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7 Best Home Warranty Companies In Columbia, South Carolina

South Carolina summers scorch, and in winter, pipes can freeze! Don’t let unexpected home repairs put a chill on your Columbia comfort. We’ve researched the Best Home Warranty Companies in Columbia, South Carolina, to help you discover reliable protection and stress-free living here. Dive in and find your perfect match!

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Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Columbia, South Carolina

Below is a curated list of Columbia's seven top home warranty companies, each characterized by their unique benefits and potential limitations for homeowners to consider.

Choice Home Warranty

Pros

  • Efficiently covers major systems and appliances prevalent in Columbia homes
  • Strong network of technicians ensuring timely service
  • Free Roof Leak coverage is often a bonus in plans, beneficial for Columbia's variable weather

Cons

  • Limits on certain repairs and replacements can be restrictive
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Efficiently covers major systems and appliances prevalent in Columbia homes
  • Strong network of technicians ensuring timely service
  • Free Roof Leak coverage is often a bonus in plans, beneficial for Columbia's variable weather

Cons

  • Limits on certain repairs and replacements can be restrictive

Cinch Home Services

Pros

  • Plan covers unknown pre-existing conditions, rust, and corrosion
  • 180-Day Workmanship Guarantee aligns well with Columbia's climate-related home repair needs
  • Offers air conditioner coverage which is essential for South Carolina's hot summers

Cons

  • Might be pricier compared to other providers in the region

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Read Less

Pros

  • Plan covers unknown pre-existing conditions, rust, and corrosion
  • 180-Day Workmanship Guarantee aligns well with Columbia's climate-related home repair needs
  • Offers air conditioner coverage which is essential for South Carolina's hot summers

Cons

  • Might be pricier compared to other providers in the region

America’s First Choice
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Pros

  • Flexibility to choose local Columbia repair services
  • Offers a variety of plans for diverse types of residences in Columbia
  • Plans with electrical system coverage are ideal for older Columbia homes with outdated systems

Cons

  • Might take some time to meet local contractor availability

Premium

$33 - $56

Deductible

$75 - $125

States covered

46 states

Coverage not available in California, Florida, Hawaii and Washington

Appliances Coverage Limit

N/A

Response Time

N/A

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Pros

  • Flexibility to choose local Columbia repair services
  • Offers a variety of plans for diverse types of residences in Columbia
  • Plans with electrical system coverage are ideal for older Columbia homes with outdated systems

Cons

  • Might take some time to meet local contractor availability

Select Home Warranty

Pros

  • Offers affordability for cost-conscious homeowners
  • Has roof leak coverage for weather in Columbia
  • Ensures quick service with its extensive contractor network

Cons

  • Limited High-End Appliance Coverage can be a concern for upscale Columbia homes
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Offers affordability for cost-conscious homeowners
  • Has roof leak coverage for weather in Columbia
  • Ensures quick service with its extensive contractor network

Cons

  • Limited High-End Appliance Coverage can be a concern for upscale Columbia homes

Liberty Home Guard

Pros

  • Includes 60-day workmanship guarantee
  • Good add-on options for customizing plans to specific home needs
  • Beneficial user-friendly service for a diverse range of homeowners in Columbia

Cons

  • Less proven track record in the South Carolina market
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Read Less

Pros

  • Includes 60-day workmanship guarantee
  • Good add-on options for customizing plans to specific home needs
  • Beneficial user-friendly service for a diverse range of homeowners in Columbia

Cons

  • Less proven track record in the South Carolina market

The Home Service Club
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Pros

  • No Home Inspection required
  • Quick Coverage Commencement
  • Comprehensive Basic Plan that covers essentials and critical home systems

Cons

  • Higher premiums may affect budgeting for Columbia residents

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Read Less

Pros

  • No Home Inspection required
  • Quick Coverage Commencement
  • Comprehensive Basic Plan that covers essentials and critical home systems

Cons

  • Higher premiums may affect budgeting for Columbia residents

American Home Shield (AHS)
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Pros

  • Its customizable plans allow Columbia residents to focus on local-specific needs like AC and heating
  • Established a reputation in a market with historic homes
  • Covers sediment damage, rust, and corrosion

Cons

  • Cost can be on the higher end, impacting affordability for some Columbia homeowners
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

Read More

Read Less

Pros

  • Its customizable plans allow Columbia residents to focus on local-specific needs like AC and heating
  • Established a reputation in a market with historic homes
  • Covers sediment damage, rust, and corrosion

Cons

  • Cost can be on the higher end, impacting affordability for some Columbia homeowners

Pro Tip: View our complete guide on the Best Home Warranty Companies for more details on the top picks in the state. 

Home Warranty Cost And Coverage-Related Details For Columbia Residents

When considering a home warranty in Columbia, South Carolina, it's essential to understand the costs and coverage options available. Here's a breakdown focusing on your specified points;

Cost Considerations

Coverage Options
  • Average Cost In Columbia, South Carolina, the average annual cost of a home warranty can range between $300 and $600. This range can vary based on the size and age of the home and the level of coverage chosen.
  • Deductibles This fee is paid each time a service technician visits your home to address a covered issue. In Columbia, these deductibles typically range from $75 to $125 per service call.
  • Factors influencing Cost The cost of your home warranty isn't one-size-fits-all but rather influenced by several factors: coverage level, home size and age, location, and even the chosen company, as different providers offer unique pricing and plan options.
  • Appliances Coverage In Columbia, typical home warranty plans cover major appliances such as refrigerators, dishwashers, built-in microwaves, ovens/ranges, clothes washers, and dryers. However, the extent of coverage (like repair or replacement) and limits can vary between providers.
  • System Coverage System coverage generally includes essential home systems. This includes air conditioning, heating, plumbing, electrical, and water heaters. It's essential to check if the system's age or certain types of systems (like solar or geothermal) are covered.
  • Optional Add-Ons Homeowners in Columbia may have specific needs that are not covered under standard plans. Optional add-ons can include coverage for items like pools and spas, additional refrigerators, sump pumps, well pumps, and even coverage for roof leaks. These add-ons will increase the overall cost of the warranty but provide more personalized coverage.


As we explore the best home warranty options in Columbia, let's expand our horizon to the broader scope of South Carolina as well.

Why Should Columbia Columbia Citizens Get A Home Warranty?

When considering the specific geographic and climatic conditions of Columbia, South Carolina, several reasons stand out as to why its residents should consider getting a home warranty. Here are some key points;

  • Pest-Related Issues In a region like Columbia, pests such as termites can be a problem, potentially damaging the structural integrity of homes. While not all home warranties cover pest damage, some offer coverage options that can protect against such issues.
  • Seasonal Home Usage For those who use their Columbia homes seasonally, a home warranty can provide year-round protection even when they are not present. This is particularly important for ensuring that systems are functional upon their return, especially after periods of non-use.
  • Variability in Water Quality If Columbia faces challenges with water quality or hard water, this can lead to more frequent breakdowns in plumbing systems and appliances like water heaters and dishwashers. A home warranty can cover these appliances, providing a buffer against the effects of water-related issues.
  • Local Housing Market Dynamics If the real estate market in Columbia is competitive, having a home warranty might give sellers an edge by making their property more attractive to potential buyers. For buyers, acquiring a home with a warranty offers additional assurance about their investment.
  • Local Contractor Connections Some homeowners may need help finding reliable and affordable service providers for home repairs. Home warranty companies often have networks of vetted contractors, which can simplify the process of getting repairs done.

Cost Of Common Household Repairs In Columbia, South Carolina

Creating an accurate repair costs table in Columbia, South Carolina, can be challenging due to varying factors like the specific nature of the repair, the rates of local service providers, and the cost of parts. But here is the estimated repair costs of a few household items;

  • Plumbing

    Repair

    Average Cost 

    Leaky Faucet Repair

    $100 – $250

    Toilet Repair

    $150 – $300

    Pipe Leak Repair

    $150 – $350

    Water Heater Repair

    $200 – $600

    Garbage Disposal Repair

    $100 – $400

  • HVAC

    Repair

    Average Cost 

    Air Conditioner Repair

    $150 – $800

    Furnace Repair

    $100 – $700

    Ductwork Repair

    $200 – $500

    Thermostat Replacement

    $100 – $400

    Heat Pump Repair

    $250 – $800

  • Electrical

    Repair

    Average Cost

    Faulty Wiring Repair

    $150 – $500

    Circuit Breaker Replacement

    $150 – $600

    Light Fixture Installation

    $100 – $500

    Outlet/Switch Replacement

    $100 – $300

    Ceiling Fan Installation

    $150 – $350

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $200 – $600

    Dishwasher Repair

    $150 – $500

    Oven/Range Repair

    $150 – $400

    Washer/Dryer Repair

    $100 – $500

    Microwave Repair

    $100 – $300

Essential Points To Consider While Getting A Home Warranty In Columbia, South Carolina

It's important to remember several key points to ensure you choose the right coverage for your needs. Here are five essential points to consider:

Who Regulates Home Warranty Companies In Columbia, South Carolina?

In Columbia, South Carolina, home warranty companies are regulated at the state level by the South Carolina Department of Insurance.

South Carolina Department of Insurance

  • Licensing: Companies may be required to obtain a license demonstrating their financial stability, compliance with state regulations, and adherence to certain business practices.
  • Protection Standards: The department may enforce consumer protection standards to ensure that home warranty contracts are fair and transparent and provide adequate coverage. This could include regulations on contract terms, disclosure of coverage details, and procedures for handling claims.
  • Monitoring and Enforcement: The South Carolina Department of Insurance is likely responsible for monitoring the compliance of home warranty companies with state regulations.

  • South Carolina Department of Insurance

    • Licensing: Companies may be required to obtain a license demonstrating their financial stability, compliance with state regulations, and adherence to certain business practices.
    • Protection Standards: The department may enforce consumer protection standards to ensure that home warranty contracts are fair and transparent and provide adequate coverage. This could include regulations on contract terms, disclosure of coverage details, and procedures for handling claims.
    • Monitoring and Enforcement: The South Carolina Department of Insurance is likely responsible for monitoring the compliance of home warranty companies with state regulations.

Conclusion

In conclusion, when seeking the best home warranty companies in Columbia, South Carolina, it's essential to consider comprehensive coverage options, customer service reputation, and cost-effectiveness. Making an informed choice can ensure homeowners' long-term satisfaction and peace of mind.

FAQs

What Are The Most Frequently Reported Appliance Repairs In Columbia?

In Columbia, South Carolina, frequent home appliance repair often revolves around HVAC system failures due to the warm climate, plumbing issues, electrical system malfunctions, and repairs or replacements for appliances strained by regular use in the region.

What Is The Average Cost Of A Home Warranty Plan In Columbia?

The average home warranty plan cost in Columbia, South Carolina, may range from $350 to $700 per year. Prices can vary based on the coverage level, provider, and specific plan features.

Do Home Warranty Plans Cover Pest Control?

Home warranty plans do not cover pest control in their conventional plans. However, home warranty companies like Liberty Home Guard cover pest control under optional add-ons.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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