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7 Best Home Warranty Companies In New Orleans, Louisiana

Facing unexpected appliance or system breakdowns in the vibrant city of New Orleans? Fear not! We’ve scoured the market to uncover the Best Home Warranty Companies in New Orleans, Louisiana, offering peace of mind and reliable protection. Dive in and discover the perfect match for your needs and budget.

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$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In New Orleans, Louisiana

Navigating the vibrant tapestry of New Orleans, from the iconic French Quarter to the historic Garden District, requires a certain savoir-faire. The same applies to safeguarding your abode from unexpected repairs. Explore the Crescent City's finest with our curated list of the Best Home Warranty Companies in New Orleans, Louisiana, ensuring your home is protected with top-notch service and reliability.

Choice Home Warranty

Pros

  • Extensive range of systems and appliances covered
  • Responsive and helpful customer support
  • If repairs fail, they offer free reservice during the warranty period

Cons

  • Service fees can be higher than some competitors
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Extensive range of systems and appliances covered
  • Responsive and helpful customer support
  • If repairs fail, they offer free reservice during the warranty period

Cons

  • Service fees can be higher than some competitors

Select Home Warranty

Pros

  • Competitive pricing and great value for money
  • Offers free roof leak coverage with their plans
  • Variety of plans to suit different needs

Cons

  • Coverage caps for certain items might be lower than some other providers
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Competitive pricing and great value for money
  • Offers free roof leak coverage with their plans
  • Variety of plans to suit different needs

Cons

  • Coverage caps for certain items might be lower than some other providers

The Home Service Club
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Pros

  • Known for fast response and service times
  • No Home Inspection: Offers plans without requiring a prior home inspection
  • A wide range of appliances and systems are covered

Cons

  • Premium plans can be more expensive than the industry average

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Pros

  • Known for fast response and service times
  • No Home Inspection: Offers plans without requiring a prior home inspection
  • A wide range of appliances and systems are covered

Cons

  • Premium plans can be more expensive than the industry average

Cinch Home Services

Pros

  • A broad network of skilled service technicians
  • Provides additional benefits like a free water sensor
  • Offers different service fee levels to suit budgets

Cons

  • Some plans have longer waiting periods before coverage starts

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • A broad network of skilled service technicians
  • Provides additional benefits like a free water sensor
  • Offers different service fee levels to suit budgets

Cons

  • Some plans have longer waiting periods before coverage starts

American Home Shield (AHS)
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Pros

  • Allows customization of plans and service fees
  • Offers higher than average limits on major systems and appliances
  • Long-standing industry presence with a strong track record

Cons

  • Monthly premiums can be higher, especially for comprehensive coverage
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Allows customization of plans and service fees
  • Offers higher than average limits on major systems and appliances
  • Long-standing industry presence with a strong track record

Cons

  • Monthly premiums can be higher, especially for comprehensive coverage

Liberty Home Guard

Pros

  • Easy claim filing and efficient customer service
  • Wide array of additional coverage options available
  • Consistently high ratings for dependability and trustworthiness

Cons

  • Coverage may not be as comprehensive as some higher-end competitors
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • Easy claim filing and efficient customer service
  • Wide array of additional coverage options available
  • Consistently high ratings for dependability and trustworthiness

Cons

  • Coverage may not be as comprehensive as some higher-end competitors

Home Warranty of America

Pros

  • 30 days of money-back assurance
  • Offers nationwide coverage
  • Provides comprehensive coverage for re-keying, green appliances, and pools

Cons

  • Clients cannot select the technician of their choice

Premium

$46 - $58

Deductible

$75 & $100

States covered

All 50 U.S states

Appliances Coverage Limit

N/A

Response Time

N/A

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Read Less

Pros

  • 30 days of money-back assurance
  • Offers nationwide coverage
  • Provides comprehensive coverage for re-keying, green appliances, and pools

Cons

  • Clients cannot select the technician of their choice

Pro Tip: Take advantage of our comprehensive Best Home Warranty Companies guide to ensure your New Orleans home is in the best hands.

Home Warranty Cost And Coverage-Related Details For New Orleans Residents

Understanding the intricacies of home warranty costs and coverage is crucial for homeowners in Orleans, Louisiana. This guide focuses on the key aspects of cost and coverage-related details;

Cost Considerations

Coverage Options
  • Average Cost In Orleans, Louisiana, the average cost of a home warranty plan typically ranges between $350 to $600 annually. This range can vary based on the size and age of the home, as well as the comprehensiveness of the plan chosen.
  • Deductibles They, also known as service call fees, are a critical component of the home warranty cost structure. Homeowners in New Orleans expect deductibles to range from $75 to $125 per service call. This fee is payable each time a homeowner requests a service or repair under the warranty.
  • Factors Influencing Cost Several factors can influence the cost of a home warranty in Orleans. These include age of your home and property type, among others. 
  • Appliances Coverage Standard appliance coverage typically includes essential household appliances like refrigerators, dishwashers, ovens, and built-in microwaves. Given the unique culinary culture in Orleans, some homeowners might prioritize robust coverage for kitchen appliances.
  • System Coverage This includes critical home systems such as HVAC (important for Orleans' humid climate), electrical systems, and plumbing. Given the city's propensity for extreme weather, ensuring adequate coverage for HVAC systems is particularly crucial for comfort and safety.
  • Optional Add-Ons Homeowners in Orleans might consider additional coverage options that cater to their specific needs. Common add-ons include pool/spa equipment, a sump pump, and a standby generator.

Our Louisiana review is explicitly tailored for Big Easy homeowners, providing top-notch options for protecting your home.

Why Should New Orleans, Louisiana Citizens Get A Home Warranty?

Homeownership in New Orleans, Louisiana, comes with unique challenges and considerations, so investing in a home warranty is particularly prudent. Here are key reasons why a home warranty is beneficial for New Orleans residents:

  • Protection Against Age-Related Repairs Many homes in New Orleans boast historic charm but come with older infrastructure. A home warranty can safeguard against the high costs of repairing or replacing aging systems and appliances.
  • New Orleans' humid subtropical climate puts extra strain on HVAC systems. A home warranty can provide peace of mind by covering expensive repairs or replacements of these essential systems.
  • Flood and Storm Aftermath Given the city's vulnerability to floods and storms, homes can experience electrical and plumbing issues post-disaster. A home warranty can help manage the costs of system malfunctions that typical homeowner's insurance may not cover.
  • Convenience of Finding Qualified Contractors A home warranty company usually has a network of vetted contractors. This is particularly beneficial in New Orleans, where finding reliable and qualified technicians for specific local needs can be challenging.
  • Budgeting Simplicity Home warranties offer a predictable annual cost, aiding household budgeting, especially useful in a city where living costs can fluctuate.

Cost Of Common Household Repairs In New Orleans, Louisiana

Learn more about the Home Warranty Cost and Coverage-Related Details specifically explained for New Orleans, Louisiana residents, focusing on vital cost considerations and the diverse coverage options available in this culturally rich city.

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet Repair

    $100 – $250

    Toilet Repair

    $150 – $300

    Pipe Burst Repair

    $400 – $1,500

    Water Heater Repair

    $200 – $600

    Sewer Line Cleaning

    $150 – $450

  • HVAC

    Repair

    Average Cost 

    Ac Unit Repair

    $150 – $650

    Furnace Repair

    $100 – $500

    Ductwork Repair

    $200 – $800

    Thermostat Replacement

    $100 – $400

    Heat Pump Repair

    $250 – $800

  • Electrical

    Repair

    Average Cost

    Faulty Wiring Repair

    $150 – $500

    Circuit Breaker Replacement

    $150 – $300

    Outlet/Switch Replacement

    $100 – $250

    Light Fixture Repair

    $100 – $350

    Electrical Panel Upgrade

    $500 – $2,000

  • Appliances

    Repair

    Average Cost

    Washing Machine Repair

    $100 – $300

    Oven/Stove Repair

    $150 – $400

    Dishwasher Repair

    $100 – $300

    Washer/Dryer Repair

    $200 – $500

    Microwave Repair

    $100 – $250

Essential Points To Consider While Getting A Home Warranty In New Orleans, Louisiana

Here's what New Orleans homeowners should keep in mind:

Who Regulates Home Warranty Companies In New Orleans, Louisiana?

In New Orleans, Louisiana, home warranty companies are regulated at the state level. The Louisiana Department of Insurance is responsible for overseeing these companies.

Louisiana Department of Insurance

  • Licensing: All home warranty companies operating in Louisiana must obtain a license from the LDI. This ensures they meet specific financial solvency and operational requirements.
  • Regulation:  Home warranty companies must submit regular financial reports to the LDI demonstrating their ability to meet claim obligations set by LDI.
  • Protections: The LDI has a dedicated consumer services department to handle complaints about home warranty companies in New Orleans and elsewhere in Louisiana. They investigate complaints and help consumers resolve issues with companies.

  • Louisiana Department of Insurance

    • Licensing: All home warranty companies operating in Louisiana must obtain a license from the LDI. This ensures they meet specific financial solvency and operational requirements.
    • Regulation:  Home warranty companies must submit regular financial reports to the LDI demonstrating their ability to meet claim obligations set by LDI.
    • Protections: The LDI has a dedicated consumer services department to handle complaints about home warranty companies in New Orleans and elsewhere in Louisiana. They investigate complaints and help consumers resolve issues with companies.

Conclusion

In conclusion, selecting the best home warranty company in New Orleans requires careful consideration of local climate, historical properties, and unique regional needs. The right choice offers financial protection and peace of mind, ensuring the longevity and comfort of your cherished New Orleans home.

FAQs

What Are The Most Frequent Home Repairs In New Orleans?

The city is prone to heavy rainfall, especially during the hurricane season from June to November. It’s characterized by a mix of sunny and rainy days throughout the year. 

The spectrum of weather conditions impacts air-conditioning systems during the summers, and exposed heaters and plumbing systems will suffer during the winter and rainy seasons.

Who Pays For A Home Warranty In New Orleans?

During a real estate transaction in New Orleans, the payment for a home warranty is typically the subject of negotiation between the buyer and seller. The specific terms and arrangements regarding who covers the cost are outlined in the purchase agreement, clarifying whether it’s the buyer, the seller, or a shared expense.

Is A Home Warranty Worth It In New Orleans?

Yes, a home warranty in New Orleans is worth it. Given the city’s warm and humid climate, a warranty can provide valuable coverage for HVAC systems, offering financial protection against potential repair or replacement costs. Additionally, the convenience of a single point of contact for repairs and potential resale value benefits make it a worthwhile investment.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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