Home Warranty Companies in Kentucky

Compare home warranty policies from the top ten home warranty service providers in kentucky. To further assist you in selecting your policy, we have created a graph with a bell curve that showcases the average price of premium and average deductible of the various home warranty policies that are purchased throughout the state of kentucky. View more...  The X-axis indicates the price of the premium while the Y-axis indicates the number of homeowners. The start of the curve indicates the number of homeowners who purchase policies that have low premiums. The curve then rises to indicate the number of homeowners who have opted for the average premium and finally dips to denote the number of homeowners who opt for policies with a high premium. The Average Premium of the kentucky is mentioned at the top of the graph.

You can also view the Average Deductible that is opted for in the state by clicking on the arrows placed on either side of “Average Premium in kentucky”. We have also calculated the average premium and average deductible price for the major towns in kentucky. Click on the city name to know its average policy premium and average deductible opted for.

Go on to read reviews of home warranty companies that provide service in kentucky. To get a comprehensive picture of a home warranty company’s service performance, it’s important to understand the Composite Review Score of a company. This score is based on the all-time reviews received from customers of the company. It can vary from ‘Not Good’ to ‘Excellent’. It also includes the all-time average scores of various parameters like customer service, service timeliness, repair service, and the overall rating. If you have had a positive, negative, or even neutral experience while interacting with a home warranty company, go on to leave a review and help out a homeowner just like you.
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Don't let unexpected appliance failures break you!

Average Premium in Kentucky: $321.85
Average Deductible in Kentucky: $42.12


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Rating 4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating
Premium $299 - $500+
Deductible $75 - $125
Effective 30 Days
BBB Rating B
Established In 1971
Total Reviews 9891
Coverage Nationwide (USA)
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Very Good
4.5
Reviews Composite Score
  • Customer Service 4.0
  • Service Timeliness 4.0
  • Repair Service 4.1
  • Overall Rating 4.5
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Rating 4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating
Premium $400
Deductible $65 - $125
Effective Depends on the policy
BBB Rating C
Established In 2008
Total Reviews 821
Coverage Selected StatesAlaska, Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Wisconsin, West Virginia, Wyoming
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Very Good
4.8
Reviews Composite Score
  • Customer Service 4.9
  • Service Timeliness 4.9
  • Repair Service 4.9
  • Overall Rating 4.8
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Rating 3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating
Premium $299 - $499
Deductible $60
Effective 30 days from purchase
BBB Rating B
Established In 2012
Total Reviews 2602
Coverage Nationwide (USA)
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Reviews Composite Score
  • Customer Service 3.9
  • Service Timeliness 3.9
  • Repair Service 3.9
  • Overall Rating 3.8
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Rating 4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating
Premium $499
Deductible $50, $100, $125
Effective Closing or 30 days from payment
BBB Rating A+
Established In 1999
Total Reviews 315
Coverage Selected StatesAlabama, Alaska, Arkansas, Arizona, Colorado, District of Columbia, Delaware, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, New Mexico, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Virginia, West Virginia
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Very Good
4.5
Reviews Composite Score
  • Customer Service 4.5
  • Service Timeliness 4.6
  • Repair Service 4.6
  • Overall Rating 4.5
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Rating 3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating
Premium $288-$468
Deductible $75-$95
Effective 30 days after enrollment
BBB Rating B
Established In 1984
Total Reviews 1845
Coverage Nationwide (USA)
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Reviews Composite Score
  • Customer Service 3.7
  • Service Timeliness 3.7
  • Repair Service 3.7
  • Overall Rating 3.7
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Rating 3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating3.5 Star Rating
Premium $370 - $450
Deductible $60
Effective 30 days after enrollment
BBB Rating C+
Established In 2008
Total Reviews 3859
Coverage Selected StatesAlabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming
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Reviews Composite Score
  • Customer Service 3.7
  • Service Timeliness 3.7
  • Repair Service 3.7
  • Overall Rating 3.6
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Rating 3 Star Rating3 Star Rating3 Star Rating3 Star Rating3 Star Rating3 Star Rating
Premium $589-$619
Deductible $75-$100
Effective At closing or 30 days after enrollment for existing homeowners
BBB Rating B
Established In 1984
Total Reviews 1907
Coverage Nationwide (USA)
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Reviews Composite Score
  • Customer Service 3.4
  • Service Timeliness 3.4
  • Repair Service 3.5
  • Overall Rating 3.3
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Rating 3 Star Rating3 Star Rating3 Star Rating3 Star Rating3 Star Rating3 Star Rating
Premium $275 - $695
Deductible $60 - $100
Effective Date of order or the closing date
BBB Rating B
Established In 1996
Total Reviews 1950
Coverage Nationwide (USA)
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Reviews Composite Score
  • Customer Service 3.2
  • Service Timeliness 3.2
  • Repair Service 3.3
  • Overall Rating 3.1
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Rating 2.5 Star Rating2.5 Star Rating2.5 Star Rating2.5 Star Rating2.5 Star Rating2.5 Star Rating
Premium $305-$600
Deductible $60-$100
Effective Immediate at closing or 30 days after enrollment for existing homeowners
BBB Rating A
Established In 1980
Total Reviews 1808
Coverage Nationwide (USA)
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Not Good
2.5
Reviews Composite Score
  • Customer Service 2.6
  • Service Timeliness 2.5
  • Repair Service 2.6
  • Overall Rating 2.5
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Rating 4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating4.5 Star Rating
Premium $380 - $720
Deductible $0
Effective Closing or after 30 days
BBB Rating A+
Established In 1998
Total Reviews 181
Coverage Selected StatesAB, MB, NB, NS, ON, PEAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, Maryland, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, , , , ,
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Very Good
4.6
Reviews Composite Score
  • Customer Service 4.6
  • Service Timeliness 4.8
  • Repair Service 4.6
  • Overall Rating 4.6
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    Recently Reviewed Home Warranty Companies in

    Drew Holland Date: 2015-05-11 12:50:37

    Review: I bought an ORHP plan with my house, which has had a lot of issues. I have had to call them for about 8 issues. I'm honestly not sure how this company is still in existence. They are horrendously bad at their job. The subs they use show up less than half the time, and when they do, they have only gotten the job done right one time. Otherwise, I have to keep calling ORHP until they can approve a sub who will actually show up and do the job. Also, their plans cover very little. It does not cover plumb line breakages or roofs (although I understand the latter is common). When our furnace went out this winter, my family and I were left without heat for several days in negative temperatures because of the incompetence of their staff and subs. They would not reimburse us for space heaters or a hotel room. And while I'm on my rant, you have to speak to a different person about every little thing, so your call will be transferred several times. Now, I will say that most of the CSRs have been kind, with only a few exceptions. In sum, this home warranty company is only for people who enjoy frustration and have lots of free time.

    Martha Hutsell Date: 2013-01-05 10:37:29

    Review: I have only had this service for a couple months. Got it in August of 2012. The first time I called in a request for plumbing. It took forever while the "searched" for a provider and finally said we would be 2 days without being able to use our bathroom because they couldnt find one on an emergency basis but we could find someone and be reimbursed. I paid 239.00 to have someone come out filed the claim with AHS which they said would be declined due to me using an unapproved provider. No one mentioned anything about some companies being unapproved by AHS. Long story short I had to fignt for my money back which I finally received. Now, my second request for service...pretty much the same thing..we can't find anyone but if you want to find someone we can reimburse you. I told the customer service rep that I had been through that once and didnt want to go through it again. I asked her why does it take so long to find someone, I'm in a big city and there are lots of plumbers here. All she kept saying was we are searching and someone will call you when someone is located. This is going to be my last month using this service. It has been of no help to me and it has not alleviated any stress in dealing with these situations. I guess it works better in some area than others. For me, its a no go.

    rossie head Date: 2015-07-31 21:08:26

    Review: Old Republic was very helpful in solving the issue concerning my refrigerator. The problem lies with the serve company and/or person that made the service call to my home. My floor was damaged and the rep said he would repair the issue but has been giving me the run around for well over a month. I called and texted him but he will not respond. I need advice on the proper method of action. Should I wait longer or just take him to small claims court.

    Matt Date: 2014-07-16 14:14:42

    Review: I requested service for my AC and the tech arrived the next day from over 60 miles away. He informed me that he would have to return to complete the repair. He stated it would take a week to get back because he only comes to my area once a week. (I live in Lexington, KY and there are numerous other vendors in town who could complete the repair) It has now been two weeks since the tech originally came out and I have heard nothing. I asked AHS to cancel the service request and start all over with another company that would be more responsive and they refused. Futher, I have requested to speak with a supervisor and have yet to speak with one after a week of requesting that contact daily. Bottom Line - This company is unresponsive, provides poor customer service and I would never do business with them again. Caveat Emptor

    Rita Prada Date: 2015-06-24 12:52:26

    Review: opened maintenance request on fridge in early March, still not fixed by June 24th. We had to just ask for a refund for the co-pay. it is sad that they are paid for a service that they are unable to actually give. After several calls they never changed who they used so it is just as much their fault as it is the crappy company they used. The company brought the wrong part twice and when they finally brought the correct one it was broken. Just absolutely horrible experience. The customer service was very polite and nice even though I am upset, however that means very little when the issue was never resolved.

    Annette Cook Date: 2018-02-19 23:23:48

    Review: The AHS team is very timely. Rhe HVAC team, not so much.

    Roger Chapin Date: 2016-07-17 23:16:04

    Review: The service contractor who repaired the stove drawer and the burner did an excellent job. He was able to come in the same day that we called for service. He had the right parts and fixed it very efficiently. I can highly recommend there company. The A/C contractor also did an excellent job. Our A/C went down that morning and they put a rush on to help us the same day on a hot day. The technician was very friendly and diagnosed the problem and fixed it very quickly. He had our A/C running and blowing cold air. I highly recommend there company to everyone.

    Betsy Clay Date: 2015-07-27 18:14:28

    Review: AHS is a rip off. My air conditioner has needed to be repaired for almost two months. They have done nothing. They have no problem deducting the monthly fee from my bank. I believe AHS to be a fraudulent company. Their customer service staff are very rude.

    Billy Gill Date: 2016-01-26 23:00:23

    Review: Our microwave wasn't working at that time in March 2015. Called the AHS to have someone come and looked at it. The contractor was very gentle and understand that we are deaf. The part for the microwave had to be ordered. The part came in and the contractor with other helper resolved the problem. I'm very pleased with the contractor and the AHS and continue service with them. Carol Ann Beers

    BERT RAYER Date: 2016-12-15 09:27:27

    Review: Great service Helped replace water heater and fix dish washer- great experience all the way through

    Donald Moran Date: 2018-02-17 01:19:38

    Review: Horrible service. I pay 100 each time they come out and apparently (according to there customer service) that 100 gets sent to old republic and not the technician. On every single service I’ve had to pay for parts or they don’t have technicians to come out to service- I need to find my own provider and they deduct the 100 from my reimbursement. I recently had my stove spark and the motherboard replaced and the technician quoted 425 and the authorization was given but my bill ended up being 465. Old republic did not want to pay 465 because that’s not what was authorized and told me to call the tech to lower it to 425. Wow. Long story short my rep ended up calling the tech and they approved the 465. This is the only reason I’m giving them a 5 in Customer Service. Alli went above and beyond to correct the situation and was kind when dealing with a very frustrated customer. We won’t be purchasing any home warranties in the future. I don’t think they are worth it.

    Yoon Date: 2013-09-25 13:57:50

    Review: The service company called me within 24 hours of entering in the service request online and they were able to make the appointment a few hours later. They came to the appointment on time and diagnosed the problem very quickly. The technician was able to repair it without any issues.

    Jim Date: 2016-04-13 19:23:32

    Review: Old Republic will not be there for you when you or your child needs them. We paid for Platinum protection service from them. During a routine inspection of our furnace on a Friday in the winter, the gentleman discovered the furnace was cracked and leaking Co2. He told it was not safe to operate. We had a one year old son at the time and called Old Republic during normal business hours. They were closed for a retreat. Given that it was a Friday and the situation was dangerous to our son, I told the company to go ahead and replace the furnace for about $5,000 including parts and labor. When Old Republic opened back up again, they told us they would take care of the situation and apologized for being closed. Two months later and way more hours and stress than the policy is worth, they paid out less than $800.00 total. We paid for Platinum protection and they were not there to protect us or my kid. Do not give these people your money. You’re better off saving the monthly fee than dealing with this cold company in the middle of winter.

    TROY BRYANT Date: 2017-02-13 13:31:14

    Review: We needed a service call for our Central A C unit. It would not cool. the unit was just used 6 weeks and the original installer, Cain\'s Air Conditioning, would not show up for several appointments or even return a phone call. Through AHS, Air Wise came out the very next morning after the call was scheduled. He went straight to the problem, a broken float switch, and fixed it within a few minutes. No problems since. I love AMH. We have had a contract with them since the early 90\'s and every incident has been taken care of promptly and efficiently. Thanks AHS!

    Sabine Smarr Date: 2016-01-24 22:34:06

    Review: We recently had issues with our AC unit. I did an online service request and the company called out serviced our unit in a quick and timely manner. Exactly a week later the AC unit stopped working and was not cooling off our house. I called American Home Shield and was greeted very nice and helped me put another call back service request to the company. The Company came out the next day and completed the job and fixed a broken part.

    gerri grider Date: 2018-03-09 04:10:34

    Review: I would still have this company if the customer service has not lied to me about refunding my 125.00 that they deducted twice and then told me they would refund me . This went on for almost a month then the last person I spoke too said I would not be getting the refund.. been with them a lot of years.

    Rosemary S Date: 2014-08-30 08:19:43

    Review: AS usual, a very nice and competent serviceman showed. He asked what needed fixing. He went straight to work and had my TV and electrical outlets working fine. Recently I had my AC/Heating checked. Also, a very good electrician found the wiring was installed incorrectly - almost 10 years ago. He rewired the heat pump and now my heat is working correctly and my home is much warmer. I am so happy that I have these warranties. It makes my life less stressful knowing that I have very capable people that can come and fix almost anything in my home. And, it does not cost a huge fee

    Nasir Khilji Date: 2015-10-30 03:22:39

    Review: My central air conditioning wasn't working so I went to American home Shield Web site and filled out the form. That day a ac company contacted me to set up an appointment. within the week the technician came and fixed the problem.It was a minor burnt out wire issue. Although it cost me $75,i, it would have cost me double that amount in the best of circumstances.

    Emory Johnson Date: 2016-07-29 22:50:03

    Review: My most recent experience with American Home Shield was excellent. I believe I needed some repair for a washer or dryer and they were great. They explained to me everything they were doing and what I would need to do prevent something else from happening in the future. They didn't mind me observing their work and were very open.

    John D Woodruff Date: 2018-04-09 15:15:45

    Review: It is a great pleasure to have this reassuring service covering my most valuable asset. My dealings with AHS have always been helpful, courteous, and prompt. I would recommend them to anyone.