Best Home Warranty Companies In Kansas 2024

Our Picks: 5 Best Home Warranty Companies For Kansas Residents

Having conducted thorough assessments of numerous providers, we have pinpointed Kansas's top home warranty companies. These companies provide dependable coverage, guaranteeing that your home operates seamlessly year-round and gives you peace of mind.

Highly Rated By Customers

4.7 |

Excellent

$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Pros & Cons

Pros

No inspection report is required for new homes
Wide network of skilled technicians for prompt service
30-day free trial

Cons

Charges $150 service fees on weekend visits

Plans, Cost & Coverage

Elite Home Warranty provides three plans: Elite Complete offers comprehensive coverage, Elite Appliances focuses on appliance protection, and Elite Systems safeguards essential home systems. The pricing can range from $44.99-$59.99. The coverage limits for appliances and systems are up to $7,000 and $8,000 per contract term.

Plans	Premium (Monthly)
Elite Appliances	$44.99
Elite Systems	$49.99
Elite Complete	$59.99

Elite Appliances

Encompasses eight fundamental household appliances, including refrigerators, dishwashers, and ovens
Ideal for homeowners seeking to safeguard their household appliances specifically

Elite Systems

Provides coverage for seven crucial home systems for a fee of $49.99 per month
Covers major home systems and appliances such as HVAC, electrical, and plumbing
Tailored for homeowners seeking coverage exclusively for essential systems

Elite Complete

Coverage for major home systems and appliances
Covers 15 major systems and appliances, such as HVAC, plumbing, electrical, dishwasher, and laundry appliances
Perfect for homeowners desiring comprehensive protection for their entire home

Why We Picked It?

Elite Home Warranty offers three affordable plans to Kansas homeowners, making it one of the topmost choices for homeowners. What sets this company apart is its 30-day money-back guarantee, which a home warranty provider rarely provides.

Best For Add-ons

4.7 |

Excellent

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Pros & Cons

Pros

A wide range of optional add-ons
Separate coverage plans for appliances and systems
Responds within 24-48 hours

Cons

Not enough coverage options

Plans, Cost & Coverage

The three plans provided by Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. They provide separate coverage for appliances and systems and a combination of both of them. So, here’s a list of costs and plans:

	Appliances Guard	Systems Guard	Total Home Guard
Monthly Plan	$49.99	$54.99	$59.99
Annual Plan	$499.99	$549.99	$599.99

Appliances Guard

Coverage for nine essential appliances
Has kitchen and laundry appliances

Systems Guard

Comprehensive coverage for home systems
Six major home systems are included
Homeowners seeking coverage for home systems

Total Home Guard

Covers for both appliances and systems
Has coverage for 15 home systems and appliances
Homeowners searching for comprehensive coverage at affordable prices

Why We Picked It?

Liberty Home Guard has three plans that the homeowners can choose from. They offer a wide range of coverage options for important household options. Also, they provide one of the best comprehensive coverage options at affordable prices, making them a reliable choice for homeowners.

Best For Comprehensive Plans

3.7 |

Excellent

1^st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Pros & Cons

Pros

30-day labor guarantee and 90-day part guarantee
Free roof leak coverage
24/7 customer service

Cons

The low aggregate limit for the contact

Plans, Cost & Coverage

Choice Home Warranty offers homeowners the Basic Plan and the Total Plan. The Basic Plan covers items and is priced at $46.83. The Total PlanTotaludes 18 major systems and appliances priced at $54.75.The annual pricing for both plans is $532 and $627, respectively. Choice provides an aggregate coverage of $3,000 for systems and appliances annually.

Plans	Monthly	Yearly
Basic Plan	$46.83	$532
Total Plan	$54.75	$627

Basic Plan

Coverage for 14 essential home systems & appliances
Includes major household appliances such as dishwasher, oven, and more
Ideal for homeowners seeking basic coverage

Total Plan

Covers 18 major home systems and appliances
Everything included from the Basic Plan and a few additional items
Ideal for homeowners seeking an affordable yet comprehensive plan

Why We Picked It?

Choice Home Warranty offers flexible plans and additional options to suit various needs and budgets. Their plans offer peace of mind and protection for homeowners at a reasonable cost. Moreover, Skilled technicians nationwide deliver prompt service, contributing to the company’s trustworthy reputation.

Best For Generous Coverage Caps

4 |

Excellent

Monthly Cost

$58.82 - $63.48

Service Fee

$50 & $100

Response Time

48 - 72 hours

Pros & Cons

Pros

Low service fee of $50
Freedom to select your licensed contractor
Roof and extended pipe leak-covered

Cons

Only one protection plan available

Plans, Cost & Coverage

America’s Preferred Home Warranty has one standard coverage plan and optional add-ons. The standard plan includes 19 essential appliances and systems such as water heater, central air conditioning, water heater, and plumbing. The coverage limits are transparent, and the homeowners get $25,000 per contract term. Here are the pricing details:

	Standard Coverage Plan (Monthly)	Standard Coverage Plan (Yearly)
Cost at $100 Service Call Fee	$58.82	$706
Cost at $50 Service Call Fee	$63.48	$762

Why We Picked It?

APHW offers a home warranty plan with both home systems and appliances. The pricing is competitive, making it a good option for homeowners living in Kansas. Also, the customers appreciate America’s Preferred Home Warranty for its service and easy-to-understand policies.

Best For Affordable Coverage

3.8 |

Excellent

$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Pros & Cons

Pros

Experienced contractor network
Regular discounts offered
Customizable plans

Cons

The lower coverage limit on appliances

Plans, Cost & Coverage

Select Home Warranty’s Gold Care and Bronze Care Plan costs $44.42, while the Platinum Care costs $47.75. There is a coverage cap of $3,000 for HVACs but only a $500 coverage cap for electrical systems, appliances, and plumbing work.

Find the pricing details below:

Plans	Monthly	Yearly
Bronze Care	$44.42	$479.99
Gold Care	$44.42	$479.99
Platinum Care	$47.75	$524.99

Bronze Care

Includes eight major home appliances
Ideal for homeowners seeking to get their appliances covered at affordable prices

Gold Care

Offers coverage for seven major systems for $44.42 per month
Ideal for homeowners seeking coverage for home systems at an affordable price

Platinum Care

Comprehensive coverage for eighteen major home systems and appliances
Coverage for plumbing stoppages, garage door openers, and ceiling fans

Why We Picked It?

Select Home Warranty offers plans for both home systems and appliances and coverage for plumbing stoppages, garage door openers, and ceiling fans. They have a 60-day guarantee on workmanship, free roof coverage, and all the plans.

Are Home Warranty Plans Beneficial For Kansas Homeowners?

Home warranty plans can offer several advantages to homeowners in Kansas:

Kansas experiences heavy heat, putting significant stress on HVAC systems. The intense heat can lead to overheating electrical components in both systems and appliances.
The state faces challenges with heavy rains, particularly impacting plumbing and water flow systems. Outdoor appliances are susceptible to rusting and corrosion due to incessant rains.
Excessive rains may lead to floods and hurricanes, posing risks to roofs. With over 70% humidity, Kansas residents face challenges related to moisture.
Excess moisture in dryers and washers is common in Kansas. Residents may spend between $200 and $1100 on appliance repairs, such as refrigerators, washers, and dryers.
To avoid financial burdens associated with kitchen appliances, Kansas homeowners should opt for a home warranty with sufficient coverage limits for appliances in the kitchen.

How Much Does A Kansas Home Warranty Cost?

Here is the average cost of a Kansas home warranty:

Average Annual Cost

$420 - $650

Average Monthly Cost

$30 - $90

Average Service Fee (Deductible)

$60 - $125

In Kansas, the cost of a home warranty can vary based on specific factors:

Coverage Extent: The cost will depend on the extent of coverage. Plans encompassing major systems and appliances may incur higher costs than those covering essential items.
Deductible Considerations: Opting for a higher deductible can lower monthly premiums. However, homeowners should remember that a higher deductible means more upfront costs for necessary repairs.
Home Size and Age: The size and age of a home in Kansas play a role in determining warranty costs. Larger and older homes may have a higher risk of breakdowns, potentially impacting the overall warranty expenses.
Regional Variations: The location within Kansas can also influence average costs. In a bustling city or a serene rural area, factors like local service provider availability may contribute to slight variations in in-home warranty pricing.

Home Warranty Coverage In Kansas

Home warranty coverage in Kansas can vary according to the selected household item, plan, and the selected company. In this section, you can find the common inclusions and exclusions:

General Coverage Of Kansas Home Warranty

HVAC Systems Kansas experiences all four seasons, with scorching summers and occasionally frigid winters. Your warranty can cover repairs for your furnace, air conditioner, and ductwork, ensuring year-round comfort in your Kansas abode.
Plumbing Systems Coverage may include protection against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures.
Electrical Systems This covers repairs for wiring, outlets, switches, and breaker panels, ensuring the safety and functionality of your electrical system. This is particularly important in older Kansas homes with potentially outdated electrical systems.
Appliances Protects against unexpected breakdowns of essential appliances like refrigerators, ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.

Common Exclusions

Pre-existing Conditions Home warranties typically do not cover issues that existed before the coverage start date. It’s important to address pre-existing problems before obtaining a home warranty.
Improper Maintenance If a system or appliance breaks down due to a lack of proper maintenance or neglect, it may not be covered. Regular maintenance is often the responsibility of the homeowner.
Cosmetic Issues Home warranties usually don’t cover cosmetic problems or non-functional features of appliances or systems, such as dents, scratches, or appearances.
Certain Exclusions Review the company’s section to understand the specific exclusions.

Here Are Some Additional Points To Consider

Coverage Caps There are limitations on the amount of coverage for repairs or replacement, which can vary according to the purchased plan.
Service Fee Some home warranty companies have set service fees, while others have variable fees.
Network Limitations Some companies allow homeowners to choose their technicians, so choose accordingly.

Who Regulates Home Warranty Companies In Kansas?

In addition to the Kansas Attorney General, home warranties in the state are subject to regulation through the Service Contract Industry Council (SCIC). The SCIC works closely with Kansas legislators to establish uniform service contract regulations nationwide.

The organization maintains a list of home warranty providers that align with its stringent guidelines, offering consumers a valuable resource to make informed choices and providing an extra layer of assurance when selecting a home warranty plan.

Final Words

Kansas's top home warranty companies distinguish themselves through reliable coverage, transparent policies, and positive customer feedback. Residents can confidently choose the best home warranty plan by considering factors like coverage breadth, pricing, and customer experiences.

Frequently Asked Questions (FAQs)

What Are The Most Frequent Home Warranty Claims In Kansas State?

In Kansas, frequent home warranty claims involve air conditioning system repairs, particularly during hot summers. Furnace and heating system issues are also common, especially in colder months. Given the state’s climate, which includes both hot summers and cold winters, homeowners frequently seek coverage for these essential systems.

What Does a Home Warranty Cover in Kansas?

A home warranty in Kansas typically covers repairing or replacing major home systems and appliances due to normal wear and tear. Common items covered include HVAC, plumbing, electrical, water heaters, kitchen appliances, and more. The coverage specifics can vary between plans and providers, so it is crucial to review the terms and conditions of the chosen warranty policy.

Do Home Warranty Companies Cover Sewer Line Repairs?

Home warranty coverage for sewer lines can vary among different companies. Generally, basic home warranty plans do not cover sewer lines as part of their standard coverage. However, some home warranty providers offer optional coverage or enhanced plans that include sewer line protection for an additional cost.

Are Home Warranties Worth It In Kansas?

Yes, home warranties in Kansas can be worth it for homeowners looking to protect their budget from unexpected repair or replacement costs for major home systems and appliances. With the state’s varying climate conditions, coverage for essential systems like HVAC, plumbing, and electrical can provide valuable peace of mind.