Lowe’s Protection Plans Review 2025

Plans & Coverage Of Lowe’s Protection

 Lowe’s protection plans are available for items purchased from their store. The plans are divided into eight categories, covering over 50 home items.

Also, in the case of appliances, you can have a joint protection plan for two to three appliances. The home systems and appliances eligible for Lowe’s protection plans are categorized under eight groups. These are:

• Major Appliances
• Grills & Smokers
• Power Tools
• Small Appliances
• Outdoor Power Equipment
• Heating & Cooling
• Plumbing
• Water Heaters

Lowe’s plans cover outdoor equipment, grills, power tools, and other items in addition to major home furnishings. As a result, its offers can be considered extensive compared to other home warranty plans on the market. Along with the plans, customers can also avail of benefits and rewards programs offered by Lowe’s.

Let’s take a look at the coverage in detail:

Items	Major Appliances	Small Appliances	Power Tools	Grills & Smokers	Outdoor Power Equipment	Heating & Cooling	Plumbing	Water Heaters
Refrigerators	✓
Freezers	✓
Trash Compactors	✓
Wall Ovens	✓
Cooktops Range Hoods	✓
Dishwasher	✓
Microwaves Ranges	✓
Washing Machines	✓
Dryers	✓
Compact Refrigerators		✓
Food Processors & Slicers		✓
Blenders		✓
Wine Coolers		✓
Vacuums		✓
Mixers		✓
Toaster		✓
Coffee & Espresso Makers		✓
Ovens		✓
Garbage Disposal		✓
Drills & Drivers			✓
Nailers			✓
Compressors			✓
Drill Presses			✓
Jointers Power & Tile Saws			✓
Wet/Dry Vacuums			✓
Sanders			✓
Welders			✓
Routers			✓
Gas Grills				✓
Gas Smokers				✓
Electric Grills				✓
Electric Smokers				✓
Pellet Grills				✓
Chippers					✓
Chainsaws					✓
Portable Generators					✓
Pressure Washers					✓
Log Splitters					✓
Trimmers					✓
Tillers					✓
Edgers					✓
Air Conditioners						✓
Gas Fire Pits						✓
Portable Fans						✓
Humidifiers						✓
Evaporative Coolers						✓
Heaters						✓
Dehumidifiers						✓
Fireplaces						✓
Jetted Tubs							✓
Water Softener Systems							✓
Water Filtration Systems							✓
Electric & Gas Traditional Water Heaters								✓
Electric & Gas Tankless Water Heaters								✓

Note: Lowe’s does not provide coverage for optional items. 

Find out what else your home warranty cover by taking a free quote here!

Coverage Limitations & Exclusions

Lowe’s protection plans have a set of limits and exclusions. The limit of liability under protection plans for any single claim does not exceed the retail cost of your item.

Moreover, for your gen-sets/portable generators, the company will have up to $1,000 per contract term.

Apart from the coverage limits, Lowe’s does not cover repairs or replacements of the following: 

• Intentional or accidental damage, rust, liquid spills, acts of God, environmental factors, etc.
• Failures or breakdowns caused by manufacturer defects, improper or lack of preventive maintenance, and pre-existing conditions are grounds for Lowe’s warranty claim denial. 
• Consumable parts failure, unauthorized repairs, and wilful abuse or neglect may also lead to the claim denial.

Note: There may be more limits or exclusions, so we advise you to read your contract thoroughly.

Lowe’s Protection Plan Cost

Lowe’s protection plan costs are distinct for each product according to its original value. You can expect to pay between $25 – $400, depending on your item and the plan’s duration. 

For reference, take a look at the below-mentioned prices for major appliances:

Note: The prices mentioned above are for major appliances. We recommend getting a free quote from the company to know the exact pricing for the items for which you require coverage.

Review Of Plans, Coverage & Customer Service Of Lowe’s Protection Plan

Lowe’s is the second largest home improvement retailer in the United States, operating since 1921. With over 100 years of experience, the company has created a significant brand presence nationwide.

Review Of Lowe’s Protection Plans & Coverage

• Lowe presents a range of home protection plans grouped into eight categories. These plans provide coverage for an extensive collection of 56 essential items. 
• In terms of offered coverage, Lowe’s extensive list of items available surpasses the other available plans in the industry.
• The plans are suitable for people looking to cover specific parts of a home. 
• Lowe’s premiums could be comparatively higher compared to bundled plans offered by the competitors. 
• Another aspect to note is that where other companies charge $75 to $125 as service fees, Lowe’s does not levy any deductible on the services. 

Review Of Lowe’s Protection Plans Customer Services

• The company holds a rating of 4/5 on our website out of 475+ customer reviews. Several customers have also mentioned satisfaction with the services and value for money.
• However, some customers have mentioned discrepancies regarding Lowe’s Protection Plan customer service’s representatives and technicians, suggesting areas for improvement.

Lowe’s Protection Plans Claim Filing Procedure: Phone Number, Web Portal, & Online Form

Follow the listed steps to place a Lowe’s Protection Plan claim request –

• Call Lowe’s customer service at 1-888-775-6937 to reach the plan administrator or place an online request at claims.lowesprotect.com.
• The request will be verified and approved if the item is covered. Note that Lowe’s will provide services only if the request is supported by the Plan Administrator, who is available 24/7.
• Lowe’s will send a technician to your house to fix the issues. 
• If the item is not deemed repairable, a replacement or cash instead of replacement will be offered.

Note: You can also place an emergency service request with Lowe’s at no extra charge.

Conclusion

Lowe’s Protection Plans allow customers to extend protection for their home items. However, it’s essential to recognize that Lowe’s does not offer comprehensive coverage for all major appliances and systems, unlike other home warranty companies.

Lowe’s Protection Plan can be a viable option if you’re interested in covering specific home appliances or systems. Nevertheless, we always recommend that customers thoroughly review the terms and conditions before purchasing.

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Quick Details About The Company

Here are some details about Lowe’s that will help you know more about the company. Take a look: