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Montana’s vast landscapes and dramatic weather can test your appliances and systems. This guide explores the Best Home Warranty Companies in Montana, helping you find a plan that safeguards your essential comforts and keeps your Big Sky home running smoothly year-round.
We have picked and reviewed the top five providers in the state so you can easily choose the best home warranty in Montana to protect your home!
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
AHS offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The plans start from $29.99 and go up to $79.99 per month. There are two options for the deductibles– $100 and $125. Moreover, the coverage caps on appliances and systems are up to $4,000 and $5,000, respectively.
Take a look at the table below to learn more about the plans and pricing:
|
ShieldSilver |
ShieldGold |
ShieldPlatinum |
Cost at $125 Service Call Fee |
$79.99 |
$99.99 |
$129.99 |
Cost at $100 Service Call Fee |
$89.99 |
$109.99 |
$139.99 |
ShieldSilver
ShieldGold
ShieldPlatinum
Why We Picked It?
American Home Shield is a well-established company with decades of experience and trusted by 2 million homeowners. With round-the-clock customer support, homeowners can get timely assistance whenever needed. AHS has a vast network of 17,000 skilled service technicians who can quickly address repair needs, ensuring prompt and reliable service whenever issues arise.
Monthly Cost
$47 - $55
Service Fee
$75 - $125
Response Time
Up to 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Choice offers two plans: Basic Plan and Total Plan, starting at $46 per month. A service call fee of $75 to $125 is applied each time you request service. Moreover, for access, diagnosis, and repair, CHW provides a coverage limit of up to $3,000 per contract term.
Here’s how much the company charges for each of its plans:
Plans |
Monthly |
Yearly |
Basic Plan |
$46.83 |
$532 |
Total Plan |
$55.87 |
$660 |
Basic Plan
Total Plan
Why We Picked It?
Choice Home Warranty has become popular among Missouri homeowners because of its affordable plans and comprehensive coverage. With over 1,650,000 households served and a network of 25,000 contractors, Choice Home Warranty offers reliable and cost-effective home protection.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
ServicePlus Home Warranty offers Gold and Platinum plans, priced at $43.25/month and $49.92/month, respectively. ServicePlus offers an aggregate coverage limit of $1,500 for covered appliances and systems in a year.
Gold Plan |
Platinum Plan |
|
Cost/Month |
$37.46 |
$43.71 |
Cost/Annum |
$349 |
$424 |
Gold Plan
Platinum Plan
Why We Picked It?
ServicePlus Home Warranty offers cost-effective and comprehensive coverage for your home appliances and systems. The company’s plans start at just $2 per day, making it an affordable option for homeowners. They offer a variety of coverage options and quality service. Overall, it is one of the preferred home warranty providers in Montana.
Monthly Cost
$44 - $47
Service Fee
$60 - $75
Response Time
12 - 48 hours
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
Select Home Warranty offers three plans of varied coverage, including optional add-ons. These plans are Bronze Care, Gold Care, and Platinum Care. Select’s pricing is different for all three of its plans. Bronze Care and Gold Care plans cost $44 monthly, whereas the Platinum Care plan comes at $47 monthly. Select Home Warranty has an aggregate limit of $2000 per system or appliance covered in your contract.
Here is a breakdown of SHW’s costs and plans:
Bronze Care |
Gold Care |
Platinum Care |
|
Cost/Month |
$44.42 |
$44.42 |
$47.75 |
Cost/Annum |
$479.99 |
$479.99 |
$524.99 |
Bronze Plan
Gold Plan
Platinum Plan
Why We Picked It?
Select Home Warranty provides one of the most economical home warranty plans. Your home will automatically receive free roof leak coverage if you have a Select Home Warranty. Additionally, Select can be a good deal for Oklahoman homeowners looking for tornado-proof roofs.
Pros & Cons
Pros
Cons
Plans, Cost & Coverage
There are three home protection plans that Cinch Home Services offers to its customers- Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The plans start from $38 per month and go up to $66 per month. Cinch’s home warranty contract also has a limit on the claims liability, which is $10,000.
Here is a detailed analysis of the cost and plans offered by Cinch Home Services:
|
Appliances Plan |
Built-in Systems Plan |
Complete Home Plan |
Cost at $150 Service Call Fee |
$38.99 |
$43.99 |
$54.99 |
Cost at $125 Service Call Fee |
$47.32 |
$52.32 |
$63.32 |
Cost at $100 Service Call Fee |
$48.99 |
$55.99 |
$66.99 |
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Why We Picked It?
With over 40 years of experience, Cinch Home Services is another leading home warranty company. The majority of other companies only provide warranties of about 30 to 60 days; Cinch offers a 180-day workmanship guarantee that is by far the most comprehensive. Over 40,000 qualified technicians are part of the Cinch network, ensuring prompt services in your Montana home.
We have listed the top five reasons below why you, as a Montana resident, should consider a home warranty. Check them out:
The total cost of your Montana home warranty will depend on several factors. We have discussed them below in detail. Let’s find out.
Average Annual Cost
$300 - $700
Average Monthly Cost
$29.99 - $89.99
Average Service Fee (Deductible)
$60-$125
Before purchasing a home warranty in Montana, you must understand the offered coverage in detail.
As per the sources, Montana has no clear guidelines for home warranty regulation. However, the Consumer Protection Bureau oversees service contract regulation, including home warranties.
Consumer Protection Bureau: The Bureau ensures that home warranty companies comply with state laws and regulations, protecting consumers from unfair practices and ensuring contract terms and coverage transparency. Homeowners can contact them for assistance with complaints or inquiries about home warranty companies operating in Montana.
In Montana, where the rugged landscape meets the comforts of home, having a reliable home warranty is essential. From sudden furnace failures to malfunctioning kitchen appliances, unexpected repair costs can quickly add up. Montana homeowners can safeguard their essential home items and enjoy peace of mind by investing in a home warranty.
A.
In Montana, where temperatures can drop significantly, common appliance repairs often revolve around heating systems. Furnace and heat pump issues are frequent concerns, especially during the colder months, requiring attention to ensure efficient heating.
Additionally, refrigerators may experience challenges with temperature regulation, influenced by the varying climate in different regions of the state.
A.
No, a home warranty is not mandatory in Montana. It is generally optional and depends on the homebuyer’s or seller’s preferences in a real estate transaction.
A.
Home warranty companies typically don’t include coverage for appliances damaged by natural disasters. Instead, their coverage usually addresses normal wear and tear issues or mechanical failures. Protection against natural calamities, like floods, earthquakes, or fires, is typically handled by home insurance companies.
A.
AFC Home Club and 2-10 Home Buyers Warranty are some home warranty companies that Montana citizens can consider apart from the ones mentioned above.