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5 Reasons Why You Need Lowe’s Protection Plan

HWR Protection Plans Lowe's

You might have already heard of Lowe’s. Either you might have passed by their mega stores on your travels, or have been a customer in the past. Here are a few things that might not have caught your attention that makes Lowe’s simply the best place to purchase an appliance or utility. Everyone knows that it never ends with just purchasing a utility/ appliance, other tasks such as installation, maintenance, repair, protection, and replacement are also to be considered by a consumer. Lowe’s, unlike its competitors, aims to be a part of every phase and task necessary when buying an appliance/ utility for your home.

No third parties, No deductibles:

Buying a product from Lowe’s ensures that whenever you have an issue with your product, you won’t have to go through the hassle of dealing with a third party contractor or representative in order for you to avail the services/repair/replacement that you rightly deserve. Lowe’s will personally support you in all concerns be it issues with your appliance/ product, be it repair, replacement.

Also, buying from Lowe ’s, you won’t have to worry about the hassles of calculating deductibles for each and every product you own. Lowe’s simply doesn’t have any, so that’s one detail that you won’t have to be concerned about.

An extended warranty/ protection plan:

While most products and appliances you buy can be clubbed with a warranty period, Lowe’s offers you an extended warranty or protection plan. This will ensure that you are eligible to get service for your appliance whenever it breaks down or turns faulty. This is essential as many appliances tend to break down due to wear and tear only after the warranty period given by the manufacturer. This protection plan secures your appliances even after the manufacturer’s warranty period has been completed.

As a kicker, you will never have to be stuck in a situation where you’re thrown back and forth talking to representatives from Lowe’s and the manufacturer of the appliance in order to avail our warranty. No need to go on a wild goose chase in order to get the service that you deserve. When it comes to Lowe’s all you have to do to get your appliance checked or repaired is call up their company hotline. Lowe’s will send their own contractors to come and check up on your appliances, utilities, and devices (the ones bought from Lowe’s of course)

A Plan for every appliance:

It would seem unreasonable to set one price for all when it comes to protection plans for the various appliances. Imagine paying expensive amounts for protection of a small and easily replaceable appliance. Doesn’t make much sense, does it? That’s why Lowe’s ensures that every product you buy has its own reasonable price bracket. This guarantees that you as a customer are not paying for a protection plan higher than what is necessary to repair/replace your appliance.

Protection from normal wear and tear:

HWR Protection Plans Wear Tear HWR

Another reason as to why Lowe’s protection plans are special is because while a normal manufacturers warranty does not cover damage of appliances due to normal wear and tear, Lowe’s does! Also, you may come across a situation, where an essential home appliance like your refrigerator breaks down. Imagine all that food gone to waste! Imagine a month of groceries spoilt! But not to worry, Lowe’s protection plan also ensures your food loss. So whatever money spent on will be reimbursed one way or the other while your refrigerator gets its due servicing.

Replacement Plans:

If you aren’t satisfied with just a protection plan or the extended warranty, at Lowe’s you can even opt for a replacement plan. A Replacement plan as the name suggests ensures that if any of the appliances/utilities bought by Lowe’s is not functional or breaks down, you can avail a replacement for it. A replacement plan also costs more, as the service of replacing a home appliance is a costly ordeal. To make this even better, this replacement plan also caters to situations where usual warranties claim to be inapplicable.

One of those situations is the wear and tear of appliances from normal use. In the past, you might have encountered a situation where you’ve owned a product/appliance under warranty and it has been damaged due to unforeseen circumstances. What did you think happened next? Your warranty denied your claims as it has been damaged due to regular wear and tear. Well, such a circumstance won’t occur with a Lowe’s replacement plan, seeing as even normal wear and tear of appliances bought from Lowe’s is eligible for replacement.

And if Lowe’s is unable to replace the appliance because situations like a lack of stock, You are eligible for a refund on the money spent on purchasing your appliance. Also, whenever you try to claim your warranty or protection plan, the plan does not end after the service is completed. Your protection plan will only lapse after the specified duration it is meant to be active.

Furthermore, as Lowe’s protection plans do not have any deductibles, none of your hard earned money will be deducted whenever you try to contact and avail the service.


HWR Protection Plans Lowe's Before you buy

  • Lowe’s does not give out extended warranty and protection plans for commercial products. However, if the product is commercial grade but is only being used in a single-family dwelling, then yes, you can cover it with a Lowe’s protection plan.
  • Lowe’s Protection Plans do not cover accidental damage or abuse, routine maintenance, and consumables, cosmetic damage unless otherwise specified.
  • The damage that occurs during a move is considered accidental damage. A Lowe’s Protection Plan doesn’t cover accidental damage, abuse, routine maintenance, consumables or accessories unless otherwise specified.
  • You have up to 30 days after the original product was purchased to cover it with a Lowe’s Protection Plan. Failing to do so will make your product ineligible to be covered by Lowe’s protection and replacement plans
  • We recommend visiting or calling your local store with the receipt containing the original product purchase. We recommend that you register your plan so our Service Center can assist you as quickly as possible.
  • When your contract expires and if you never made a service claim requiring a repair on your major appliance, you will be reimbursed for 30% of the Major Appliance Protection Plan cost. Usage of the 50% preventative maintenance benefit does not qualify as a service claim, so you are still eligible for the 30% reimbursement.
  • Lowe’s does not collaborate with a third party company in regards to communication and services.A ll communication with the consumer is done with their own personnel. Lowe’s will leverage regional and local repair professionals that can best address your product needs.


But before you think about whether you need a Lowe’s protection plan or home warranty, think about your annual expenses in the maintenance of your home. To help you, use this home maintenance calculator to see how much you’d be spending on appliance maintenance for a given year. Furthermore, you can calculate the expenses you’d be paying for maintenance of your current home appliances for the next 25 years! An added feature would be to compare and see how much of your money you would be saving if you were to opt for a home warranty over individual expenditure.

Now if you’re convinced that you need a home warranty to secure your home, you must be stuck on the dilemma of what to choose. Worry not, that’s what is there for. We hold and rank home warranty companies all based on reviews by actual consumers alongside the use of the world famous Bayes Algorithm. By finely combing through honest reviews from consumers, lists out the best of the best in home warranty services, all at your disposal. Through this, you can easily gauge, compare and see fit that you get the best home warranty that you deserve.

Most of the companies featured on have their own rating timeline. This timeline shows you how a home warranty service has fared in the last five years and how they are perceived by the public and the consumers.




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