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Blue Ribbon Home Warranty
Blue Ribbon Home Warranty has offered affordable coverage to homes in the state of Colorado since 1985. Their plans offer protection plans that are suitable to the local sustainable construction, topography, and weather by solely focusing on Colorado. Our comprehensive Blue Ribbon Home Warranty review will provide you details on plans, pricing, customer service, service charges, coverage exclusions, and more. Read on!
Pros
Cons
Blue Ribbon Home Warranty offers three plans namely Silver, Gold, and Platinum. The Silver Plan includes heating and electrical systems along with 11 other frequently utilized home systems and appliances. Everything that is covered by the Silver Plan is also covered by the Gold Plan, plus a few additional things like a washer and dryer. For homeowners seeking full coverage and fewer exclusions on covered parts, Blue Ribbon Home Warranty’s Platinum Plan is the most comprehensive option.
The coverage for each plan is compared below in the table:
Silver Plan
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Gold Plan
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Platinum Plan
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Blue Ribbon Home Warranty is no different from other home warranty providers, and has exclusions to the coverage they provide. A few of the components or parts not covered by the home warranty plan are listed below:
Plumbing
The following items are not covered by Blue Ribbon Home Warranty plumbing coverage: plumbing fixtures, urinals, electronic controls, touch controls, caulking and grouting, blockages in incoming water lines, water flow restrictions caused by chemical or mineral buildup, inadequate or excessive water pressure, water softeners, septic tanks, sewage ejector pumps, circulating pumps, sprinkler systems, saunas, steam rooms, collapsed pipes, plastic piping, and sedimentary buildup.
Ductwork
Repairs for flue ducts, vent dampers, and power vent units, as well as concerns with collapsed, crushed, and inadequately sized ducts, zone damper systems, registers, or grills, are not covered.
Kitchen Appliances
Clocks, self-cleaning mechanisms, timers, meat probes, interior lining, door glass, tubs, water reservoirs, refrigerant, refrigerant recapture, ceramic and glass stove tops, refinishing or replacement of countertops, cabinets, tile, and floors, portable dishwashers, countertop microwave ovens, appliance knobs and handles, lights, removable baskets, lock and key mechanisms, and interior lining are not covered in the Kitchen Appliances by Blue Ribbon Home Warranty.
Electrical
Lighting fixtures, ceiling and attic fans, intercoms, smoke, fire, and burglar alarms, low-voltage lighting controls, garage door springs, transmitters, and security touch pads are among the electrical system components that are not covered by the Electrical Blue Ribbon Home Warranty.
Heating
Portable units, filters, electronic air cleaners, humidifiers, circulating pumps, fill valves, backflow preventers, purging, steam systems, blockages in water lines, water flow restrictions, chemical or mineral deposits, baseboard casings, and fireplaces are examples of heating system components that are not covered by a Blue Ribbon plan.
It is advisable to read the coverage exclusions listed on the sample contract for Blue Ribbon Home Warranty to get a better understanding. Also, this would help in preventing future claim denials due to non-covered parts.
If your covered appliance or system breaks down, you follow the listed steps to file a successful claim:
Note: The 24/7 claim center for Blue Ribbon is open. You have three days from the time the issue is discovered to submit a service request.
The starting price is $345, and the annual fees vary from $124 to $664. This is appealing when you consider that the deductibles are $55 instead of the industry average of $75, which is lower. The limitations range from $600 to $1,600, which is a little more than majority companies have to offer.
Premium$46-$55
Service Fee$85
LimitUpto $3K/item
Activation30 Days
1st month free + Free roof coverage
| Premium$60-$67
Service Fee$75
Limit$1.5k/item
Activation30 Days
$200 Off + 2 Months Free*
| Premium$46-$50
Service Fee$60-$75
Limit$3k/Item
Activation30 Days
$150 off + Free roof coverage + 2 months free
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At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Blue Ribbon Home Warranty
Do Blue Ribbon Home Warranty contracts allow for transfers?
A.
Yes, insurance are extendable to new homeowners for an extra cost and are transferable.
For how long does Blue Ribbon offer coverage?
A.
Most businesses only provide 12-month guarantees, but Blue Ribbon Home Warranty offers coverage for 14 months, including two free months.
Can I contact Blue Ribbon to employ my own service technician?
A.
You will not receive a refund of the claim fee or reimbursement for repair or replacement expenses if you submit a claim with Blue Ribbon Home Warranty but use your own service professional without the company’s approval.
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