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We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Best Home Warranty Companies In arizona 2024

Arizona’s scorching sun and desert landscapes can strain your home’s systems. Don’t let unexpected repairs drain your wallet, too! This guide explores the Best Home Warranty Companies In Arizona. We’ll compare coverage options, pricing, and service details to find the perfect warranty for your desert oasis.

Our Picks: 5 Best Home Warranty Companies For arizona Residents

Here are Arizona's top home warranty companies, offering comprehensive coverage, competitive pricing, and valuable perks to meet homeowners' needs.

Best For Separate Coverage Options
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$44.99 - $59.99

Service Fee

$70

Response Time

24 - 48 hours

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Best For Customer Services
3.3 | threehalf_star Good
$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Best For Add-ons
4.7 | fourhalf_star Excellent

Monthly Cost

$50 - $60

Service Fee

$90

Response Time

Up to 48 hours

Is Home Warranty Plans Beneficial For Arizona Homeowners?

Home warranty plans can offer several benefits to Arizona homeowners, including:

  • Arizona's extreme temperatures, including hot summers and occasional freezes in some regions, can affect the performance of your HVAC systems, making home warranty coverage particularly valuable.
  • Protection against common issues such as plumbing leaks or electrical malfunctions can save Arizona homeowners money on repair costs.
  • Coverage for essential home systems and appliances, such as HVAC systems, electrical wiring, plumbing, water heaters, refrigerators, dishwashers, and more, helps safeguard against unexpected breakdowns.
  • Home warranty plans typically offer access to a network of qualified service technicians, ensuring timely repairs and replacements when needed.

How Much Does An Arizona Home Warranty Cost?

Here's a general cost range for home warranties in Arizona:

Average Annual Cost

$348 - $1,068

Average Monthly Cost

$29 - $89

Average Service Fee (Deductible)

$75 - $150

Here in Arizona, the cost of a home warranty can vary depending on several factors, including:

Desert Dilemmas: Arizona's relentless sunshine can damage HVAC systems. Plans with strong coverage for AC units and components or the option to add them might be valuable.

  • Monsoon Mischief: Sudden downpours in Arizona during monsoon season can cause roof leaks.  Explore plans with robust roof leak coverage or the option to add it on for peace of mind.
  • Poolside Perils: Many Arizona homes have pools, which can have unique plumbing concerns. Consider plans with coverage for pool-related plumbing issues or inquire about add-on coverage.
  • Size Of Your Home: Larger Arizona homes with more covered systems and appliances will generally cost more to cover under a home warranty.
  • Age Of Your Home: Older Arizona homes, especially those with original plumbing or electrical systems, might be more likely to need repairs due to wear and tear from the climate. This can influence the cost due to potentially greater perceived risk for the provider.
  • Repair In Remote Locations: Living in a remote area of Arizona can impact service call fees due to travel distances for technicians. Compare plans to understand if service call fees are fixed or vary by location.
  • Market Mix In The Copper State: The number of home warranty companies operating in Arizona can influence competition and pricing. Research available providers and compare plans carefully to find the best value for your needs.

Home Warranty Coverage In Arizona

Coverage under home warranties in Arizona varies based on the specific company and plan chosen. However, there are some common inclusions and exclusions to consider:

General Coverage Of Arizona Home Warranty

  • HVAC Arizona’s relentless sun expedites the wear and tear of your air conditioning systems. Your warranty can cover repairs for your furnace, air conditioner, heat pump, and ductwork, ensuring year-round comfort, especially during scorching summers.
  • Plumbing Get coverage against leaks, clogs, and malfunctions in pipes, faucets, toilets, and other plumbing fixtures from a suitable home warranty. This is particularly important during potential monsoon downpours that can cause roof leaks or strain drainage systems.
  • Electrical System Safeguards Ensures the safety and functionality of your electrical system by covering repairs for wiring, outlets, switches, and breaker panels. This is particularly important in older Arizona homes with potentially outdated electrical systems.
  • Kitchen Companions Home warranties protect against unexpected breakdowns of essential appliances like refrigerators (essential for keeping food fresh in the heat!), ovens, cooktops, dishwashers, and garbage disposals, preventing disruptions to your daily routine.
  • Laundry Appliances Washing machines and dryers are commonly covered, ensuring your laundry routine runs smoothly, even if your appliances encounter issues.

Common Exclusions

  • Pre-existing conditions Issues with home systems or appliances that existed before the start of the warranty coverage.
  • Lack of maintenance Damages from improper care or neglect of home systems and appliances.
  • Cosmetic damage Repairs or replacements for purely aesthetic issues, such as scratches or dents.

Here Are Some Additional Points To Consider

  • Pool Coverage Many Arizona homes have pools, which can come with unique plumbing concerns. Consider plans with coverage for pool-related plumbing issues, or inquire about add-on coverage for peace of mind.
  • Monsoon Season Must-Have Explore plans with robust roof leak coverage or the option to add it on for peace of mind during the unpredictable monsoon season.
  • Desert Sun Protection While not typical coverage, some warranties might offer add-ons specifically for AC unit components that can be impacted by the harsh Arizona sun.
  • Coverage Caps Review each item or system’s coverage caps or limits to ensure they align with your needs and expectations.
  • Service Network Evaluate the provider’s network of service technicians and contractors to ensure adequate coverage in your area and timely response to service requests.
  • Customer Reviews Research customer reviews and ratings to gauge the home warranty provider’s overall satisfaction level and reliability.

Who Regulates Home Warranty Companies In Arizona?

The Arizona Department of Insurance regulates home warranty companies in Arizona. It oversees home warranty providers' licensing, conduct, and financial stability to ensure compliance with state laws and protect consumers' interests. Additionally, home warranty companies are regulated by several key agencies:

  • Arizona Attorney General's Office May handle consumer complaints and investigations related to home warranty companies, ensuring fair business practices and protecting consumers.
  • Arizona Department of Consumer Affairs Provides resources and assistance to consumers regarding their rights and responsibilities when dealing with home warranty companies, promoting transparency and accountability in the industry.

Final Word

Thorough research is key when selecting Arizona's best home warranty companies for 2024. Compare providers based on coverage options, pricing, and customer reviews. Making an informed decision can ensure peace of mind and safeguard your home from unexpected repair costs.

Frequently Asked Questions (FAQs)

What Are The Most Frequent Appliance Repairs In Arizona?

A.

Residents of Arizona commonly report appliance repairs for air conditioning units, refrigerators, and dishwashers. Given the state’s hot and arid climate, air conditioning problems, such as compressor issues or refrigerant leaks, are frequent concerns. Refrigerator repairs often involve temperature control adjustments influenced by high temperatures.

Is Old Republic Home Warranty Available In Arizona?

A.

Yes, ORHP provides services in the state of Arizona and can be a great home warranty service provider in addition to the ones mentioned above.

How Do I Contact Choice Home Warranty?

A.

You can contact the CHW company by visiting the Choice Home Warranty website and filling out all the required details, or you can contact them through the telephone, the details of which are mentioned in the link above.

 

Are Home Warranties Tax Deductible?

A.

Home warranty costs are generally not tax-deductible for individual homeowners. Home warranties are considered personal expenses, similar to insurance premiums, and are not eligible for tax deductions. 

However, warranty premiums can be tax deductible on an income-producing building.

 

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