X
X
X
ALLCOMPANIES TOOLS BLOGS
Disclaimer

We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company. We may receive compensation for receiving quotes or placing advertisements. However, this does not affect a company's rankings. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users.

*The lead information obtained will be sent to the respective companies as selected by the readers. However, the lead will be shared with a similar company if the selected company either doesn't participate in Leads Program or doesn't respond.

Best Home Warranty Companies In New Jersey 2024

Your New Jersey home’s systems face constant challenges, from scorching summers to unpredictable winters. This guide explores the best home warranty companies in New Jersey, helping you find a plan to safeguard your essential systems and keep your home running smoothly year-round. Discover the perfect warranty for stress-free living and budget protection.

Our Picks: 5 Best Home Warranty Companies For New Jersey Residents

After careful evaluation, we've selected the top 5 home warranty companies for New Jersey homeowners. Offering comprehensive coverage and reliable service year-round, they keep your home worry-free.

The Industry Leader
4.5 | fourhalf_star Excellent

Monthly Cost

$29 - $89

Service Fee

$100 & $125

Response Time

Up to 48 hours

Best For Customer Services
3.3 | threehalf_star Good
$200 Off + 2 Months Free*

Monthly Cost

$43 - $79

Service Fee

$75

Response Time

48 hours

Best For Separate Coverage Options
4.7 | fourhalf_star Excellent
$150 Off + 2 Months Free

Monthly Cost

$45 - $60

Service Fee

$70

Response Time

24 - 48 hours

Best For Comprehensive Plans
3.7 | threehalf_star Excellent
1st month free + Free roof coverage

Monthly Cost

$46 - $55

Service Fee

$75 - $125

Response Time

Up to 48 hours

Best For Affordable Coverage
3.8 | threehalf_star Excellent
$150 off + Free roof coverage + 2 months free

Monthly Cost

$44 - $47

Service Fee

$60 - $75

Response Time

12 - 48 hours

Is Home Warranty Plans Beneficial For New Jersey Homeowners?

Let’s find out why you must explore home warranties in New Jersey:

  • Home warranty plans in New Jersey can provide coverage for essential systems like HVAC and appliances, safeguarding homeowners against the effects of the state's coastal climate, including saltwater corrosion and humidity-related issues.
  • Many homes in New Jersey have basements, and home warranty plans can offer protection against leaks, helping homeowners avoid costly repairs due to flooding or water damage.
  • New Jersey experiences hot summers and cold winters, making HVAC systems crucial for comfort. Home warranty plans often cover repairs or replacements for HVAC systems, ensuring homeowners stay comfortable year-round.
  • With many homes in New Jersey equipped with pools, home warranty plans can include coverage for pool pumps, heaters, and other equipment, providing peace of mind to pool-owning homeowners.
  • Given New Jersey's susceptibility to heavy rainfall and flooding, home warranty plans may include coverage for sump pump systems, helping homeowners prevent water damage.
  • Many homes in New Jersey are older and may have aging infrastructure. Home warranty plans can help cover repair or replacement costs for aging appliances, plumbing, and electrical systems, mitigating the financial burden of maintaining older properties.

How Much Does A New Jersey Home Warranty Cost?

We have listed below the average premiums and deductibles you can expect to pay for a home warranty in New Jersey.

Average Annual Cost

$300 - $700

Average Monthly Cost

$30 - $80

Average Service Fee (Deductible)

$60 - $125

Factors Influencing The Cost Of The Home Warranty

  • Property Size & Value The size and value of the home can influence the cost of a home warranty in New Jersey. Larger or more expensive properties typically require higher premiums.
  • Coverage Options & Limits The extent of coverage the homeowner selects, including add-ons for specific items, can impact the home warranty cost. More comprehensive coverage may result in higher premiums.
  • Provider & Plan Selection The homeowner's choice of home warranty provider and the specific plan selected can impact the cost of coverage. Different providers may offer varying pricing structures and coverage options, allowing homeowners to select plans that align with their budget and needs.

Home Warranty Coverage In New Jersey

Let’s explore some general coverage details about New Jersey home warranty:

General Coverage Of New Jersey Home Warranty

  • Essential Systems Home warranty plans commonly cover plumbing and electrical systems, including repairs for leaks, faulty wiring, and electrical issues.
  • Major Appliances New Jersey home warranty plans also cover repair or replacement costs for kitchen and laundry appliances.
  • Garage Door Openers Many home warranty plans in New Jersey include coverage for garage door openers, offering protection against malfunctions or breakdowns of this essential home security and convenience component.

Common Exclusions

  • Acts of Nature Most home warranty plans exclude coverage for damages caused by earthquakes, floods, hurricanes, etc. 
  • Pre-existing Damages Home warranty plans often exclude coverage for pre-existing conditions, emphasizing the importance of disclosing any known problems during the coverage evaluation process.
  • Improper Maintenance Damage caused by improper or no maintenance of the covered systems and appliances is usually excluded.

Here Are Some Additional Points To Consider

  • Local Service Network Consider the extent and reliability of the home warranty company’s service network in New Jersey. Ensure that qualified technicians are available in your area to address repair needs when they arise promptly.
  • Coverage Flexibility Look for home warranty plans that offer flexible coverage options, allowing you to tailor the plan to your specific needs and budget. If relevant to your property, consider add-ons for items not typically covered, such as pool equipment or well pumps.
  • Customer Support Evaluate the quality of customer support the home warranty company offers. Look for providers with responsive customer service teams to assist you with inquiries, claims processing, and troubleshooting.

Who Regulates Home Warranty Companies In New Jersey?

In New Jersey, home warranty companies are subject to oversight from two key entities:

  • New Jersey Department of Consumer Affairs (DCA) The DCA's Division of Consumer Affairs plays a vital role. It licenses home warranty companies and enforces regulations, ensuring they operate fairly and according to the law. This includes reviewing and approving warranty contracts to ensure clarity, comprehensiveness, and adherence to specific standards.
  • New Jersey Attorney General's Office In New Jersey, home warranty contracts are subject to the state's Consumer Fraud Act. This law, enforced by the Consumer Protection Division, prohibits deceptive and unfair business practices. When buying a home warranty, you're safeguarded from misleading advertising and sales tactics.

Final Word

In New Jersey, the need for reliable home warranty coverage remains paramount. The best company you choose must embody reliability, transparency, and responsiveness and stand ready to provide peace of mind!

Frequently Asked Questions (FAQs)

What Are The Most Common Repairs In New Jersey?

A.

In New Jersey, common appliance repairs often revolve around issues such as refrigerator compressor problems, especially in the hot and humid climate, as well as air conditioner repairs due to the need for reliable cooling.

How To Cancel Choice Home Warranty?

A.

To cancel your Choice Home Warranty, contact their customer service hotline at 888-373-7924. A representative will assist you in closing your account via phone, and once the process is finalized, you’ll receive a confirmation email. You’ll be asked about your decision during the cancellation call, and certain fees may apply.

Is A Home Warranty Mandatory In New Jersey?

A.

A home warranty is not mandatory in New Jersey. Home warranties are optional service contracts that homeowners can purchase to cover the repair or replacement of major home systems and appliances. While some homeowners choose to have a home warranty for added peace of mind, it is not a legal requirement.

https://www.homewarrantyreviews.com/wp-content/themes/HWR-2020