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7 Best Home Warranty Companies In Charleston, South Carolina

If you’re a homeowner in Charleston, South Carolina, it’s essential to have the peace of mind that comes with a reliable home warranty. So, what’s the wait? Explore the top-rated companies and invest in the best home warranty company in Charleston to safeguard your most valuable assets.

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$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Charleston

Discover the best home warranty companies to protect your home in Charleston, South Carolina. Take a look.

American Home Shield (AHS)
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Pros

  • A wide range of coverage options offered
  • Uninterrupted customer service availability
  • Quick and reliable claims processing

Cons

  • Some customers have reported delays in service response during peak seasons
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • A wide range of coverage options offered
  • Uninterrupted customer service availability
  • Quick and reliable claims processing

Cons

  • Some customers have reported delays in service response during peak seasons

ServicePlus Home Warranty

Pros

  • Focuses on transparency and honesty in dealing with customers
  • Affordable pricing options
  • Simple and hassle-free claims process

Cons

  • Coverage caps per claim is very less
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$200 Off + 2 Months Free*

Premium

$43 - $79

Deductible

$75

States covered

46 states

Coverage not available in California, Nevada, New York and Washington

Appliances Coverage Limit

$3K/item

Response Time

48 hours

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Pros

  • Focuses on transparency and honesty in dealing with customers
  • Affordable pricing options
  • Simple and hassle-free claims process

Cons

  • Coverage caps per claim is very less

Choice Home Warranty

Pros

  • 24/7 customer service support
  • Comprehensive coverage for critical home components
  • 3 months of repair guarantee

Cons

  • Customers are not allowed to choose their technicians
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • 24/7 customer service support
  • Comprehensive coverage for critical home components
  • 3 months of repair guarantee

Cons

  • Customers are not allowed to choose their technicians

Liberty Home Guard

Pros

  • Flexible coverage plans
  • Live chat option for easy online claim filing process
  • A wide contractor network of 10K technicians

Cons

  • Higher charges for service calls
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Flexible coverage plans
  • Live chat option for easy online claim filing process
  • A wide contractor network of 10K technicians

Cons

  • Higher charges for service calls

Complete Protection Home Warranty

Pros

  • 25 years of market experience
  • No deductibles charged on home warranty plans
  • Provides preventative maintenance services

Cons

  • Lesser coverage limitations on covered systems and appliances

Premium

$45 - $75

Deductible

No Service Fee

States covered

47 states

Coverage not available in Massachusetts, New York and Wisconsin

Appliances Coverage Limit

$150 - $1K

Response Time

up to 48 hours

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Pros

  • 25 years of market experience
  • No deductibles charged on home warranty plans
  • Provides preventative maintenance services

Cons

  • Lesser coverage limitations on covered systems and appliances

Select Home Warranty

Pros

  • Customizable plans to suit individual homeowner needs
  • Service guarantee of 90 days
  • 24/7 customer service availability

Cons

  • Recent reviews indicate that the company has delayed the claim process
image displaying the offers available for the purchase of the home warranty plan

$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Customizable plans to suit individual homeowner needs
  • Service guarantee of 90 days
  • 24/7 customer service availability

Cons

  • Recent reviews indicate that the company has delayed the claim process

Cinch Home Services

Pros

  • Higher-than-average service guarantee of 180 days
  • Industry experience for over 45 years
  • User-friendly digital dashboard to manage your account

Cons

  • Higher deductible amount ranging up to $150 per visit

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Pros

  • Higher-than-average service guarantee of 180 days
  • Industry experience for over 45 years
  • User-friendly digital dashboard to manage your account

Cons

  • Higher deductible amount ranging up to $150 per visit

Pro Tip: Still confused about which company to choose? Our helpful guide on Best Home Warranty Companies will assist you in making a wise, informed decision.

Home Warranty Cost And Coverage-Related Details For Charleston Residents

Understand the cost and coverage options available to Charleston residents to make an informed decision about a home warranty.

Cost Considerations

Coverage Options
  • Average Cost Charleston residents can expect to pay between $300 and $600 per year and $29 to $89 for standard home warranty plans.
  • Deductibles Home warranty providers typically charge a service fee for each visit. This fee can range from $50 to $125 per claim. 
  • Factors Influencing Cost Several factors can influence the cost of a home warranty in Charleston. These include the size and age of your home, and the type of coverage. 
  • Appliances Coverage A home warranty typically covers a range of appliances commonly found in homes. These can include refrigerators, dishwashers, ovens and ranges, and microwaves.
  • System Coverage In addition to appliances, a home warranty also covers various systems in your home. These systems may include plumbing, electrical, HVAC systems, water heaters, etc.,
  • Optional Add-Ons Home warranty providers also offer optional add-ons for an additional cost. These add-ons can cover items such as pools and spas, well pumps, septic systems, and additional refrigerators.

Explore more about the best home warranty company in South Carolina in our detailed South Carolina State Page.

Why Should Charleston Citizens Get A Home Warranty?

Living in Charleston offers a unique blend of historic charm, coastal living, and unpredictable weather. While the city steals hearts with its beauty, owning a home here comes with specific challenges that a home warranty can help address.

Explore the challenges Charleston citizens routinely face that can be handled with a home warranty: 

  • Historic Homes, Modern Worries Many Charleston homes boast character and history, but age often brings hidden repair needs. A home warranty can help manage unexpected electrical, plumbing, and HVAC breakdowns, protecting your investment and offering peace of mind.
  • Humidity Headaches Charleston's high humidity and coastal environment can be harsh on appliances and systems. A home warranty can cover repairs or replacements for major appliances like air conditioners, refrigerators, and dishwashers, preventing costly malfunctions when needed.
  • Seasonal Shifts, Stormy Surprises From sweltering summers to occasional hurricanes, Charleston's weather throws curveballs. A home warranty can cover roof leaks, storm damage, and seasonal wear and tear repairs, offering financial protection during unpredictable times.
  • Peace Of Mind For Frequent Travelers Whether you're a snowbird escaping winter or a busy professional, unexpected home repairs can be stressful when you're away. A home warranty ensures repairs are handled promptly, even in your absence, allowing you to enjoy your time away with less worry.
  • Competitive Landscape, Smart Protection Charleston's housing market is competitive, and a home warranty can add value to your property, making it more attractive to potential buyers. Additionally, the cost of repairs in Charleston can be high, making a home warranty a cost-effective way to manage maintenance expenses.

Cost Of Common Household Repairs In Charleston

The following are the average costs of common home repairs in Charleston:

  • Plumbing

    Repair

    Average Cost 

    Clogged Drain

    $150 – $200

    Sewer Line Repair

    $1,500 – $5,000

    Water heater Installation

    $800 – $1,500

    Ceiling Repair

    $250 – $450

    Leaky Faucet

    $75 – $150

  • Electrical

    Repair

    Average Cost

    Circuit Breaker

    $200 – $300

    Broken Outlet

    $80 – $150

    Wiring Repair

    $100 – $500

    Ceiling Fan Installation

    $150 – $400

    Light Fixture

    $100 – $250

  • HVAC

    Repair

    Average Cost 

    Thermostat Repair

    $150 – $300

    Air Conditioner Repair

    $200 – $650

    Duct Cleaning

    $400 – $700

    Heat Pump Repair

    $150 – $400

    Furnace Repair

    $250 – $500

  • Appliances

    Repair

    Average Cost

    Washing Machine Repair

    $150 – $400

    Refrigerator Repair

    $200 – $600

    Dishwasher Repair

    $150 – $300

    Oven/Stove Repair

    $100 – $300

    Dryer Repair

    $100 – $400

Essential Points To Consider While Getting A Home Warranty In Charleston, SC

Read the key factors you should consider when getting a home warranty in Charleston, SC.

Consider these essential points when choosing a home warranty provider in Charleston, SC, as they can enhance your warranty's overall value and convenience.

Who Regulates Home Warranty Companies In Charleston?

The regulation of home warranties in South Carolina is under the Department of Insurance’s (SCDOI) jurisdiction. As per the state’s rules, any company wishing to sell home service contracts must initially register with the department and pay the licensing fee. In addition, the SCDOI has established guidelines that home warranty companies must adhere to.

Department of Insurance (SCDOI)

The regulation of home warranty companies in Charleston provides several benefits to homeowners:

  • Protection against Fraud: By regulating the industry, the department helps weed out fraudulent companies that may prey on unsuspecting homeowners. This ensures homeowners are not deceived or defrauded when purchasing a home warranty plan.
  • Reliable Service: With licensing requirements in place, homeowners can have confidence in the reliability and professionalism of home warranty companies in Charleston.
  • Swift Resolution of Complaints: In the unfortunate event that homeowners encounter issues with a home warranty company, the SCDOI acts as a mediator to facilitate fair and swift resolution of complaints.

  • Department of Insurance (SCDOI)

    The regulation of home warranty companies in Charleston provides several benefits to homeowners:

    • Protection against Fraud: By regulating the industry, the department helps weed out fraudulent companies that may prey on unsuspecting homeowners. This ensures homeowners are not deceived or defrauded when purchasing a home warranty plan.
    • Reliable Service: With licensing requirements in place, homeowners can have confidence in the reliability and professionalism of home warranty companies in Charleston.
    • Swift Resolution of Complaints: In the unfortunate event that homeowners encounter issues with a home warranty company, the SCDOI acts as a mediator to facilitate fair and swift resolution of complaints.

Conclusion

In conclusion, a home warranty is a valuable investment for Charleston, South Carolina homeowners. By considering factors such as coverage options, customer reviews, and cost, you can choose the best home warranty company for your needs!

FAQs

What Are The Most Frequent Home Warranty Claims In Charleston?

Frequent home warranty claims in Charleston typically involve vital home systems and appliances, such as HVAC units strained by the city’s humid subtropical climate, plumbing repairs, electrical malfunctions, kitchen appliances, and water heater issues.

Are There Other Home Warranty Companies To Look Out For In Charleston?

The citizens of Charleston can also look for other home warranty companies besides those mentioned above, such as AFC Home Club and First American Home Warranty.

How Much Does A Home Warranty Cost In Charleston?

The average home warranty costs range from $30 to $60 per month. The cost is determined based on the company, type of plan, and coverage limits.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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