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7 Best Home Warranty Companies In Birmingham, Alabama

Discover the Best Home Warranty Companies In Birmingham, Alabama, your shield against appliance and system breakdowns. This guide equips you to compare coverage, service, and budget-friendly options from top providers. Find your perfect warranty match and enjoy Sweet Home Alabama serenity, knowing your home is protected!

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In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Birmingham

We've scoured the market to unveil the top 7 contenders, each with their strengths and weaknesses, to guide you towards worry-free living.

Choice Home Warranty

Pros

  • Budget-friendly plans for peace of mind
  • Easy-to-understand coverage
  • Wide range of qualified technicians in Birmingham

Cons

  • Fewer add-ons compared to competitors
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Budget-friendly plans for peace of mind
  • Easy-to-understand coverage
  • Wide range of qualified technicians in Birmingham

Cons

  • Fewer add-ons compared to competitors

American Home Shield (AHS)
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Pros

  • Strong financial situation of the company ensures they can fulfill their claim obligations
  • Free annual HVAC tune-up if their Platinum plan is opted for
  • Ideal for sellers and buyers alike

Cons

  • Older appliances may not be eligible for coverage under some plans
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Strong financial situation of the company ensures they can fulfill their claim obligations
  • Free annual HVAC tune-up if their Platinum plan is opted for
  • Ideal for sellers and buyers alike

Cons

  • Older appliances may not be eligible for coverage under some plans

Liberty Home Guard

Pros

  • Consistently praised for responsiveness and professionalism
  • Customize coverage with diverse add-on options
  • The company offers a 60-day workmanship guarantee

Cons

  • Basic plans exclude some common appliances
image displaying the offers available for the purchase of the home warranty plan

$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Consistently praised for responsiveness and professionalism
  • Customize coverage with diverse add-on options
  • The company offers a 60-day workmanship guarantee

Cons

  • Basic plans exclude some common appliances

Select Home Warranty

Pros

  • Affordable plans with comprehensive coverage
  • Quick turnaround times for scheduling and repairs
  • Consistently praised for responsiveness and professionalism

Cons

  • Less established track record than some competitors
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Affordable plans with comprehensive coverage
  • Quick turnaround times for scheduling and repairs
  • Consistently praised for responsiveness and professionalism

Cons

  • Less established track record than some competitors

First American Home Warranty
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Pros

  • Ideal for protecting major household appliances
  • Choose the coverage that best suits your needs
  • Always available for assistance and questions

Cons

  • Costs more per service call compared to some competitors

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Ideal for protecting major household appliances
  • Choose the coverage that best suits your needs
  • Always available for assistance and questions

Cons

  • Costs more per service call compared to some competitors

HomeServe USA

Pros

  • Pay a flat fee per service call, no matter the repair
  • Comprehensive protection for various systems and appliances
  • Convenient and easy claim filing process

Cons

  • Some reports of denied claims and slow response times

Premium

$5.49 - $55.99

Deductible

N/A

States covered

All 50 U.S states

Appliances Coverage Limit

$3K-$12K/Item

Response Time

N/A

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Pros

  • Pay a flat fee per service call, no matter the repair
  • Comprehensive protection for various systems and appliances
  • Convenient and easy claim filing process

Cons

  • Some reports of denied claims and slow response times

Cinch Home Services

Pros

  • Online platform for easy quotes, scheduling, and claims
  • Customize coverage with various add-ons and deductible options
  • Praised for transparency and responsiveness

Cons

  • May have fewer technicians available in certain areas

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Read Less

Pros

  • Online platform for easy quotes, scheduling, and claims
  • Customize coverage with various add-ons and deductible options
  • Praised for transparency and responsiveness

Cons

  • May have fewer technicians available in certain areas

Pro Tip: Explore our curated Best Home Warranty Companies guide and make smart choices for ultimate peace of mind.

Home Warranty Cost And Coverage-Related Details For Birmingham Residents

Obtain accurate cost and coverage details below. Make an informed choice to safeguard your home and budget effectively.

Cost Considerations

Coverage Options
  • Affordability Costs range from around $300 to $600 annually, with basic plans being more budget-friendly while comprehensive plans with wider coverage come at a higher price point.
  • Factors Influencing Cost Age of your home, size, specific coverage choices, add-ons like appliance protection, and service call fees all play a role in determining your final price.
  • Compare & Negotiate Get quotes from multiple providers, and don't hesitate to negotiate, especially if you're considering bundled coverage for multiple properties.
  • Focus On Major Systems Birmingham's climate can be stiff on HVAC systems and plumbing, so prioritize coverage alongside electrical protection.
  • Appliance Considerations If you have newer or high-end appliances, consider adding specific coverage, as basic plans may not include all types of appliances.
  • Read The Fine Print Carefully review coverage details, exclusions, and service call fees before committing to a plan. Understanding limitations will help manage expectations and avoid surprises.

Our Alabama State Page is an ideal source for top-notch coverage for your Southern sanctuary. Compare plans, costs, and providers to find the perfect match for your peace of mind.

Why Should Birmingham Citizens Get A Home Warranty?

Here are some of the prominent reasons why Birmingham Citizens should Get A Home Warranty:

  • Beat the Birmingham Heat Air conditioners work overtime in the summer, and when they sputter out, it's no laughing matter. A home warranty can cover repairs or replacements, keeping you cool and comfortable even during the hottest days.
  • Weather the Storm Birmingham's unpredictable weather can wreak havoc on roofs, gutters, and appliances. A home warranty can be your knight in shining armor, covering repairs for storm-related damage and saving you the hassle and expense of unexpected fixes.
  • Protect Your Plumbing Clay sewer lines, which are charmingly historic and prone to cracks and leaks. A home warranty can provide peace of mind, knowing you're covered for repairs to this hidden but crucial system.
  • Avoid DIY Disasters We all love a good DIY project, but some repairs are best left to the pros. A home warranty can save you from tackling complex electrical, plumbing, or appliance issues, ensuring things are done right the first time.
  • Peace Of Mind Knowing you have a safety net for unexpected home repairs can take a weight off your shoulders and let you focus on enjoying all of Birmingham's wonderful things.

Cost Of Common Household Repairs In Birmingham

Navigate the expected expenses of common household repairs in Birmingham for informed budgeting. From plumbing and HVAC to electrical and appliances, gain insights into estimated costs. Note that these figures are approximations, and obtaining quotes from local service providers ensures precise pricing tailored to your area.

  • Plumbing

    Repair

    Average Cost

    Leaky Faucet

    $50-$125

    Clogged Drain

    $75-$300

    Toilet Repair

    $100-$350

    Water Heater Repair

    $150-$500

    Sewer Line Repair

    $500-$4,000

  • HVAC

    Repair

    Average Cost 

    Furnace Repair

    $150-$500

    Air Conditioner Repair

    $150-$500

    Ductwork Repair

    $75-$300

    Thermostat Replacement

    $100-$250

    Whole-House System Replacement

    $5,000-$15,000

  • Electrical

    Repair

    Average Cost

    Outlet Repair

    $50-$100

    Light Switch Replacement

    $50-$75

    Ceiling Fan Installation

    $100-$250

    Electrical Panel Upgrade

    $1,500-$4,000

    Rewiring

    $50-$100 per hour

  • Appliances

    Repair

    Average Cost 

    Refrigerator Repair

    $150-$500

    Washing Machine Repair

    $100-$300

    Dryer Repair

    $100-$300

    Dishwasher Repair

    $100-$300

    Oven/Range

    $150-$400

Essential Points To Consider While Getting A Home Warranty In Birmingham, AL

Make informed decisions on home warranties in Birmingham by understanding key considerations. From climate factors to comprehensive coverage, the points outline essential points to ensure your choice aligns with the specific needs of your Birmingham home. 

Who Regulates Home Warranty Companies In Birmingham?

In Birmingham, Alabama, the regulation of home warranty companies involves two main entities:

Alabama Department of Insurance (DOI)

  • Primary Regulator: The DOI is the government agency responsible for licensing and overseeing home warranty companies operating in Alabama. They ensure companies meet specific financial and operational requirements, including maintaining adequate reserves to fulfill claims obligations.
  • Consumer Protection: The DOI enforces consumer protection laws and regulations related to home warranty contracts. This includes investigating complaints against companies and acting against those who violate the law.
  • Licensing: Companies must obtain a license from the DOI to sell home warranties in Alabama. The licensing process involves a review of the company’s financial stability, business practices, and contract terms.
  • Consumer Resources: The DOI website provides educational resources and information about home warranties, including choosing a reputable company and understanding coverage details.

Service Contract Industry Council (SCIC)

  • Industry Self-Regulation: While not a government agency, the SCIC is a national trade association representing home warranty companies. They offer a code of ethics and industry standards that member companies must adhere to.
  • Dispute Resolution: The SCIC provides consumers with a dispute resolution process for issues with member companies. This can be an alternative to filing a complaint with the DOI.
  • Consumer Education: The SCIC website offers educational resources about home warranties, including choosing a provider and understanding contracts.

  • Alabama Department of Insurance (DOI)

    • Primary Regulator: The DOI is the government agency responsible for licensing and overseeing home warranty companies operating in Alabama. They ensure companies meet specific financial and operational requirements, including maintaining adequate reserves to fulfill claims obligations.
    • Consumer Protection: The DOI enforces consumer protection laws and regulations related to home warranty contracts. This includes investigating complaints against companies and acting against those who violate the law.
    • Licensing: Companies must obtain a license from the DOI to sell home warranties in Alabama. The licensing process involves a review of the company’s financial stability, business practices, and contract terms.
    • Consumer Resources: The DOI website provides educational resources and information about home warranties, including choosing a reputable company and understanding coverage details.

  • Service Contract Industry Council (SCIC)

    • Industry Self-Regulation: While not a government agency, the SCIC is a national trade association representing home warranty companies. They offer a code of ethics and industry standards that member companies must adhere to.
    • Dispute Resolution: The SCIC provides consumers with a dispute resolution process for issues with member companies. This can be an alternative to filing a complaint with the DOI.
    • Consumer Education: The SCIC website offers educational resources about home warranties, including choosing a provider and understanding contracts.

Conclusion

Birmingham's charm comes with distinct homeownership concerns. Prioritize sewer line coverage robust plumbing protection, and consider AC coverage for hot summers. Compare plans, read the fine print, and don't hesitate to negotiate. With the right Birmingham home warranty, you'll face unexpected repairs with confidence and enjoy the Magic City worry-free.

FAQs

What Are The Most Frequently Reported Home Warranty Claims In Birmingham?

Frequently reported home warranty claims in Birmingham encompass HVAC system issues, plumbing repairs, electrical malfunctions, and kitchen appliance problems. The city’s humid subtropical climate, characterized by hot summers and mild winters, can impact systems like air conditioning units and water heaters.

Are There Any Other Companies Which Protect Home Appliances In Birmingham?

Home Depot is one of the major companies available throughout the USA that offers protection to Home Appliances.

How Much Does A Home Warranty Cost In Birmingham?

The price of a Birmingham home warranty might change depending on several variables, including the provider, coverage, and service charges. Annual premiums usually run between $300 and $600 on average. Homeowners may also be charged service costs, typically $75 to $150 per service call.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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