Grab Your Free
Home Warranty Estimate
We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.
*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.
Home Warranty Inc
Home Warranty INC. or the Home Warranty of the Midwest, Inc. is a home warranty provider that has been in the business for more than two decades. In this Home Warranty INC. review, we’ll take you through its services, cost, claims, and everything else you need to know before signing up.
Our Verdict: The plans offered by Home Warranty INC are comprehensive, and if someone opts for added coverage, it can be a win-win deal. However, despite providing services to 43 U.S. states and having an A+ rating from BBB, there’s room for improvement in terms of pricing.
PROS
CONS
Home warranty INC provides three plans to homeowners: Home Protection Plan, Appliance Protection Plan, and Supplemental Home Protection Plan. Apart from the Appliance Protection Plan, the other two plans offer separate optional items that you can purchase at an extra cost. Let’s take a closer look at the offered home warranty plans!
Home Protection Plan This is a 14-month coverage plan including 20 systems and appliances.
|
Appliance Protection Plan This is an à la carte appliance plan.
|
Supplemental Home Protection Plan This plan covers 14 systems and appliances.
|
The items listed in the table below are optional add-ons which you can purchase in return for a few dollars. Take a look:
Home Protection Plan | Supplemental Home Protection Plan |
Jetted Bathtub | Jetted Bathtub |
Pool or Spa | Pool or Spa |
Water Softener | Water Softener |
Well Pump | Well Pump |
Septic System Plumbing/ Septic Tank, Pump | Ice Maker |
Enhanced HVAC Plus | |
360 Home Connect Utility & Moving Service (free) | |
Limited Roof Leak | |
Limited Slab Leak | |
SurgeShield & SurgeShield Plus Protection |
The products covered under SurgeShield Plus Protection are Televisions, tablets & netbooks, gaming systems, laptop, computers, video surveillance, alarm monitoring systems, home theater sound systems, printers, digital cameras, and led light bulbs. However, SurgeShield will cover the damage caused by power surge to all the covered systems and appliances.
According to the service contract, Home Warranty INC will not cover:
Apart from that, home warranty companies have some coverage limitations of how much liability they have for the repair and replacement of covered items. Home Warranty INC mentions in its contracts that its liability will not exceed $5,000 per covered item or $15,000 aggregate during the whole agreement period.
NOTE: There may be other exclusions to your plan, so we recommend that you must read your contract thoroughly before making any commitments.
The plans offered by Home Warranty INC vary in prices. As per the available information, the cost of their plans are as follows:
Plans | Monthly Premiums | Deductibles |
Home Protection Plan | $49 | $100 |
Appliance Protection Plan | Depending on the items you choose. | No Deductible |
Supplemental Home Protection Plan | $30 | $100 |
However, you must consider the fact that the total price depends on your selected plan, your area of residence, and the optional items you may have chosen.
NOTE: The company offers one month of free coverage on Home Protection Plan when you select to pay the premiums monthly.
The coverage begins on the date you sign up for the plan, but there is a waiting period of 30 days on the optional coverage. So, this means you have to wait for 30 days before filing a claim on optional items. To file a claim, you will need to:
NOTE: The company makes it very clear that it will not reimburse you if you get the services done by your technician without its prior approval.
Premium$46-$55
Service Fee$85
LimitUpto $3K/item
Activation30 Days
1st month free + Free roof coverage
| Premium$60-$67
Service Fee$75
Limit$1.5k/item
Activation30 Days
$200 Off + 2 Months Free*
| Premium$46-$50
Service Fee$60-$75
Limit$3k/Item
Activation30 Days
$150 off + Free roof coverage + 2 months free
|
At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
Home Warranty Inc
What Is The Best Home Warranty Company To Go With?
A.
There are many home warranty companies in the market, but some market leaders such as American Home Shield, Choice Home Warranty, ServicePlus are some options you can consider. You can also read our article to know more about the best home warranty companies.
Do Home Warranties Actually Cover Anything?
A.
The coverage offered by home warranty companies varies depending on the type of plan you choose. Typically, home warranty covers the repair and replacement costs of major home and appliances that break down due to normal wear and tear. Therefore, we recommend reading the entire service contract carefully so that you understand the coverage thoroughly.
What Are The Cons Of A Home Warranty?
A.
A typical disadvantage of a home warranty is that it may not cover everything in your home. Every home warranty plan comes with exclusions. For instance, your plan may not necessarily cover plumbing or electrical adjustments. Make sure you clarify such details before making any purchase.
Is Total Protect Home Warranty Worth It?
A.
TotalProtect is another popular choice that offers nationwide coverage with added benefits like 180-day workmanship guarantee. Lastly, can be a good fit when purchased after a thorough research.
The convenience of having a dishwasher in one's home is undeniable. It ...
A seller’s home warranty is similar to a general home warranty contr ...
A refrigerator is vital in today’s homes as it keeps food at the rig ...