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Best Home Warranty Companies In ohio 2025

Ohio has a humid subcontinental climate with hot and humid summers and colder winters. These extreme temperature fluctuations can strain household items, and a home warranty helps avoid high maintenance costs (an average of $18,000!). We explore the best home warranty companies in Ohio to help you find the perfect warranty for you.

1 Award Winner

Elite Home Warranty

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

2 Fast Claim Processing

Regency Total Home Warranty

Regency Total Home Warranty

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

3 Affordable Coverage

Select Home Warranty

Select Home Warranty

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

Our Picks: Best Home Warranty Companies For ohio Residents

Look at the top home warranty companies we have shortlisted for you among various home warranty companies in Ohio.

1 Award Winner

1

Elite Home Warranty

Best Home Warranty Award Winner.
No Contract. Cancel Anytime.
24/7 U.S. Based Live Claims Concierge.
Industry Highest Coverage Options.

$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding

4.9

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

2 Fast Claim Processing

2

Regency Total Home Warranty

Affordable and Flexible Pricing.
Unlimited Service Calls.
Simple and Friendly Claims Process.

$300 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.6

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

3 Affordable Coverage

3

Select Home Warranty

Cost Effective and affordable Plans.
Fast claims Processing.
Free Roof Leak Coverage.

$150 OFF and 2 Months Free + Free Roof Coverage

Excellent

4.4

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

4 Endorsed By Mike Holmes

4

Mike Holmes Protection

Endorsed by Renowned Contractor Mike Holmes.
Live Video Chat Support Feature.
Comprehensive Coverage.
Reliable Claims Process.

$250 OFF and 1 Month Free + Free Roof Coverage

Outstanding

4.8

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

5

Liberty Home Guard

24/7 Customer Support with Same Day Response.
Extensive Add Ons Coverage Options.
Fast and Easy Claim Processing.
Fully Digital Claims Experience.

$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding

4.7

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

6

America’s First Choice

Lifetime Workmanship Guarantee.
Option to Choose Any Licensed Technician.
In-House Service Team for Fast Resolutions.

$250 OFF and Free Roof Coverage

Excellent

4.5

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

7

American Home Shield (AHS)

50+ Years of Industry Experience.
Largest Home Warranty Company.
Comprehensive Coverage.
Reliable Claims Process.

$100 OFF and Free Roof Coverage

Excellent

4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

8

ARW Home – American Residential Warranty

No Age Restriction on Covered Items.
Service Available in all 50 States.
Electronic Gadgets Protection.

$100 OFF and 2 Months Free

Excellent

4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

9

First American Home Warranty

Strong Real Estate Integration.
Paid Over $200 Million In Claims.
Serves 500k+ Customers Nationwide.

Flexible Payment Options

Good

3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

10

Cinch Home Services

180 Day Workmanship Guarantee.
Online Customer Portal.
Comprehensive Coverage.

Free Water Sensor and 2 Months Free

Good

3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

11

2-10 Home Buyers Warranty

Specialized Structural Coverage.
Reliable Claims Process.
24/7 Emergency Services.

20% OFF All Plans

Good

3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

12

America’s Preferred Home Warranty (APHW)

Strong Customer Retention Rates.
Reliable Claims Process.
Roof Leak Coverage.

Good

3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Are Home Warranty Plans Beneficial For Ohio Homeowners?

In this section, we'll review the most common reasons homeowners must consider a home warranty in Ohio.

Ohio faces a temperature between 22°F and 84°F, challenging the household items.
Overworking appliances and systems will increase energy costs. Moreover, problems with HVAC systems can occur due to extreme weather.
Roof leaks are common for Ohio residents because of the heavy rainfall. Ohio residents can consider a plan that offers roof leak coverage under basic coverage.
The average home maintenance cost in the state is $7,000 annually, which can be costly for middle-class homeowners. Keeping aside such a large amount in case of unexpected household item failure can be challenging.
In areas like Canton, the temperature drops to -9° F, making it quite difficult for home appliances and systems to function.
The humid temperatures make it a nightmare for household items to function at their best speed. Outdoor appliances such as garage door openers face the wrath of extreme heat and humidity.
A home warranty in Ohio will help if any household item breaks down due to normal wear and tear.

How Much Does An Ohio Home Warranty Cost?

Here’s how much you can pay for an Ohio Home Warranty.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

Climate Considerations: Ohio experiences various weather conditions, from hot summers to cold winters. Homes in regions prone to extreme temperatures may require additional coverage for HVAC systems, which can impact the overall cost.
Home Size & Age: Larger or older properties may require more extensive coverage, leading to higher home warranty costs.
Home Systems & Appliances: The types and number of systems and appliances covered under the home warranty plan can affect pricing. Additional coverage for pool equipment or well pumps may incur extra costs.

Home Warranty Coverage In Ohio

Here’s what you need to know about home warranty coverage in Ohio.

General Coverage Of Ohio Home Warranty

Basic Coverage A standard home warranty plan in Ohio typically covers major systems and appliances, including HVAC, electrical, plumbing, and kitchen appliances.
Optional Coverage Most home warranty companies in Ohio offer a list of items available for additional coverage. You can add these to your basic plan to enhance your coverage.

Common Exclusions

Pre-existing conditions Most home warranty plans do not cover such issues.
Acts of God Home warranty plans don’t cover damage caused by natural disasters like floods or earthquakes. Instead, these events are typically covered by home insurance companies.
Others Improper installation, maintenance, or misuse of covered items.

Here Are Some Additional Points To Consider

Additional Services Some home warranty providers in Ohio may offer additional services beyond basic coverage, such as coverage for roof leaks, pest control, or garage door repairs.
Extra Perks or Discounts Look for home warranty plans that offer extra perks or discounts, such as complimentary annual maintenance checks, discounts on appliance purchases, or referral bonuses for new customers.
Workmanship Guarantee Consider Ohio home warranty companies offering longer workmanship guarantees. This ensures that repairs are performed to a high standard and gives homeowners peace of mind.
Emergency Services Check if the home warranty plan includes emergency services, such as 24/7 customer support and expedited repair service for urgent issues, to ensure prompt problem resolution.

Who regulates Home Warranty Companies In Ohio?

The agencies that protect your interests against home warranty companies in Ohio are:

Ohio Department of Insurance (ODI) While the ODI does not directly regulate home warranty companies, its website offers valuable information for consumers considering a home warranty plan. This includes a consumer guide that explains home warranty basics and helps you understand what to ask potential providers.
Ohio Department of Commerce (ODC) The ODC does not directly regulate home warranty companies. However, it oversees the licensing of independent adjusters who may work with them to settle claims. Additionally, the ODC enforces the Ohio Consumer Sales Practices Act, which prohibits deceptive and unfair business practices. This means companies cannot mislead you in their advertising or during the sales process.
Ohio Attorney General's Office Home warranty contracts in Ohio fall under the state's Consumer Sales Practices Act (CSPA). The Attorney General's Office enforces the CSPA, prohibiting deceptive and unfair business practices. Companies cannot mislead you with advertising or engage in deceptive sales tactics.

Final Word

Home warranty coverage in Ohio can be valuable for homeowners looking to protect their property and budget from unexpected repairs. Understanding the terms and conditions of your Ohio home warranty plan can help you make an informed decision. Don't wait until a major home system breaks down—consider purchasing a home warranty today for peace of mind and added financial security.

Frequently Asked Questions (FAQs)

What Are The Most Common Home Repairs In Ohio?+

How Can I Cut Costs While Shopping For Home Warranties In Ohio?+

Is A Home Warranty Worth It In Ohio?+

What Are Some Of The Most Common Home Warranty Exclusions In Ohio?+