X
X
X
ALLCOMPANIES TOOLS BLOGS
Disclaimer

We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Best Home Warranty Companies In south carolina 2024

South Carolina’s charm extends beyond its beautiful beaches and vibrant cities. However, like any home, yours can experience unexpected appliance breakdowns or system failures. Don’t let these worries disrupt your Southern serenity. This guide unveils the best home warranty companies in South Carolina, empowering you to find the perfect shield for your home and budget.

Our Picks: 5 Best Home Warranty Companies For south carolina Residents

Exploring the home warranty landscape in South Carolina can be complex. To assist you in making a knowledgeable choice, we have listed the top home warranty companies in South Carolina. This comparison simplifies selecting the ideal provider that aligns with your requirements and financial plan.

Best For Separate Coverage Options
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

2.8 | twohalf_star Good

Monthly Cost

$47 - $87

Service Fee

$75, $100 & $125

Response Time

Up to 48 hours

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Best For Customer Services
3.3 | threehalf_star Good
$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Is Home Warranty Plans Beneficial For South Carolina Homeowners?

Shield your wallet and safeguard your peace of mind by discovering the benefits of home warranty plans in South Carolina!

  • Safeguard your budget from the unexpected costs of repairing or replacing essential cooling systems like air conditioners, a common concern in South Carolina's warm climate.
  • Mitigate the financial impact of appliance breakdowns caused by power surges or other weather-related events, which can be more frequent in South Carolina due to its coastal location and potential for storms.
  • Guard your valuable home against the high cost of repairs for major systems like plumbing and electrical, which are often more expensive to fix in older South Carolina homes.
  • Enjoy the serenity of coastal living without worrying about surprise repair bills, especially for appliances prone to wear and tear in beach environments, like dishwashers and refrigerators.
  • Many home warranty companies in South Carolina partner with local, pre-approved contractors, allowing you to contribute to the state's economy while receiving quality service.

How Much Does A South Carolina Home Warranty Cost?

Here's a breakdown of the average costs associated with home warranty plans in South Carolina:

Average Annual Cost

$612

Average Monthly Cost

$51

Average Service Fee (Deductible)

$75 - $150 per claim

It's important to remember that these are just averages, and your actual costs may vary depending on several factors, including:

  • Coverage level: Plans with broader coverage for more appliances and systems will typically cost more than basic plans.
  • Deductible: Choosing a higher deductible can lower your monthly premium, but you'll be responsible for paying more out of pocket for each repair.
  • Location: Home warranty costs can vary slightly depending on your location in South Carolina.
  • Age and condition of your home: Older homes or those with known maintenance issues may be more expensive to insure.

Home Warranty Coverage In South Carolina

While specific coverage details vary by provider, here’s a general overview of what home warranties typically cover in South Carolina, along with some exclusions and additional considerations:

Common Coverages

  • Major appliancesRefrigerators, dishwashers, ovens, ranges, garbage disposals, clothes washers and dryers, among other appliances that usually get covered by a home warranty.
  • Major systemsElectrical wiring and components, plumbing systems, and HVAC systems, including components like furnaces, ductwork, and central air conditioners, are some of the major systems that get covered.
  • Additional coveragesSome companies offer optional add-ons for specific needs in South Carolina, such as pool and well pump protection, septic system coverage, or roof leak repairs (limited coverage).

Common Exclusions

  • Cosmetic issuesDamage not affecting functionality, like scratches or appliance dents, are usually excluded.
  • Pre-existing conditionsCompanies generally do not cover existing wear and tear, improper installation, or damage caused by neglect or lack of maintenance.
  • Specific exclusionsCarefully review the policy wording to understand what’s not covered, as it can vary between companies. For example, some plans might exclude ice makers, garbage disposals, or specific brands of appliances.

Here Are Some Additional Points To Consider

  • Coverage limitsConsider the maximum amount a plan will pay for each repair or replacement.
  • Service call feesBe aware of the service fee you’ll be responsible for paying each time you file a claim.
  • Renewal process and price increasesUnderstand the process for renewing your plan and if there are potential price increases upon renewal.

Who regulates Home Warranty Companies In South Carolina?

The South Carolina Department of Insurance (SCDOI) oversees and enforces regulations governing home warranty companies in South Carolina. Their primary goal is to protect consumers from unfair or deceptive practices within the industry.

How they are regulated:

  • Registration: All home warranty companies operating in South Carolina must register with the SCDOI. This ensures they meet basic qualifications and adhere to established regulations.
  • Licensing: Companies are required to obtain a South Carolina Home Service Contract License. This license signifies they have paid the necessary fees and met the state's licensing requirements.
  • Financial Requirements: Companies must demonstrate financial solvency to fulfill their obligations to policyholders.

Final Word

While several reputable companies offer various plans, prioritize your specific needs and budget when comparing options. Common mistakes homeowners make include needing to thoroughly review coverage details and exclusions and overlooking service call fees. 

Remember, regular maintenance of your appliances and systems prevents unnecessary breakdowns and maximizes the benefits of your chosen plan.

Frequently Asked Questions (FAQs)

Is A Home Warranty Mandatory In South Carolina?

A.

No, a home warranty is not legally mandatory in South Carolina. While home warranties can provide peace of mind and financial protection, they are not mandatory for homeownership in South Carolina or most other states.

What Are The Most Common Appliance Repairs In South Carolina?

A.

South Carolina’s warm and humid climate contributes to prevalent air conditioning issues, including compressor malfunctions or refrigerant leaks. Water heaters may require attention due to hard water-related problems or heating element malfunctions. 

Additionally, washing machines commonly need maintenance for issues like water drainage problems or malfunctioning spin cycles. Plumbing repairs are also frequently reported, including leaky pipes or clogged drains.

Do Home Warranty Companies Provide Workmanship Guarantee?

A.

Yes, home warranty companies typically provide a service guarantee for the workmanship of their contracted service providers. The service guarantee ensures that the repairs or services performed by the technicians are effective and meet industry standards. 

If an issue arises with the covered system or appliance after a service call, the homeowner can typically request a return visit at no additional cost within a specified timeframe.

https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020