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Illinois experiences snowy winters and humid summers, making it difficult for household devices to function. A home warranty plan can help save all the repair expenses, but selecting a well-suited company can be difficult. To cut down your research work, we have compiled a list of the best home warranty companies in Illinois by considering coverage, pricing, and reputation factors.
After reviewing all the necessary details, we’ve shortlisted Illinois's top home warranty companies for homeowners. Find the details below to make an informed decision.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
American Home Shield presents three plans: ShieldSilver, ShieldGold, and ShieldPlatinum, with monthly rates ranging from $35.83 to $79.16. Coverage limits for appliances and systems are $2,000 and $5,000, respectively. More detailed information about costs and plan specifics is provided below.
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$35.83 |
$39.16 |
$69.16 |
Cost at $100 Service Call Fee |
$45.83 |
$49.16 |
$79.16 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield stands out due to its diverse coverage options, a nationwide network of qualified technicians, and customizable plans that cater to individual needs and budgets. Renowned for its high customer satisfaction and reliable reputation, AHS offers Illinois homeowners peace of mind and prompt service during crucial moments.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
The Gold Plan is priced at $37.46 and $349.50 annually, while the Platinum Plan is priced at $43.71 and $424.50 annually. They have a trade service fee of $75 per visit. However, the price can vary according to the chosen optional add-ons. Here are the pricing plans in detail:
Plan |
Cost (Monthly) |
Cost (Annually) |
Gold |
$37.46 |
$349.50 |
Platinum |
$43.71 |
$424.50 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus has made it easy for customers to file complaints and have a technician at their doorstep within minutes. The company has been praised for its services, trained technician network, and customer responsiveness, making it a good choice for Illinois residents.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Elite provides three plans to Illinois homeowners- Elite Appliances, Elite Systems, and Elite Complete. The pricing can range from $44.99 to $59.99,, and the homeowners must pay a standard service call fee of $70. The coverage limit for appliances is $7000, and for systems, it is up to $8000 for appliances. Here are the pricing details:
Plans |
Monthly Premium |
Elite Appliances |
$44.99 |
Elite Systems |
$49.99 |
Elite Complete |
$59.99 |
Elite Appliances
Elite Systems
Elite Complete
Why We Picked It?
Being new in the industry, Elite Home Warranty has become one of the trusted home warranty providers in recent times. The customers have appreciated the impeccable customer service, money-back guarantee, and many other benefits. It should be your first choice if you search for comprehensive plans at affordable prices.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty’s Gold Care Plan and Bronze Care Plan start at $44.42, which is expensive for a basic plan compared to the industry standards. Platinum Care is priced at $47.75 per month. The company provides a generous coverage cap of $3,000 for HVACs, per industry standards. However, there is only a $500 coverage cap for electrical systems, appliances, and plumbing work.
Here are the pricing details:
Plans |
Monthly |
Yearly |
Bronze Care |
$44.42 |
$479.99 |
Gold Care |
$44.42 |
$479.99 |
Platinum Care |
$47.75 |
$524.99 |
Bronze Care
Gold Care
Platinum Care
Why We Picked It?
Select Home Warranty provides separate coverage for both home systems and appliances. The 60-day guarantee on workmanship is something appreciated by the customers, along with the free roof coverage option with all of its plans.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
APHW provides only one Standard coverage plan option and the option to add optional add-ons. One way to enhance your coverage is the Premier Plan options. Their standard plan covers all the major home appliances and systems, while the Premier Plan adds to the standard coverage. They have a coverage limit of $25,000 per contract term, and the annual fee can range from $706-$762, while monthly payments can be somewhere between $58.82- $63.48
|
Standard Coverage Plan (Monthly) |
Standard Coverage Plan (Yearly) |
Cost at $100 Service Call Fee |
$58.82 |
$706 |
Cost at $50 Service Call Fee |
$63.48 |
$762 |
Standard Plan
Why We Picked It?
America’s Preferred Home Warranty provides coverage for home systems and appliances. The pricing is kept affordable, and customer reviews show high customer satisfaction, making it one of the top picks in Illinois.
Home warranty plans bring several advantages to homeowners in Illinois, addressing specific challenges of the state:
A well-tailored home warranty for Illinois residents addresses the specific challenges posed by the state's climate and weather conditions. It is a proactive measure that provides homeowners financial protection and peace of mind.
The cost of home warranty companies in Illinois can vary based on several factors, including the provider, coverage options, plan details, and the size of your home. Find the average cost here:
Average Annual Cost
$300 - $650
Average Monthly Cost
$40 - $90
Average Service Fee (Deductible)
$60 - $125
Here are some factors that influence the cost of a home warranty in Illinois:
The extent of home warranty coverage in Illinois can differ based on the particular company and plan you select. However, certain inclusions and exclusions are commonly encountered.
Home warranty coverage in Illinois typically includes protection for essential home systems and appliances. While coverage can vary among providers and plans, here are some common items that are often included:
In Illinois, home warranty companies are regulated by the Illinois Department of Insurance (IDOI). The IDOI oversees insurance-related matters within the state, including the home warranty companies.
Service contracts, including home warranties, fall under the insurance category in Illinois, and as such, they are subject to certain regulations set by the IDOI. The department ensures home warranty providers comply with state laws, maintain financial stability, and adhere to fair business practices.
In conclusion, for Illinois homeowners facing the challenges of extreme temperatures and unpredictable weather, selecting a suitable home warranty plan is crucial. Understanding common exclusions and additional considerations will help homeowners make informed decisions, ensuring financial protection and peace of mind in case of unexpected home system and appliance issues.
A.
The cost of a home warranty depends on factors such as coverage level, service fees, provider and plan options, and the size and age of your home. These variables can impact the overall annual or monthly expenses.
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Reputable home warranty providers offer coverage tailored to Illinois’s unique challenges. This includes protection for HVAC systems, plumbing, and appliances affected by the state’s varying temperatures and weather conditions.
A.
In Illinois, home warranty plans typically come with a network of pre-approved service providers. While some flexibility may exist, you may be required to use a technician within the provider’s network for certain services. It’s essential to review the terms and conditions of your specific home warranty policy to understand the provider’s requirements regarding service providers.
A.
Home warranty companies typically do not cover pre-existing conditions. These companies usually provide coverage for issues that arise after the effective date of the home warranty, and they may conduct a pre-service review to determine whether a problem is a pre-existing condition.