Best Home Warranty Companies In texas 2025

Is Home Warranty Plans Beneficial For Texas Homeowners?

Home warranty plans can offer several benefits to Texans as it protects them from the following issues which are quite common in the state:

• Heavy heat pressures HVAC systems and overheats electrical components in systems and appliances.
• Heavy rains create major challenges to the plumbing and water flow systems.
• Issues of rusting and corrosion become increasingly prevalent due to incessant rains, especially in outdoor appliances. 
• Excessive rains cause floods and hurricanes, which mainly cause issues with the roof.
• Texas experiences over 70% humidity and is considered very heavy. Also, humidity and moisture going hand-in-hand create many problems for home appliances and systems. 
• High moisture content can harm electronic devices such as refrigerators, washing machines, dishwashers, and microwaves.  
• Texans spend between $200 and $1,200 fixing their refrigerators, washers, and dryers. 
• Similarly, excess moisture in dryers and washers is common in Texas, with repair costs averaging $100-$400. Including them in your home warranty coverage will be helpful.
• A home warranty with a sufficient coverage limit for kitchen appliances is advisable to avoid such financial burdens.

How Much Does A Texas Home Warranty Cost?

Here's a general cost range for home warranties in Texas:

Here in Texas, the cost of a home warranty can vary depending on several factors, including:

• Coverage Level: Plans covering major systems and appliances typically cost more than just essentials, similar to fixing your trusty Texas-sized air conditioner versus a leaky faucet.
• Deductible: Opting for a higher deductible, like the deductible on your car insurance, can lower your monthly premiums, but remember, you'll pay more upfront for repairs.
• Home Size & Age: Like that sprawling Texas ranch house needs more paint than a cozy bungalow, larger and older homes often have a higher risk of breakdowns, potentially affecting the warranty cost.
• Location: Depending on where you are in Texas, from the bustling Houston metroplex to the quiet Hill Country, average costs might vary slightly due to factors like local service provider availability.

Home Warranty Coverage In Texas

Home warranty coverage in Texas can vary depending on the specific company and plan you choose, but some common inclusions and exclusions are: