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Home Warranty Inc. offers customers three home warranty plans in 45 U.S. states. These plans cover a combination of systems, appliances, and a broad range of appliances and systems. Additionally, they offer the flexibility to tailor coverage through an a la carte plan. 

This review by Home Warranty Inc. provides comprehensive information derived from a thorough analysis of user reviews and user agreements by our editorial team. Here’s what’s covered in this article:

  • Home Warranty Inc.’s plan inclusions, cost details, and exclusions 
  • Editorial review of the plans and customer service
  • Home Warranty Inc.’s reviews from customers

Why Home Warranty Inc?

Home Warranty Inc. has over 24 years of experience in the industry

Home Warranty Inc. has over 24 years of experience in the industry

The company doesn’t charge deductible on Appliance Plan

The company doesn’t charge deductible on Appliance Plan

Home Warranty Inc. offers the freedom to select a local contractor

Home Warranty Inc. offers the freedom to select a local contractor

HomeWarrantyReviews.com

onehalf_star

1.9/5 (82)

Investopedia

fourhalf_star

4.6/5 (70)

Angi

threehalf_star

3.6/5 (11)

Explore Verified Consumer Reviews for Home Warranty Inc

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Nasir Malkana , TX, Katy
five_star

I had an AC claim. They asked to get an AC repair man inspect the unit. The repair man diagnosed the leak, they asked him to recharge the gas although it had a leak, well it\'s their process, so we did that and it leaked again. They spoke to the repair man and he gave them the price and warranty co paid in full.

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Jeremy Storment , MO, Branson
five_star

All of my experiences with Home Warranty have been great! They were quick to respond and repair damaged item on each of our claims. I believe we have had 5 or 6 claims over the last couple years and I have been completely satisfied with each one!

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Chris , NV, Las Vegas
five_star

Fue una de las mejores decisiones que pude tomar , rápido fácil buena comunicación sin muchos problemas.

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Home Warranty, Inc. , IA, Rock Rapids
five_star

This is in response to Jeff Squiers. Home Warranty, Inc. did end up paying for the service work to be done on the refrigerator mentioned after the real estate agent confirmed which appliances conveyed with the property. This site does not allow for a company to indicate which reviews are by verified purchasers of the products nor does it allow a company to respond to an individual review.

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Phil R , IL, Batavia
five_star

Renewing for a 3rd year. Is expensive because I have to pay extra for dual water heaters, furnace, air, etc., but I feel worth it. Have used service quite often. They don't like to replace items but always repair and if they don't have a contractor will let you find your own. No the ice maker wasn't covered but that's clearly stated in the contract terms. Once had air go out twice in same month and since covered part was different I had to pay deductible twice.If you decide to replace or upgrade an item they reimburse you quickly.

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Pros & cons

Pros

  • Provides 14 months of coverage on the Home Protection Plan
  • Does not charge deductible on Appliance Plan

Cons

  • Plans are a bit expensive compared to the industry-level

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of Home Warranty Inc.   

Home Warranty Inc. provides homeowners with three plans: the Home Protection Plan, Appliance Protection Plan, and Supplemental Home Protection Plan. Go through this table to know the coverage included in these plans:

Plans Home Protection Plan Appliance Protection Plan  Supplemental Home Protection Plan

Water Heater (Including Tankless)

Garbage Disposal

Central Vacuum

Trash Compactor 

Built-In/Over-The-Range Microwave 

Kitchen Refrigerator 

Dishwasher 

Range/Oven/Cooktop Stove

Clothes Washer

Clothes Dryer

Heating Units

Cooling Units

Air Exchanger 

Garage Door Opener

Ductwork

Interior Plumbing 

Interior Electrical Wiring 

Sump Pump

Ice Maker (Refrigerator) 

Plumbing Stoppages 

Undetectable Pre-Existing Conditions 

Furnace 

Air-To-Air Heat Pump

Air Conditioner

Annual Furnace Inspection

Stand Alone Freezer

Water Softener

Wall Oven

Note: Home Warranty Inc. also offers optional coverage for Home Protection and Supplemental Home Protection Plans. 

Optional Coverage

The items listed below are optional add-ons that can be added to the home warranty plans in return for a few dollars. Take a look:

  • Jetted Bathtub
  • Pool Or Spa
  • Water Softener 
  • Well Pump 
  • Septic System Plumbing/Septic Tank Pump 
  • Ice Maker 
  • Enhanced HVAC Plus 
  • 360 Home Connect Utility & Moving Service (Free)
  • Limited Roof Leak 
  • Limited Slab Leak 
  • Surgeshield & Surgeshield Plus Protection*

*Note: Home Warranty Inc. offers SurgeShield Plus Protection for electronic items such as tablets, computers, televisions, home theaters, game consoles, and more. This plan shields your covered appliances and systems from power surges, reimbursing you up to $5,000 annually for repairs or replacements.

 

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Find out what else your home warranty cover by taking a free quote here!
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Find out what else your home warranty cover by taking a free quote here!
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Coverage Limitations & Exclusions  

Home warranty companies have some coverage limitations regarding how much liability they have for repairing and replacing covered items. Home Warranty Inc. mentions in its contracts that its liability will not exceed $5,000 per covered item or $15,000 aggregate during the agreement period.

According to the service contract, Home Warranty Inc. will not cover the following:

Note: Your plan may have other exclusions, so we recommend reading your contract thoroughly before making any commitments.

Home Warranty Inc. Cost

Learn about Home Warranty Inc.’s pricing and coverage options to make a well-informed decision to protect your home. As the plans offered by the company can vary in price, go through the table below before making the final decision. 

Plans

Deductibles

Premiums (Monthly)

Premiums (Yearly)

Home Protection Plan

$100

$49

$575 

Appliance Protection Plan

No Deductible 

Depending on your chosen items.*

Depending on the items you choose.*

Supplemental Home Protection Plan

$100

$30 

N/A

Should you opt for the à la carte appliance protection plan, we’ve outlined the specific cost of each appliance for your consideration. Take a look at the list:

* Monthly pricing of the appliances 

  • Furnace: $7/Mo
  • Air-To-Air Heat Pump: $14/Mo
  • Annual Furnace Inspection: $5/Mo
  • Air Conditioner: $7/Mo
  • Water Heater: $5/Mo
  • Trash Compactor: $5/Mo
  • Over-The-Range Microwave: $5/Mo
  • Refrigerator: $5/Mo
  • Stand Alone Freezer: $5/Mo
  • Dishwasher: $5/Mo
  • Range/Stove: $5/Mo
  • Cooktop Stove: $5/Mo
  • Wall Oven: $5/Mo
  • Washer: $5/Mo
  • Dryer: $5/Mo
  • Water Softener: $5/Mo

Note: The company offers one month of free coverage on the Home Protection Plan when you select to pay via some ACH payment mode.

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Choose from the best in the market. How? Get a free quote now!
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Choose from the best in the market. How? Get a free quote now!
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Review Of Plans, Coverage & Customer Service Of Home Warranty Inc.

The customers of Home Warranty Inc. have given them a rating of 1.9/5 on our platform. The company has A+ accreditation on BBB, but there are no customer reviews on the BBB platform. 

Review Of Home Warranty Inc. Plans & Coverage

Review Of Home Warranty Inc.’s Customer Services

Home Warranty Inc. Claim Filing Procedure: Phone Number, Web Portal, & Online Form

The coverage begins on the date you sign up for the plan, but there is a waiting period of 30 days for the optional coverage. So, you must wait 30 days before claiming optional items. To file a claim, follow the steps below:

Conclusion 

Overall, Home Warranty Inc. must prioritize delivering quality customer service, a critical factor in enhancing its competitiveness within the market. Moreover, we strongly advise thoroughly reading and comprehending the entire contract, ensuring a clear understanding of its details and nuances.

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Looking for the finest home warranty? Get your free quote!
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Looking for the finest home warranty? Get your free quote!
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Quick Details About The Company

Year Of Establishment

1999

Address

PO Box 1

Rock Rapids, IA 51246, US

Type Of Company

Private 

Why Should You Trust Us?

Frequently Asked Questions (FAQs)

Q.

Do Customers Of Home Warranty Inc. Have The Option To Select Their Own Technician?

A.

Yes, Home Warranty Inc. allows homeowners to choose their preferred technician.

Q.

How Do You Cancel A Home Warranty Inc. Plan?

A.

Customers may cancel their agreement anytime by submitting a written cancellation request to Home Warranty Inc.

Q.

How Much Is The Cancellation Fee For Home Warranty Inc?

A.

The cancellation fee varies by state. We suggest reviewing the home warranty contract or contacting customer service to know the exact price.

If you decide to cancel this Agreement within the initial 30 days from the date of purchase and no claims have been made, there won’t be a cancellation fee. This is unless otherwise stated in the contract

 

Q.

In Which State Does Home Warranty Inc. Offer Services?

A.

Home Warranty Inc. offers home warranty services in 45 U.S. states, except Washington, Oregon, California, Arizona, and New York.

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We Follow These Rules To Keep It Clean

We allow reviews only from genuine customers of home warranty companies, past or present. Your review should be genuine and not provided in the expectation of monetary rewards from any company.

Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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