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Best Home Warranty Companies In oklahoma 2025

Oklahoma’s unpredictable weather can damage your home’s appliances and systems. This guide explores the best home warranty companies in Oklahoma, helping you find a plan that protects your essential systems and keeps your wallet happy. We’ll compare coverage options, customer service ratings, and value to ensure you make an informed decision.

1 Award Winner

Elite Home Warranty

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

2 Fast Claim Processing

Regency Total Home Warranty

Regency Total Home Warranty

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

3 Affordable Coverage

Select Home Warranty

Select Home Warranty

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

Our Picks: Best Home Warranty Companies For oklahoma Residents

After carefully evaluating multiple providers, we've identified five top home warranty companies in Oklahoma. These companies provide reliable coverage, ensuring homeowners' peace of mind and the smooth functioning of their homes throughout the year.

1 Award Winner

1

Elite Home Warranty

Best Home Warranty Award Winner.
No Contract. Cancel Anytime.
24/7 U.S. Based Live Claims Concierge.
Industry Highest Coverage Options.

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

2 Fast Claim Processing

2

Regency Total Home Warranty

Affordable and Flexible Pricing.
Unlimited Service Calls.
Simple and Friendly Claims Process.

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

3 Affordable Coverage

3

Select Home Warranty

Cost Effective and affordable Plans.
Fast claims Processing.
Free Roof Leak Coverage.

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

4 Endorsed By Mike Holmes

4

Mike Holmes Protection

Endorsed by Renowned Contractor Mike Holmes.
Live Video Chat Support Feature.
Comprehensive Coverage.
Reliable Claims Process.

$250 OFF and 1 Month Free + Free Roof Coverage

Outstanding

4.8

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

5

Liberty Home Guard

24/7 Customer Support with Same Day Response.
Extensive Add Ons Coverage Options.
Fast and Easy Claim Processing.
Fully Digital Claims Experience.

$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding

4.7

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

6

America’s First Choice

Lifetime Workmanship Guarantee.
Option to Choose Any Licensed Technician.
In-House Service Team for Fast Resolutions.

$250 OFF and Free Roof Coverage

Excellent

4.5

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

7

American Home Shield (AHS)

50+ Years of Industry Experience.
Largest Home Warranty Company.
Comprehensive Coverage.
Reliable Claims Process.

$100 OFF and Free Roof Coverage

Excellent

4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

8

ARW Home – American Residential Warranty

No Age Restriction on Covered Items.
Service Available in all 50 States.
Electronic Gadgets Protection.

$100 OFF and 2 Months Free

Excellent

4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

9

First American Home Warranty

Strong Real Estate Integration.
Paid Over $200 Million In Claims.
Serves 500k+ Customers Nationwide.

Flexible Payment Options

Good

3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

10

Cinch Home Services

180 Day Workmanship Guarantee.
Online Customer Portal.
Comprehensive Coverage.

Free Water Sensor and 2 Months Free

Good

3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

11

America’s Preferred Home Warranty (APHW)

Strong Customer Retention Rates.
Reliable Claims Process.
Roof Leak Coverage.

Good

3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Are Home Warranty Plans Beneficial For Oklahoma Homeowners?

In this section, we'll review the most common reasons homeowners must consider a home warranty in Oklahoma.

Oklahoma's distinctive climate creates particular problems for home heating and cooling. The hot, dry summers, coupled with the cold, icy winters with the possibility of wet and windy weather, put a lot of strain on air conditioners, water heaters, and other major appliances.
Oklahoma's spring storms can be fierce. Unfortunately, hail and powerful winds are also very common and can cause serious roof damage.
According to a recent survey, the tax rates in Tulsa are higher than average, and household incomes are below average. Adding home maintenance costs to these expenses can break most Tulsans’ banks. So, they can try exploring home warranty plans.
Norman's summers are sweltering and humid. This temperature could stress major appliances in your house, like air conditioners and refrigerators.
Located on the Great Plains, Lawton is a city in southwest Oklahoma. Here, winters are brutally cold. Hence, a home warranty is worth considering in places where crucial home items risk wear and tear.
Oklahoma's weather can change drastically, putting your systems and appliances at risk of speedy wear and tear. Therefore, purchasing a home warranty is compelling to maintain the home's systems and appliances' efficiency and prevent costly repairs.

How Much Does An Oklahoma Home Warranty Cost?

Here’s how much you can pay for an Oklahoma Home Warranty.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

Coverage options: The level of coverage and the types of systems and appliances included in your home warranty plan can affect the overall cost. Plans offering more extensive coverage, including additional items like pool equipment or specialty appliances, will likely have higher premiums.
Condition of home items: The age and condition of your home's appliances and systems can significantly impact the cost of a home warranty in Oklahoma. Older homes with outdated or worn-out appliances may require more extensive coverage, leading to higher premiums.
Service fees or deductibles: The deductibles associated with a home warranty plan can influence its overall cost in Oklahoma.

Home Warranty Coverage In Oklahoma

Here’s what all you must know about home warranty coverage available in Oklahoma.

General Coverage Of Oklahoma Home Warranty

Basic Coverage A standard home warranty plan in Oklahoma typically covers essential systems and appliances, providing peace of mind to homeowners. This often includes: HVAC (Heating, Ventilation, and Air Conditioning) systems, Electrical systems, Plumbing systems, Kitchen appliances (e.g., refrigerator, oven, dishwasher), and Water heater.
Optional Add-ons Oklahoma homeowners can customize their home warranty plans by adding additional coverage for specific items. Common optional add-ons may include a pool and spa, well pump, septic system, and extra appliances.

Common Exclusions

While home warranties offer valuable coverage, it’s essential to be aware of general exclusions that may apply. Some common exclusions from coverage in Oklahoma include:

Pre-existing conditions or known issues
Improper installation, maintenance, or misuse of covered items
Cosmetic damage or non-functional components
Damage caused by natural disasters, such as floods or earthquakes

Here Are Some Additional Points To Consider

Cancellation Policy Familiarize yourself with the home warranty provider’s cancellation policy. Ensure you can cancel or modify your coverage if needed without significant penalties.
Contractor Network Check if the home warranty provider has a network of licensed and reputable contractors in Oklahoma. Access to qualified professionals can expedite the repair process and ensure quality service.
Coverage Limits Review the coverage limits associated with your Oklahoma home warranty coverage. Ensure the plan offers enough coverage, especially for the items you need.

Who regulates Home Warranty Companies In Oklahoma?

Oklahoma Insurance Department (OID) Home warranty contracts aren't classified as insurance, but the companies selling them must register with the OID. This registration process ensures they meet baseline requirements for operating in the state, such as demonstrating financial stability and having a proper claims process. The Oklahoma Insurance Department's information on home service contracts.
Oklahoma Attorney General's Office This office offers resources and information for Oklahoma consumers, including tips on how to choose a home warranty company.

Final Word

Oklahoma's unpredictable seasons can risk your home's comfort and finances. We've analyzed Oklahoma's top home warranty providers to help you find the perfect fit. Explore the companies we've compared, considering factors like coverage options, customer service ratings, and value.

Investing in a warranty tailored to your needs will give you peace of mind, knowing unexpected repairs won't disrupt your Oklahoma lifestyle. Focus on enjoying the Sooner State's charm, leaving home maintenance worries behind.

Frequently Asked Questions (FAQs)

How Much Is A Home Warranty In Oklahoma?+

Are Home Warranties Worth It In Oklahoma?+

Is Choice Home Warranty Available In Oklahoma?+

Which Home Warranty Has The Lowest Service Fee In Oklahoma?+