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Best Home Warranty Companies In nevada 2024

From the glittering lights of Vegas to the majestic beauty of the Red Rock Canyon, Nevada’s unique landscape presents distinct challenges for your home. The scorching desert sun and occasional winter chills can stress your appliances and systems. This guide explores the Best Home Warranty Companies In Nevada to help you pick an ideal home warranty plan for your home.

Our Picks: 5 Best Home Warranty Companies For nevada Residents

We have picked the top home warranty companies in Nevada for you; you need to choose the one that suits your requirements.

Best For Separate Coverage Options
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

  • Offers extensive coverage for various home items
  • Provides regular discounts
  • 30-day free trial

Cons

  • No proper pricing on the website

Plans, Cost & Coverage

Elite Home Warranty offers three plans: Elite Appliances, Elite Systems, and Elite Complete. You can customize your coverage from a range of 15 home items. Appliances are covered for up to $7,000, and systems up to $8,000 per contract term with Elite Home Warranty.

Here is a detailed analysis of the cost and plans offered by Elite Home Warranty:

 

Elite Appliances 

Elite Systems 

Elite Complete 

Cost at $70 Service Call Fee

$44.99

$49.99

$59.99

Elite Appliances 

  • This plan covers eight essential home appliances
  • Includes garbage disposal, refrigerator, and dishwasher, among others
  • Ideal for those seeking extensive appliance coverage and peace of mind

Elite Systems 

  • This plan covers eight significant home systems
  • Includes air conditioning, electrical, plumbing, and water heater
  • Ideal for individuals seeking comprehensive home system coverage

Elite Complete 

  • Comprehensive plan provides coverage for both home systems and appliances
  • Designed for those prioritizing comprehensive coverage
  • Suitable for individuals seeking extensive coverage for home systems and appliances within an affordable budget of under $60 per month

Why We Picked It?

Elite Home Warranty, a recent entrant in the industry, provides three distinct plans with generous coverage limits of up to $8,000 per contract term. Their customizable plans offer unique benefits like adjustable service call fees, a 30-day trial period, ongoing discounts, and assistance from a claims concierge.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Appliances protected up to $4,000
  • Coverage for unknown pre-existing conditions
  • Additional discounts for AHS members

Cons

  • Higher deductibles

Plans, Cost & Coverage

  • AHS provides homeowners with three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. These plans vary from $19 to $70 per month, depending on your choice of deductible, either $100 or $125. 

Let’s take a look at the cost and plan details below: 

 

ShieldSilver

ShieldGold

ShieldPlatinum

Cost at $125 Service Call Fee

$19.99

$19.16

$49.16

Cost at $100 Service Call Fee

$29.99

$29.16

$59.16

ShieldSilver

  • Provides coverage for home systems
  • Includes components of 14 major systems like heating, plumbing, and electrical
  • Ideal for homeowners needing essential system coverage

ShieldGold

  • Offers coverage for major systems as well as kitchen and laundry appliances
  • With appliance limits up to $2,000, it is suitable for Nevada homeowners seeking medium-level coverage 

ShieldPlatinum

  • Includes coverage from the other two plans, plus additional services like a free HVAC tune-up
  • With appliance limits up to $4,000, making it a good choice for anyone seeking comprehensive coverage

Why We Picked It?

With over 50 years of experience, American Home Shield is a longstanding player in the home warranty sector, serving homeowners nationwide. It boasts a vast network of 17,000 contractors, adaptable service fees, and coverage for unknown pre-existing conditions. AHS can offer customizable home warranty coverage for Nevada residents at competitive rates.

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

  • Extensive contractor’ network
  • Runs regular discounts
  • Same-day response on claims

Cons

  • No payments for access

Plans, Cost & Coverage

Select Home Warranty provides three coverage plans with optional add-ons: Bronze Care, Gold Care, and Platinum Care. Each plan has different pricing; Bronze Care and Gold Care are $44 per month, while Platinum Care is $47. Select Home Warranty has a $2000 aggregate limit per system or appliance covered in your contract.

Here is a breakdown of SHW’s costs and plans:

 

Bronze Care

Gold Care

Platinum Care

Cost/Month

$44.42

$44.42

$47.75

Cost/Annum

$479.99

$479.99

$524.99

Bronze Plan

  • Covers eight major household appliances
  • Appliances are the refrigerator, oven, and dishwasher, etc
  • Suitable for Nevada residents looking for an appliance repair plan under $45 per month

Gold Plan

  • Covers six important home systems
  • Includes HVAC, plumbing, water heater, and electrical
  • Ideal for Nevada homeowners seeking essential home systems coverage

Platinum Plan

  • Comprehensive coverage plan encompassing 17 systems and appliances
  • Includes plumbing stoppages, garage door openers, and ceiling fans
  • Best-suited for homeowners looking for comprehensive coverage for less than $50 per month

Why We Picked It?

Select Home Warranty, with 11 years of experience, offers three diverse home warranty plans. Each plan covers systems, appliances, or a combination and includes free roof coverage and add-on options. Known for its competitive pricing and dedicated team, SHW has earned a reputable status in customer service over the years.

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

  • Coverage for homes up to 5000 sq ft without extra fee
  • Offers free roof leak coverage
  • Provides free coverage on multi-year plans

Cons

  • Lower coverage limit

Plans, Cost & Coverage

Choice Home Warranty provides two plans, Basic and Total, with monthly prices of $46 and $55. Service fees range from $75 to $150. The company offers coverage limits of up to $3,000 annually for access, diagnosis, repair, or replacement of covered items.

Let’s understand CHW’s plans and costs in detail. 

 

Monthly

Yearly

Basic Plan

$46.83

$532

Total Plan

$54.75

$627

Basic Plan

  • Includes coverage for 14 systems and appliances
  • Safeguarding electrical, plumbing, heating, and kitchen appliances
  • Ideal for Nevada homeowners seeking fundamental protection

Total Plan

  • Expands on the Basic Plan by covering additional items
  • Includes coverage for laundry appliances
  • Suitable for anyone seeking coverage for essential home items

Why We Picked It?

With over 13 years in the home warranty industry, Choice has built a reputation for excellent customer service and comprehensive combo plans. Their straightforward policy contracts are a standout feature that distinguishes Choice Home Warranty.

Best For Customer Services
3.3 | threehalf_star Good
$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Pros & Cons

Pros

  • Discounts on all Plans
  • 90-day Guaranteed Service
  • Provides Visa rewards

Cons

  • Offers very less coverage caps

Plans, Cost & Coverage

Service Plus Home Warranty provides two plans, Gold and Platinum plans, along with 18 optional items. Premiums start at $37 monthly, with a flat-rate service fee of $75 per claim. They offer an aggregate coverage limit of up to $1,500 per year for covered appliances and systems.

 

Gold Plan

Platinum Plan

Cost/Month

$37.46

$43.71

Cost/Annum

$349

$424

Gold Plan

  • Includes coverage for 15 systems and appliances
  • These include garage door opener, heating, electrical, kitchen appliances, and plumbing
  • Suitable for homeowners seeking varied coverage at a budget-friendly cost of under $40/month

Platinum Plan

  • Expands coverage to 20 household items
  • Encompassing everything in the Gold Plan plus heating/AC, refrigerator, washer, and dryer
  • Considerable for Nevada homeowners looking for comprehensive coverage at budget

Why We Picked It?

ServicePlus home warranty provides cost-effective and comprehensive coverage for your home. Their service providers and contractors are vetted, certified, and insured, ensuring reliable service. Additionally, they offer the option to add protection against roof leaks for added peace of mind.

Are Home Warranty Plans Beneficial For Nevada Homeowners?

This section will review the most common reasons Nevada homeowners must consider a home warranty.

  • The state gets a good amount of sunlight and has a hot summer for months, which requires continuous usage of cooling systems, such as air conditioning, refrigeration, freezer, etc.
  • The northern part gets snow in the winter. With the extreme changes in weather, your home appliances and systems are highly likely to get broken, corrupted, or malfunction.
  • Homeowners in Nevada often face minor structural damages, usually due to plumbing issues or increased humidity. These must be addressed, as they may cause severe damage to your house over time.
  • Pipe breakage/leaks and basement dampness are common in Nevada. Leakage in pipes and sump pumps can cause basement dampness, affecting ceilings and walls.
  • On average, homeowners in Nevada can expect to spend between 1% and 4% of their home's value on annual maintenance costs. Having a home warranty can help them budget their home maintenance costs.
  • Faulty wiring and broken electrical cords cause many house fires in Nevada. This is most common in older homes where the wires have been subjected to extreme temperatures or water leakage.
  • In a place like Nevada, homeowners must subscribe to a home warranty plan to cover all unexpected expenses due to the extreme climate.

How Much Does A Nevada Home Warranty Cost?

The cost of a home warranty can vary depending on several factors unique to the state. Understanding these factors can help homeowners make informed decisions about purchasing a home warranty in Nevada.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29 - $70

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

  • Location: Homes located in different regions of Nevada may face varying risks and environmental factors, such as extreme temperatures, which can impact the cost of coverage. For instance, pricing in Las Vegas may be different than in Henderson.
  • Old Property: Older homes and larger properties may require more extensive coverage, leading to higher premiums to account for increased risk and repair expenses.
  • Required Coverage: The extent of coverage desired by homeowners, ranging from basic plans that include essential systems to comprehensive plans covering a broader array of appliances, influences pricing.
  • Deductibles: The amount of the deductible or service fees associated with each repair visit can impact the overall cost of a home warranty. Lower deductibles typically result in higher upfront costs but may lead to more affordable repairs.

Home Warranty Coverage In Nevada

Understanding the general coverage details of Nevada home warranties can help homeowners make informed decisions about their coverage options. Let’s review them.

General Coverage Of Nevada Home Warranty

  • Systems CoverageBasic home warranty plans in Nevada include coverage for essential systems such as HVAC, electrical, heating, and plumbing.
  • HVAC CoverageThis typically extends to components like furnaces, air conditioning units, and ductwork, protecting against mechanical failures and malfunctions.
  • Appliance CoverageThis plan includes commonly found appliances in Nevada homes, such as refrigerators, ovens, dishwashers, and washing machines. It covers repairs or replacements for mechanical failures, ensuring homeowners aren’t left with unexpected expenses when appliances malfunction.

Common Exclusions

  • Improper MaintenanceNeglecting maintenance of covered systems and appliances can void warranty coverage.
  • Cosmetic DamageHome warranty plans usually do not cover cosmetic damage or non-functional components such as scratches or dents.
  • Pre-Existing ConditionsHome warranty plans typically do not cover pre-existing conditions or issues before the coverage start date.

Here Are Some Additional Points To Consider

  • Claims ProcessHomeowners in Nevada should familiarize themselves with the claims process provided by their warranty company. Efficient claims processing is essential for a positive experience when filing warranty claims.
  • Customer SupportReading reviews and testimonials from other homeowners can provide insight into the reliability and quality of customer service offered by different warranty providers.
  • Service FeeThe amount you pay the technician during each service visit. Make sure you read the agreement carefully to know the exact deductible amount.

Who regulates Home Warranty Companies In Nevada?

The Nevada Department of Business & Industry states that a contract provider must register within the Division. If a homeowner wants to verify a license, they can visit http://doi.nv.gov/licensing-search/. The department suggests the buyer read and understand the terms & conditions mentioned in the contract before buying the warranty.

Final Word

A home warranty has become necessary, especially in a state like Nevada, where the climate conditions are slightly extreme. It'll help you financially and save you time and the hassle of home maintenance.

Frequently Asked Questions (FAQs)

What Are The Most Common Appliance Repairs In Nevada?

A.

In Nevada, where a desert climate dominates, residents often encounter specific appliance repairs influenced by the region’s environmental conditions. Due to the intense heat, HVAC units frequently need attention, with common issues including cooling problems and thermostat malfunctions. Refrigerators may require repairs related to temperature control, water leaks, or malfunctioning ice makers.

What Should Nevada Citizens Consider Before Buying A Home Warranty Plan?

A.

Given the state’s hot climate, Nevada citizens seeking a home warranty should prioritize coverage for essential appliances like air conditioning. Ensure that the plan encompasses local needs, such as comprehensive protection for HVAC systems and common issues associated with Nevada homes. Reviewing contract terms, including service fees and coverage periods, is also crucial.

Are Home Warranties Worth It In Nevada?

A.

Yes, home warranties can be worth it in Nevada, especially considering the state’s extreme temperatures and the importance of well-functioning HVAC systems. The climate can strain appliances, so a home warranty covering essential components like air conditioning can offer valuable peace of mind.

Which Home Warranty Company Covers Pre-Existing Conditions?

A.

American Home Shield is one of the few home warranty companies covering undetected pre-existing conditions.

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