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7 Best Home Warranty Companies In Fort Lauderdale, Florida

Florida’s hot climate and coastal location can strain your home’s appliances and systems. Unexpected repair costs can stress and frustrate you when something breaks down. This page will provide a comprehensive overview of the best home warranty companies in Fort Lauderdale, Florida.

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$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Fort Lauderdale, Florida

Here's a quick comparison of seven leading home warranty providers in Fort Lauderdale based on coverage, cost, customer service, and other vital factors. Find the perfect fit for your needs and enjoy peace of mind.

Liberty Home Guard

Pros

  • Commendable customer service
  • Extensive coverage options
  • 60-day workmanship guarantee

Cons

  • Limited coverage for older appliances
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$200 off + 2 months free + Free roof leak protection

Premium

$50 - $60

Deductible

$90

States covered

All 50 U.S states

Appliances Coverage Limit

$2K/Item

Response Time

Up to 48 hours

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Pros

  • Commendable customer service
  • Extensive coverage options
  • 60-day workmanship guarantee

Cons

  • Limited coverage for older appliances

Choice Home Warranty

Pros

  • Affordable plans
  • Customizable coverage
  • Good reputation for claim processing

Cons

  • Lower coverage limits compared to other providers
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Affordable plans
  • Customizable coverage
  • Good reputation for claim processing

Cons

  • Lower coverage limits compared to other providers

Select Home Warranty

Pros

  • Competitive pricing
  • Transparent contracts
  • User-friendly website

Cons

  • Mixed customer reviews on claim resolution
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$150 off + Free roof coverage + 2 months free

Premium

$44 - $47

Deductible

$60 - $75

States covered

47 states

Coverage not available in Nevada, Washington and Wisconsin

Appliances Coverage Limit

$3K/Item

Response Time

12 - 48 hours

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Pros

  • Competitive pricing
  • Transparent contracts
  • User-friendly website

Cons

  • Mixed customer reviews on claim resolution

American Home Shield (AHS)
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Pros

  • Industry leader
  • Comprehensive coverage plans
  • Established reputation

Cons

  • Quality of customer service varies by location
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry leader
  • Comprehensive coverage plans
  • Established reputation

Cons

  • Quality of customer service varies by location

First American Home Warranty
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Pros

  • Focus on real estate transactions
  • Offers optional roof leak coverage
  • Pre-screening of contractors

Cons

  • Some negative customer reviews regarding claim settlements

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Focus on real estate transactions
  • Offers optional roof leak coverage
  • Pre-screening of contractors

Cons

  • Some negative customer reviews regarding claim settlements

Cinch Home Services

Pros

  • Unique coverage for home systems
  • $500 homeowner's insurance deductible credit offered
  • Transparent pricing

Cons

  • Might not be available in all areas

Premium

$38 - $66

Deductible

$100, $125, $150

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$10K

Response Time

Same day

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Read Less

Pros

  • Unique coverage for home systems
  • $500 homeowner's insurance deductible credit offered
  • Transparent pricing

Cons

  • Might not be available in all areas

The Home Service Club
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Pros

  • Fast policy start-up
  • Flexible payment options
  • Good online reputation

Cons

  • Mixed customer reviews on claim processing

Premium

$50 - $62

Deductible

$65 - $125

States covered

All 50 U.S states

Appliances Coverage Limit

$6K - $9K per plan

Response Time

24 to 48 hours

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Read Less

Pros

  • Fast policy start-up
  • Flexible payment options
  • Good online reputation

Cons

  • Mixed customer reviews on claim processing

Pro Tip: Navigate to our best home warranty companies page to reveal the nation's premier home warranty providers, empowering you to make informed decisions for your home's protection.

Home Warranty Cost And Coverage-Related Details For Fort Lauderdale, Florida

Navigate Fort Lauderdale's home warranty landscape with insights into costs and coverage. Explore tailored details for comprehensive protection, ensuring peace of mind and budget alignment.

Cost Considerations

Coverage Options
  • Average Cost The monthly average cost of a home warranty is $50, and the annual average cost is $600. However, the actual cost can vary depending on location, coverage, and plan options.
  • Deductibles Typically range from $50 to $150 per service call. Opting for a higher deductible can lower your monthly premium.
  • Factors Influencing Cost Plan options, coverage limits, service fees, company reputation, and chosen deductibles influence the money you may spend on your home warranty plan.
  • Appliances Coverage Includes major appliances like refrigerators, dishwashers, etc. Some plans cover minor appliances like garbage disposals and ice makers.
  • Systems Coverage Standard plans typically cover plumbing, electrical, and HVAC systems. Consider additional coverage for pool equipment (pumps, filters, heaters) if applicable.
  • Optional Add-Ons Specific needs in Fort Lauderdale may prompt additional coverage for roof leaks (hurricane-related damage), septic systems, well pumps, or pest control services.

Delve into our Florida State Page for a detailed overview of the best home warranty companies' costs, coverage, and varied plans catering to the entire state.

Why Should Fort Lauderdale Citizens Get A Home Warranty?

Fort Lauderdale citizens should consider getting a home warranty for the following reasons:

  • Heat And Humidity Fort Lauderdale's hot and humid weather can strain your appliances and systems, especially air conditioning and electrical systems. A home warranty can offer financial protection against breakdowns caused by these demanding conditions.
  • Hurricanes And Storms Frequent storms and even occasional hurricanes can cause damage to your roof, appliances, and electrical systems. Some home warranty companies offer optional add-on coverage for hurricane-related damage, providing valuable peace of mind.
  • Aging Infrastructure Many homes in Fort Lauderdale, particularly in older neighborhoods, have aging appliances and systems that are more prone to breakdowns. A home warranty can cover repairs or replacements for these items, potentially saving you money compared to out-of-pocket repairs.
  • Pool Ownership If you have a pool, you know the importance of maintaining its equipment. Many home warranty companies offer add-on coverage for pool pumps, filters, and heaters, ensuring smooth operation and avoiding costly repairs.
  • Peace Of Mind And Convenience Facing appliance or system breakdowns in the hot Florida sun can be stressful. A home warranty simplifies the process by connecting you with pre-screened contractors who handle repairs and communication with the warranty company, allowing you to focus on staying cool and comfortable.

Cost Of Common Household Repairs In Fort Lauderdale

Here are some estimated costs for everyday household repairs in Fort Lauderdale:

  • Plumbing

    Repair

    Average Cost

    Faucet Repair

    $100-$200

    Toilet Repair

    $150-$300

    Clogged Drain

    $150-$300

    Leak Repair

    $200-$500

    Water Heater Replacement

    $800-$2,000

  • HVAC

    Repair

    Average Cost

    Air Conditioning Repair

    $150-$500

    Ac Unit Replacement

    $2,000-$5,000

    Furnace Repair

    $100-$300

    Furnace Replacement

    $1,500-$3,000

    Heat Pump Repair

    $250-$500

  • Electrical

    Repair

    Average Cost

    Outlet Repair

    $50-$100

    Ceiling Fan Installation

    $150-$250

    Light Fixture Repair

    $75-$150

    Panel Upgrade

    $1,500-$3,000

    Rewiring

    $500-$2,000 Per Circuit

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $150-$500

    Dishwasher Repair

    $100-$300

    Washing Machine Repair

    $150-$400

    Oven/Range Repair

    $100-$300

    Refrigerator

    $500-$3,000

Essential Points To Consider While Getting A Home Warranty In Fort Lauderdale, FL

key considerations while obtaining a home warranty in Fort Lauderdale, FL, include hurricane protection, coverage for essential home systems, and understanding specific climate-related risks. Here are some of the crucial factors that must be considered while getting a home warranty in Fort Lauderdale:

Who Regulates Home Warranty Companies In Fort Lauderdale?

In Florida, home warranty companies fall under the regulatory oversight of the Florida Office of Insurance Regulation (OIR) and the Attorney General’s Office. Here is the contribution of the two agencies in regulating home warranty companies in the city.

The Florida Office of Insurance Regulation (OIR)

  • Licensing: Home warranty companies must be licensed with the OIR to operate in Florida.
  • Financial Solvency: The OIR monitors the financial solvency of warranty companies to ensure they can meet their obligations to policyholders.
  • Complaint Handling: The OIR investigates and resolves consumer complaints against home warranty companies.
  • Market Conduct: The OIR enforces laws and regulations designed to prevent unfair and deceptive practices by warranty companies.

Florida Attorney General's Office

  • Consumer Protection Division: The Consumer Protection Division within the Attorney General’s Office can investigate and pursue legal action against home warranty companies for unfair and deceptive trade practices, even if they are licensed and regulated by the OIR. This includes misleading advertising, denying valid claims without justification, or using unfair contract terms.
  • Consumer complaints: Consumers who have complaints against home warranty companies can file them with both the OIR and the Attorney General’s Office. While the OIR handles licensing and financial solvency issues, the Attorney General’s Office can investigate potential violations of consumer protection laws.
  • Enforcement actions: If the Attorney General’s Office finds evidence of illegal or unfair practices, they can take legal action against the company, including seeking fines, restitution for consumers, or even suspending or revoking their license.

  • The Florida Office of Insurance Regulation (OIR)

    • Licensing: Home warranty companies must be licensed with the OIR to operate in Florida.
    • Financial Solvency: The OIR monitors the financial solvency of warranty companies to ensure they can meet their obligations to policyholders.
    • Complaint Handling: The OIR investigates and resolves consumer complaints against home warranty companies.
    • Market Conduct: The OIR enforces laws and regulations designed to prevent unfair and deceptive practices by warranty companies.

  • Florida Attorney General's Office

    • Consumer Protection Division: The Consumer Protection Division within the Attorney General’s Office can investigate and pursue legal action against home warranty companies for unfair and deceptive trade practices, even if they are licensed and regulated by the OIR. This includes misleading advertising, denying valid claims without justification, or using unfair contract terms.
    • Consumer complaints: Consumers who have complaints against home warranty companies can file them with both the OIR and the Attorney General’s Office. While the OIR handles licensing and financial solvency issues, the Attorney General’s Office can investigate potential violations of consumer protection laws.
    • Enforcement actions: If the Attorney General’s Office finds evidence of illegal or unfair practices, they can take legal action against the company, including seeking fines, restitution for consumers, or even suspending or revoking their license.

Conclusion

Navigating the Fort Lauderdale home warranty market can be tricky. With the insights provided here, you can easily compare leading home warranty providers. By factoring in coverage options, service networks, and pricing, you'll find the perfect fit to safeguard your Florida home and budget. Embrace the sunshine and serenity that come with a reliable home warranty!

FAQs

What Are The Most Frequently Reported Appliance Repairs In Fort Lauderdale?

The hot and humid climate in Fort Lauderdale can put extra stress on appliances, especially refrigerators and air conditioners. This could lead to more frequent repairs for these specific appliances.

How Much Does A Home Warranty Plan Cost In Fort Lauderdale?

Home Warranty costs range from $30 – $60 per month based on the company, coverage options, and the type of plans homeowners choose.

Is A Home Warranty Worth It For Fort Lauderdale Residents?

In Fort Lauderdale’s humid subtropical climate, a home warranty gains value by addressing potential issues caused by weather conditions. Consider the age of your home, the impact of high humidity on systems and appliances, and your budget while buying a home warranty. 

They help offer financial protection for repairs, emphasizing the importance of evaluating coverage options and contract terms specific to Fort Lauderdale’s climate challenges and your home’s unique features.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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