Do I need home warranty?
Not every homeowner needs home warranty coverage. With some planning and learning about your sweet and neat home, you can save some money to be spent on home warranty. However the individual situations vary. You should get your home inspected by a reputed home inspector and obtain a detailed report. It will help you decide whether you need home warranty. Feel free to ask home inspector’s opinion about the need to buy warranty.
You definitely need home warranty-
- if any of your big ticket appliances such as air conditioner, water heater etc. are about to reach the end of their life cycle and there is a fair chance that you will need to replace them.
- if you do not want to get your hands (and mind) dirty when something breaks down.
You may need to consider buying home warranty-
- if your house is older than 10 years and you have been spending some money on maintenance
- if you are financially not prepared to handle major expenses when a system break down
- if you do not have a trusted service contractor and do not want to go through the pains of calling contractors from Yellow Pages
- if the appliances are not maintained properly
If you are still unsure, refer to average appliance repair costs table and find out if it makes sense to buy a home warranty policy
I don’t want to buy home warranty insurance. What next?
Okay, if you decide not to consider any of the home warranty plans, then follow these steps
- Look around, get references and settle with a good plumber in case of emergency. Shop around and negotiate the rates if you can. Have a backup plumber contact.
- Learn a little more about major appliances and pay attention to their maintenance needs. Regular maintenance is a must if you want to live without home warranty. Visit the Maintenance Tips section of our website to learn more.
- t is a good idea to get your major appliances such as heating/cooling systems inspected by a professional every 2-3 years, if those systems are old.
- At the beginning of each year, re-assess your home warranty needs and you may decide to go with a home warranty policy if necessary
- Every year, save what would have been your home warranty premium costs in a reserve fund, so that you don’t have to scramble when you need a major repair/replacement. This advice is for those who do not have adequate emergency cash reserves. Others, invest your hard-saved money elsewhere for better returns.
If you have decided to buy home warranty, we recommend that you get a price quote from Home Warranty Experts below -
Home Warranty Plans – Protect Your Home Appliances and Avoid Costly Repairs. Coverage provided by reputed warranty companies
Home Appliances Warranty – Insure home appliances for less than $8 per month
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[...] Do I need home warranty? [...]
[...] first step is to decide if you need home warranty. Check this article that explains is there a need for home warranty on this site and review the checklist. It is a good idea to get a detailed home inspection report [...]
[...] If you are one of the lucky people that still have homes during this recession, you might want to take a look around and consider getting a warranty as a homeowner for your home. You should consider getting a home warranty if any of your expensive appliances such as air conditioners or heaters. Besides that, if you are one of the more lazy people out there who don’t like getting down to work or worrying about stuff when an appliance breaks down, you should seriously consider getting a home warranty for your home. (Read more about the different home warranty plans) [...]