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Alabama’s beauty and charm come with unique homeownership needs. Unexpected repairs to essential systems and appliances can disrupt comfort and strain your wallet. This guide explores the Best Home Warranty Companies in Alabama, helping you find the right coverage to protect your home and budget. We’ll compare plans, explore features, and answer common questions to empower you to make an informed decision in the ‘Heart of Dixie.’
Here are the top 5 home warranty companies offering comprehensive coverage, competitive pricing, and valuable perks to meet the needs of homeowners across the state.
Monthly Cost
$46 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice offers two options: the Basic Plan and the Total Plan. The basic plan covers 14 systems and appliances, whereas the Total plan covers 18 systems and appliances. Here’s a breakdown of Choice Home Warranty’s costs and plans.
Basic Plan |
Total Plan |
|
Cost/Month |
$46.67 |
$55.00 |
Cost/Annum |
$560.00 |
$660.00 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty, established in 2009, stands out as a preferred option in Alabama for homeowners seeking reliable home warranty services. With a consistent service call fee of $100, Choice removes any ambiguity surrounding technician costs. Additionally, the company imposes fixed coverage limits, set at $3000 for diagnostic, repair, or replacement of covered equipment.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans range from $19.99 to $79.99 per month. Plan pricing varies depending on where you live in Alabama, the plan type, and the service fee you select.
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $100 Service Call Fee |
$29.99 |
$49.99 |
$79.99 |
Cost at $125 Service Call Fee |
$19.99 |
$39.99 |
$69.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield is known as a pioneer in the home warranty industry, backed by over 50 years of experience. The company’s strong contractor network ensures timely and reliable service. A 30-day workmanship guarantee further solidified our decision, providing customers assurance and peace of mind.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers two home warranty plans starting at $48 monthly. Additionally, they provide various coverage options that can be added for an extra fee per item. The cost and plan details are explained below.
Property Size |
Platinum |
Gold |
Less than 5,000 sqft |
$48.70 per month |
$40.57 per month |
Above 5,000 sqft |
$59.53 per month |
$51.40 per month |
Platinum
Gold
Why We Picked It?
ServicePlus Home Warranty is known for its competitive pricing, extensive coverage options, and flexibility to add additional coverage. The company’s commitment to customer satisfaction and efficient claims processing are also vital factors. Overall, ServicePlus offers excellent value and reliability, making it ideal for homeowners seeking comprehensive home protection.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—that offer comprehensive coverage for various systems and appliances. In addition to these options, Select Home Warranty ensures that all plans have free roof leak coverage.
The cost of Select Home Warranty Plans is as follows
Plan |
Gold Care |
Platinum Care |
Bronze Care |
Monthly Cost |
$44.42 |
$47.75 |
$44.42 |
Gold Care
Platinum Care
Bronze Care
Why We Picked It?
Select Home Warranty offers a flexible service fee range of $60 to $75, allowing homeowners to choose a plan that fits their budget. Additionally, they offer up to $150 off and two extra months of coverage for annual premium plans, providing excellent customer value. Overall, SHW stands out for its affordability and quality assurance, making it a considerable choice for homeowners.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
First American Home Warranty offers three plans: Starter, Essential, and Premium. Each plan offers varying levels of coverage for essential home systems and appliances. The company offers three choices of deductibles: $75, $100, and $125, based on which plan rates differ.
|
Starter Plan |
Essential Plan |
Premium Plan |
Cost At $125 Deductible |
$47/Month |
$57/Month |
$72/Month |
Cost At $100 Deductible |
$52/Month |
$62/Month |
$77/Month |
Cost At $75 Deductible |
$62/Month |
$72/Month |
$87/Month |
Starter Plan
Essential Plan
Premium Plan
Why We Picked It?
First American Home Warranty offers a $3,500 limit per appliance in the Starter and Essential plans and acceptance of round-the-clock service requests, which is commendable. Additionally, their coverage extends to appliances and systems regardless of age, ensuring comprehensive protection for homeowners. Overall, First American Home Warranty offers reliable and inclusive home coverage, making it a top choice for homeowners.
Alabama homeowners face unique challenges, from potential hurricanes and humidity to diverse landscapes affecting their homes' systems and appliances. Home warranties offer valuable protection from the following issues that Alabama homeowners regularly face:
The cost of a home warranty in Alabama can vary based on several factors:
Average Annual Cost
$239 - $1013
Average Monthly Cost
$19.99 - $93.75
Average Service Fee (Deductible)
$60 - $125
Here in Alabama, the cost of a home warranty can vary depending on several factors, such as:
Understanding the general coverage provided, common exclusions, and additional considerations can help Alabama residents make informed decisions when selecting a home warranty plan.
In Alabama, home warranty companies are regulated by the Alabama Department of Insurance. This regulatory body oversees the licensing and regulation of insurance-related entities to safeguard consumers' interests and ensure compliance with state regulations. It also plays a crucial role in monitoring the operations of home warranty providers to maintain transparency and accountability within the industry.
In addition to the Alabama Department of Insurance, other agencies may also be involved in regulating home warranty companies in Alabama:
Alabama homeowners have a variety of reputable home warranty options available, each offering comprehensive coverage and competitive pricing. By carefully considering coverage details, service fees, and customer reviews, homeowners can make informed decisions to protect their homes against unexpected repair costs.
A.
Yes, home warranty plans can be worth it in Alabama. They provide financial protection against unexpected repairs for essential home systems and appliances during hot summers.
A.
Some home warranty companies allow for the transfer of coverage to the new homeowner for a fee. Check your contract or contact the company for transfer options and requirements.
A.
Look at coverage limits, service fees, contract length, company reputation, and any additional perks or benefits offered. Ensure that the plan meets your specific needs and budget.
A.
Many home warranty companies provide 24/7 emergency repair services for urgent issues such as heating or plumbing emergencies. Check your contract or contact the company to inquire about emergency service availability.