- Average Cost In Miami, the average cost of a home warranty plan ranges from $300 to $600 annually, depending on the level of coverage chosen. This range aligns with national averages but can vary based on the size and age of the home.
- Deductibles Most home warranty companies require a service call fee or deductible, typically from $60 to $125 per repair visit. This fee can influence the overall cost-effectiveness of a plan, depending on how frequently you use the service.
- Factors Influencing Cost Several factors can affect the cost of a home warranty in Miami, including the type of property (e.g., single-family home, condo, townhouse), the age and condition of home systems and appliances, and the level of coverage selected. Additional coverage for items not included in basic plans can also impact the final price.
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- Appliances Coverage Standard home warranty plans in Miami often cover major appliances such as refrigerators, ovens, dishwashers, built-in microwaves, and clothes washers and dryers. Coverage specifics can vary, so reviewing what constitutes 'normal wear and tear' is essential.
- System Coverage Essential home systems like air conditioning (crucial in Miami’s climate), heating, plumbing, and electrical systems are typically included. Given Miami's susceptibility to high temperatures, ensuring your air conditioning system is covered is particularly important.
- Optional Add-Ons For an additional fee, Miami residents can expand their coverage to include pools, spas, septic systems, second refrigerators, and more. These add-ons can be valuable for homeowners who customize their plans to fit their needs.
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