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North Carolina’s intense weather can strain your home’s appliances and systems, leading to frequent breakdowns and expensive repairs. To help combat these costs, we’ve analyzed the best home warranty companies in North Carolina. Explore these plans to find the perfect fit for your home, protecting your wallet and peace of mind.
We have selected the best-rated companies for you among several top home warranty companies in North Carolina. Look at the detailed review of NC's top home warranty companies and understand the available coverage, prices, terms, and more.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
American Home Shield offers three main home warranty plans: ShieldSilver, ShieldGold, and ShieldPlatinum. In North Carolina, the monthly plans start from $29.99 and go up to $79.99. The coverage limits provided by the company for appliances and systems are up to $4,000 and $5,000, respectively.
Let’s look at the cost and plan details below for further explanation.
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$29.99 |
$49.99 |
$79.99 |
Cost at $100 Service Call Fee |
$39.99 |
$59.99 |
$89.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
AHS is widely known for offering comprehensive coverage limits. The company offers three home warranty plans, starting from $29 monthly. Moreover, AHS also protects home items that get damaged due to unknown pre-existing defects!
Getting coverage for major systems, appliances, and even roofs becomes essential in a storm-prone state like North Carolina. American Home Shield protects all such items, including roof leaks, under the ShieldPlatinum Plan, which makes AHS noteworthy!
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Liberty Home Guard offers three options for its customers: the Appliance Guard, the System Guard, and the Total Home Guard. The plans start at $49 per month, and the company charges a flat service fee of $90 per visit.
Here is a detailed analysis of the cost and plans offered by Liberty Home Guard:
Appliances Guard |
Systems Guard |
Total Home Guard |
|
Monthly Plan |
$49.99 |
$54.99 |
$59.99 |
Annual Plan |
$499.99 |
$549.99 |
$599.99 |
Appliances Guard
Systems Guard
Total Home Guard
Why We Picked It?
The Liberty Home Guard has developed a network of 10,000 contractors to provide prompt customer service. It offers complete pest control services, 24/7 customer support, and extensive coverage of home appliances and systems, which are some of the main reasons for its popularity.
Monthly Cost
$46 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice offers two plan options for its customers: the Basic Plan and the Total Plan, priced at $46 and $55 per month, respectively. In addition, a service call fee of $75 to $125 will apply each time you ask for service. The company provides a coverage limit of up to $3,000 per year for access, diagnosis, repair, or replacement of covered items.
Let’s understand CHW’s plans and costs in detail:
Plans |
Monthly |
Yearly |
Basic Plan |
$46 |
$530 |
Total Plan |
$55 |
$630 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty is another industry leader covering over 1.6 million homes in the country. Its coverage options and premiums are affordable. Plus, it offers certain added benefits, such as labor and parts guarantees and regular discounts to homeowners.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The monthly plans start at $44.42, and the annual plans start at $479.99. Select offers a coverage limit of $3,000 for HVAC and $2,000 for other systems and appliances.
Here is a breakdown of SHW’s costs and plans:
Bronze Care |
Gold Care |
Platinum Care |
|
Cost/Month |
$44.42 |
$44.42 |
$47.75 |
Cost/Annum |
$479.99 |
$479.99 |
$524.99 |
Bronze Plan
Gold Plan
Platinum Plan
Why We Picked It?
Select Home Warranty is an affordable home warranty provider catering to homeowners seeking budget-friendly rates and comprehensive roof coverage. Each of the plans ensures coverage for essential home items, and all can be availed by anyone with a budget of $50 per month.
In addition, Select continuously runs promotions to further reduce the premiums associated with the home warranty plans.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers two plans, Gold and Platinum, priced at $43.25/month and $49.92/month, respectively. ServicePlus offers an aggregate coverage limit of $1,500 for covered appliances and systems in a year.
Gold Plan |
Platinum Plan |
|
Cost/Month |
$43.57 |
$49.90 |
Cost/Annum |
$421.85 |
$519.35 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty, a well-established company, provides a solution for clients seeking flexibility in designing a plan encompassing all their preferred coverage.
They set themselves apart from competitors by offering reasonably priced plans, a 90-day workmanship guarantee, 24/7 customer support, and more. Moreover, they offer additional roof leak coverage to enhance their packages.
North Carolina homeowners face many issues, from housing to keeping up with the high living costs. Adding home maintenance costs to this increases the financial burden on homeowners. As a result, having a North Carolina home warranty plan can keep maintenance costs at a minimum. Let’s find more reasons below.
Overall, home warranty in North Carolina can offer solutions to keep home maintenance costs to a minimum, as you are only required to pay a premium to safeguard all your essential belongings.
Let’s find out how much a home warranty costs in North Carolina.
Average Annual Cost
$400 - $700
Average Monthly Cost
$29 - $70
Average Service Fee (Deductible)
$60 - $125
Let's examine the factors to better understand what influences NC's best home warranty costs.
This section will discuss the general coverage of home warranties, common exclusions, and additional points to consider when selecting the best home warranty company in North Carolina.
Basic Systems Coverage Most home warranty plans in North Carolina include coverage for essential systems such as HVAC (Heating, Ventilation, and Air Conditioning), electrical, and plumbing.
Appliance Coverage Home warranty plans also cover major appliances commonly found in homes, such as refrigerators, ovens, dishwashers, and washing machines.
Several entities of the state protect consumers in North Carolina:
The ideal home warranty plan guarantees that you receive all available benefits. When selecting a company's home warranty plan in North Carolina, carefully review the coverage, company standing, and contract costs of the home warranty plan!
A.
A home warranty becomes even more valuable in North Carolina, where the weather can vary from hot summers to cold winters. Older systems, especially HVAC systems, may face increased strain. Coverage ensures protection against unexpected repair costs, which is particularly important for maintaining a comfortable home environment.
A.
A home warranty in North Carolina typically covers repairing or replacing major home systems and appliances. Commonly covered items include HVAC systems, plumbing, electrical systems, kitchen appliances, water heaters, and more. Specific coverage can vary between plans and providers, so it’s essential to carefully review the terms and conditions of the chosen warranty policy.
A.
The responsibility for paying for a home warranty in North Carolina can vary and is often negotiated between the buyer and seller during a real estate transaction. In some cases, the seller may choose to provide a home warranty as an incentive to attract buyers or to address concerns about the condition of the home’s systems and appliances.
Alternatively, the buyer may purchase a home warranty independently for added peace of mind.
A.
No state law in North Carolina mandates the requirement of a home warranty. Home warranties are generally optional and are not legally required for real estate transactions.