a trash compactor that is broken: will not open - has 6 week old garbage in it. I waited 3 weeks for my first appointment- cancelled the day of the appointment. I waited another 2 weeks for my next appointment - cancelled after waiting 6 hours at home for them. Now they say it will be another week or two. I have stayed home twice waiting on A & E repair and nobody comes. This is ridiculous and I am so angry. DO NOT BUY EXTENDED WARRANTIES - find your own repairman. I cannot give this group any rating … a 1 star is 2 stars too many!!!!! They MAKE you give a star in order to submit this review but they DO NOT deserve any stars. I want to be reimbursed for this crappy warranty and I want to be reimbursed for the two days of work I have had to miss waiting from 8 til 5 for the tech. ..View less

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1 people found this review helpful
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Steven L., Wildomar, CA

On Jul 06, 2022

one_star

Do not use this company. They lie about what is in their contract. Then when you call customer support they just hang up on you. Imagine a place run by teenagers who do not give a shit about you then call in and try to have a conversation with them. F-

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2 people found this review helpful
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Conchita Azcue, Brooklyn, NY

On Dec 17, 2021

one_star

The service, from the agents, to the supervisors, to the repair service company has been beyond unsatisfactory. It is reprehensible that we have paid into this insurance company all these years and are unable to receive service.

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5 people found this review helpful
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Kenneth Thornton, Fountain Hills, AZ

On Oct 23, 2021

one_star

I purchased the 5 year extended warranty plan for the $12,000 G* built in refrigerator which i bought 14 months ago. It was supposed to start once the owners warranty expired, (2 months ago). The refrigerator just broke down. When I called to schedule a service I was told that it didnt kick in until a year after the manufacturers warranty expired which isnt what I was specifically told when I bought ..Read Full Review

I purchased the 5 year extended warranty plan for the $12,000 G* built in refrigerator which i bought 14 months ago. It was supposed to start once the owners warranty expired, (2 months ago). The refrigerator just broke down. When I called to schedule a service I was told that it didnt kick in until a year after the manufacturers warranty expired which isnt what I was specifically told when I bought the policy. I looked in the fine print of the contract and they are correct but it isnt what they said when they sold me the policy. So, I have pay for the repairs. Dont buy a policy from these people. They will find a way to wiggle out of it. ..View less

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10 people found this review helpful
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Scott, Flushing, NY

On Oct 07, 2021

one_star

Worse warranty company I’ve ever dealt with. They just hang up on you when they feel like it and don’t bother calling back. They claim to show up at your house and leave a min later so you have to pay and they don’t do the work. They are the biggest scam.

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6 people found this review helpful
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Dale Stoneroad, Wesley Chapel, FL

On Sep 03, 2021

one_star

We purchased this G* Refrigerator 8/2017. Since 7/2019 we have had FOURTEEN service calls/repairs. They have replaced the freezer fan, the refrigerator fan, the thermistor, the main computer board, drain line, housing cover for refrigerator fan and freezer fan, ALL 2-3 times each. Today they replaced FOUR parts again! We have dealt with water leaking all over our floors, food freezing in the refrigerato ..Read Full Review

We purchased this G* Refrigerator 8/2017. Since 7/2019 we have had FOURTEEN service calls/repairs. They have replaced the freezer fan, the refrigerator fan, the thermistor, the main computer board, drain line, housing cover for refrigerator fan and freezer fan, ALL 2-3 times each. Today they replaced FOUR parts again! We have dealt with water leaking all over our floors, food freezing in the refrigerator and then thawing and having to be thrown out, extremely loud noises (which we took video of and showed the tech multiple times), and the water on the door not working after they left. G* says its reparable because they can put a part in that will fix it for a few weeks. Then the cycle starts again. Because G* doesnt deem it as a defective product, A******* will not rectify the situation. G* says A******* should see all these repairs and buy out the contract or give cash value for the refrigerator. The G* Technician even feels there is something wrong and says he has NEVER seen this many issues before that keep happening over and over again. G* and A******* do both agree that 14 service calls in 2 years is excessive. Yet no one will rectify this situation. We were told by L****** at A******* (yesterday) to call Customer Service at 8**-4**-4**** when the tech was at our house today, and ask for the Claims Department. Then they would speak directly to the tech to find out why these same parts continue to need replaced. Well… that was a joke, because I spoke to T** who just said if there are parts there (again) just fix it. He was not interested in how many times the same parts have been replaced. As he tried to transfer me to customer relations, he hung up on me. I called back and then spoke to N****** who was extremely difficult to understand. Customer Relations said I needed to go back over to Claims (T**’s Dept), so she transferred me to D****. D**** was a higher up in Claims who just kept saying “If the refrigerator can be fixed, A******* will not do anything about it, even if it’s the same parts being replaced over and over again”. The ONLY way A******* will do anything is for the Tag people at G* to deem the refrigerator unrepairable. I have no idea what a Tag person is? I will NEVER buy another G* product, nor will I ever recommend A******* for anything. All we have gotten is the run around from both pointing us back to the other. There have been numerous losses in food cost, lost wages from missing work for the service calls, and its not something we look forward to having a tech in our house all the time during Covid issues. This is absolutely the worst customer service from both Companies (G* and A*******). Please save yourself the hassle and do NOT go with either Company for your needs. For now, I plan to write reviews on all possible sites until our situation is addressed. ..View less

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6 people found this review helpful
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beckyn, Wayne, PA

On Aug 26, 2021

one_star

Wish Id checked reviews before I purchased this. Dont make the mistake I did - do not buy this. Not worth the paper its written on. AND, if you want your money back, they will only refund up to $25. Bought from referral from G* - dont fall for it.

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5 people found this review helpful
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OWEN DYKSTRA, Sparta, NJ

On Jul 31, 2021

one_star

Had my dryer covered since 2006, service tech was great, was going to cost $700 to fix and SVC paid me less then $200 toward a new dryer... total waste of money, I could have bought 5 dryers with what I paid over the years and when it needs to be fixed, they walk away...

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3 people found this review helpful
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Ron Heller, Saint Louis, MO

On Jul 22, 2021

one_star

Horrible customer service. Had refrigerator under contract for 17 years and now have to wait 3 weeks for a service call. Anyone I talked to or chatted with gave me incorrect or misleading information.

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4 people found this review helpful
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Gregory A Baryza, Quincy, MA

On Jul 13, 2021

one_star

We took advantage of an offer from them to extend the warranty on the in-wall AC/heat pumps in our new condo. The first time we had occasion to use the service was a disaster. They scheduled a ** tech to come and do the diagnosis. That was fine. Then we had do wait for the report to be transferred to their system, for them to find a service tech and schedule the repair. After several days waiting, we w ..Read Full Review

We took advantage of an offer from them to extend the warranty on the in-wall AC/heat pumps in our new condo. The first time we had occasion to use the service was a disaster. They scheduled a ** tech to come and do the diagnosis. That was fine. Then we had do wait for the report to be transferred to their system, for them to find a service tech and schedule the repair. After several days waiting, we were mailed an appointment date about a week ahead. When that day arrived, we received a call from **. It was the local service techs supervisor asking why we had scheduled another diagnosis when he just did one. To add insult to injury, when they *scheduled* the second diagnostic, I received an email telling me the service had been completed, and asking me to rate the performance -- days before it actually happened. When you try and reach a representative via the website, thats when death comes by a thousand cuts. For example, when you manage to find a phone number contact and do call, the answering system tells you you it is prefereble to contact them via the website. It then presents a list of options. Number one is to have the website address texted to your phone. Number two is to repeat the list. DDUUUUUHHH!! To cancel the contract, you have to write them in R**** C***, SD. I surmise they do that to minimize the chance a crowd will show up on their doorstep with pitchforks and torches. When I buy a service contract, I expect the successful completion of the repair will be totally in the hands of the service contract holder and not be considered complete until I acknowledge it. A******** performance is as far from that standard as I can imagine. Ive given them one star = Not Good because that is as low as I am allowed to go. ..View less

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2 people found this review helpful
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ashish singh, Groton, MA

On Jul 09, 2021

one_star

Hi , I am sharing my bad experience with A******* till now . I have service plan on my G* microwave for model /Sno PVM9005SJ3SS/ RM260510A My contract number is : 473126363 I claimed for service and G* service guy name J*** S******* was there at my house on 18th June , he inspected and found that my microwave is not repairable , and informed both G* and a****** about that , also he sent me invoice. ..Read Full Review

Hi , I am sharing my bad experience with A******* till now . I have service plan on my G* microwave for model /Sno PVM9005SJ3SS/ RM260510A My contract number is : 473126363 I claimed for service and G* service guy name J*** S******* was there at my house on 18th June , he inspected and found that my microwave is not repairable , and informed both G* and a****** about that , also he sent me invoice. After that I called A******* multiple times but they have same answers that your service request is closed and they have no further information or claim, I am waiting for 3 weeks now without microwave and called multiple times without any result. they keep me waiting for an hour in each call and then disconnect it without final answer. I am without microwave and as its rangehood , I can not even cook as fire alarm goes on without that. If any one can help that will be great , I have to come here on social media as I am completely frustrated with A******* , my next step will be to file official complaint for a******* , as I have paid insurance premium of 150$ for $535 microwave , without any benefits which is fraud. Here are details of service done by John. Call Number: 064104982 Tech: 10923530 Tech Notes: TAG: Case Number: 06045191, Not Repairable Burnt Wave Guide Arcing; Invoice Notes: TAG: Case Number: 06045191, Not Repairable Burnt Wave Guide Arcing Problem Description: PRODUCT NOT WORKING-MICROWAVE HAS STOPPED WORKIN ..View less

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5 people found this review helpful
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Jim Clark, Somers Point, NJ

On Jun 28, 2021

one_star

I have a policy covering my new * * Refrigerator and Dishwasher. It originally was with * *. When * * stopped making appliances the contract was apparently sold to this outfit, *. A*****, ** Service Protection Advantage. I think it is owned by A******* I**, Co. Had a claim because a water hose in the refrigerator broke and flooded our kitchen floor.. It was not useable after this break so we had a n ..Read Full Review

I have a policy covering my new * * Refrigerator and Dishwasher. It originally was with * *. When * * stopped making appliances the contract was apparently sold to this outfit, *. A*****, ** Service Protection Advantage. I think it is owned by A******* I**, Co. Had a claim because a water hose in the refrigerator broke and flooded our kitchen floor.. It was not useable after this break so we had a non functioning unit. Reported claim. The claim was given to another outfit, * & * Appliance Service to do the repair. They promised to be here in 5 days to do the repair. We waited all day and they did not show up. Received a text saying they were here but no one was home so we would have to reschedule. Can you believe the same thing happened 5 days later. When we called the only person you can talk to is a person with no authority to tell us to reschedule. We are now over 2 weeks after reporting the claim. Im fed up with * & * and SPA. Called a local repair service and they were here in 4 hours. Fixed the problem in 30 minutes. I asked them by letter to cancel and return my unused premium on June 11. Its now June 28 and nothing from them. Im contacting the State Insurance Commission today to report this episode. Rating is 1 ..View less

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4 people found this review helpful
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Leticia Sanchez, Edinburg, TX

On Jun 25, 2021

one_star

Had my dryer on their protection insurance with them since 2011 - attempted to cancel the coverage, because it kept appearing on my credit card for $8.60 every month. I attempted to cancel it today, June 24, 2021 a total of $1,135.20 (i could have purchased like 2 dryers & I still have the one that was insured); where i'm getting at is that...I COULD NOT MAKE THE CANCELLATION OVER THE PHONE...BUT WH ..Read Full Review

Had my dryer on their protection insurance with them since 2011 - attempted to cancel the coverage, because it kept appearing on my credit card for $8.60 every month. I attempted to cancel it today, June 24, 2021 a total of $1,135.20 (i could have purchased like 2 dryers & I still have the one that was insured); where i'm getting at is that...I COULD NOT MAKE THE CANCELLATION OVER THE PHONE...BUT WHEN I MADE THE CONTRACT IT WAS OVER THE PHONE NOT THRU AN EMAIL - THE LADY REPRESENTATIVE INFORMED ME THE ONLY WHY TO CANCEL WAS OVER THE EMAIL...WHAT??????? yet they never called or emailed to ask if the dryer was still available or what, but they were very quick to keep charging my credit card each month...how upsetting!!! The dryer was sold 5 years ago. I would give them a -1. Not once was I ever contacted either by mail/email. BAD COMMUNICATION! UPSET BECAUSE THEY WOULDNT TAKE THE CANCELLATION FOR THE PHONE!!! ..View less

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3 people found this review helpful
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Linda McLoughlin, Westbury, NY

On May 01, 2021

one_star

I have had a service contract with this company on all my kitchen appliances for over 8 years after my Company warranty expired. No problem until now. It now cost $25 to have a repair man com for each appliance. Needed a gasket for dishwasher they say not covered. Wont repair the control panel until I repair gasket and bottom try for dishes. (rust on tip) Microwave too old will reimburse me 149.00. ..Read Full Review

I have had a service contract with this company on all my kitchen appliances for over 8 years after my Company warranty expired. No problem until now. It now cost $25 to have a repair man com for each appliance. Needed a gasket for dishwasher they say not covered. Wont repair the control panel until I repair gasket and bottom try for dishes. (rust on tip) Microwave too old will reimburse me 149.00. Complete fraud. Took my money all these years but refuse service when you need it. Would give 0 stars. Rip Off ..View less

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6 people found this review helpful

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Service Protection Advantage RATINGS

RATINGS
41 Reviews in Total

Customer Service

one_star

Repair Time

one_star

Quality of Repair

one_star

Claims and Settlement

one_star

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