TMI Home Warranty Review 2024

Plans & Coverage Of TMI Home Warranty 

TMI offers the same home warranty coverage for buyers, sellers, and homeowners under four categories. These are electrical, plumbing, heating & air conditioning, and appliances.

Take a look at the table below to understand what’s covered under each of the categories.

Items Included	Heating & Air Conditioning	Plumbing	Electrical	Appliances
Furnace / Air Conditioner (2 Systems)	✓
Heat Pump (2 System)	✓
Thermostat	✓
Fan Motor	✓
Heat Exchanger	✓
Compressor	✓
Toilet Mechanisms		✓
Tub/Shower Valves		✓
Washing Machine Outlet		✓
Sump Pump (Permanently Installed)		✓
Water Heater		✓
Drain & Sewer Stoppages (Within The Foundation)		✓
Faucets		✓
Home Wiring			✓
Garage Door Opener			✓
Doorbell & Chimes			✓
Fans			✓
Electrical Panel			✓
Dishwasher (Built-In)				✓
Range/Oven/Stove				✓
Refrigerator (Primary)				✓
Garbage Disposal				✓
Central Vacuum System				✓
Trash Compactor (Built-In)				✓
Washer/Dryer				✓
Microwave (Built-In)				✓

Note: The company does not provide coverage for optional add-ons. However, if you want to know more about the offerings, we recommend you take a free quote.

Coverage Limitations & Exclusions

TMI Home warranty contract does not cover the things mentioned below:

• Manufacturing defect and routine maintenance
  
• Damage caused by acts of god, pests, and pets and customer’s negligence
  
• Systems or appliances found defective during the home inspection
  
• Reconstruction of damage to walls, floors, tiles, and ceilings

TMI Home Warranty Cost

TMI Home Warranty’s cost information isn’t readily available on their website. However, customers can request a free quote by calling 563.900.8788 for an estimate of pricing tailored to their desired coverage. 

Review Of Plans, Coverage & Customer Service Of TMI Home Warranty

TMI Maintenance, a repair company based in Iowa and Illinois, serves local homeowners, sellers, and buyers. They provide home warranty coverage for air conditioning, heating, plumbing, and appliances. Unlike other companies, TMI offers separate plans for each category rather than bundling them together.

Review Of TMI Home Warranty Plans & Coverage

• While their coverage is on par with industry standards, one notable difference is that TMI does not offer optional add-ons like many other home warranty companies. This may limit the flexibility for customers who want additional coverage.
• One of the most prominent issues of TMI is its lack of transparency. They do not disclose pricing or any limitations on coverage, which are crucial details customers need to make an informed decision about a home warranty.

Review Of TMI Home Warranty’s Customer Services

• TMI home warranty has an average rating of 3.6/5 on Google. Many customers have given TMI high ratings and are satisfied with the services. 
• Some even mentioned their long-standing relationship with TMI for over a decade, appreciating the professionalism and skill of their technicians. However, some customers have complained about delayed service and overcharging.

TMI Home Warranty Claim Filing Procedure: Phone Number, Web Portal, & Online Form 

To file a TMI home warranty claim, follow the steps below.

• You can contact the TMI Home Warranty customer service number at 563.900.8788 or schedule an appointment by filling out a form on their official website.
• Once you submit your request, a local technician will arrive at your home to diagnose the problem. 
• You must pay them a service fee or deductible during the service visit, as mentioned in your contract

Conclusion

In conclusion, TMI home warranty is a good choice for residents of Iowa and Illinois who prefer a local provider. Nevertheless, it would benefit the company to be more transparent.

We strongly advise scheduling an appointment with the company to inquire about the cost and limitations before making any decisions.

Quick Details About The Company