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Best Home Warranty Companies In montana 2025

Montana’s vast landscapes and dramatic weather can test your appliances and systems. This guide explores the Best Home Warranty Companies in Montana, helping you find a plan that safeguards your essential comforts and keeps your Big Sky home running smoothly year-round.

1 Award Winner

Elite Home Warranty

offer
$200 OFF and 1 Month Free. 30-Day Free Trial.
Outstanding fourhalf_star
4.9
2 Fast Claim Processing

Regency Total Home Warranty

offer
$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
3 Affordable Coverage

Select Home Warranty

offer
$150 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.4

Our Picks: Best Home Warranty Companies For montana Residents

We have picked and reviewed the top five providers in the state so you can easily choose the best home warranty in Montana to protect your home!

1 Award Winner
1

Elite Home Warranty
  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

offer$200 OFF and 1 Month Free. 30-Day Free Trial.

Outstanding fourhalf_star
4.9
(888) 580-5416

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty is raising the bar in the industry with unmatched customer satisfaction and reputation, affordable pricing, and fast, reliable service. Rated 4.9/5 across trusted platforms, they offer transparent pricing with no hidden fees, process claims within 48 hours, and provide best in class coverage with some of the highest limits in the industry without any gimmicks. Get peace of mind knowing your home is protected by the industry's finest.

Pros :

  • Best Home Warranty Award Winner.
  • No Contract. Cancel Anytime.
  • 24/7 U.S. Based Live Claims Concierge.
  • Industry Highest Coverage Options.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Fast Claim Processing
2

Regency Total Home Warranty
  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

offer$300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty delivers a balanced offering of flexibility and clarity. Its unlimited service call policy and white glove support make it a favorite for homeowners looking for dependable care and detailed contract transparency.

Pros :

  • Affordable and Flexible Pricing.
  • Unlimited Service Calls.
  • Simple and Friendly Claims Process.

Where Services Are Available?

Available in All 50 U.S States.

3 Affordable Coverage
3

Select Home Warranty
  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

offer$150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4
(888) 539-7220

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty offers a strong combination of affordability and essential coverage. With extras like free roof coverage and a reliable claims process, it's a solid option for budget-conscious homeowners who still want dependable protection.

Pros :

  • Cost Effective and affordable Plans.
  • Fast claims Processing.
  • Free Roof Leak Coverage.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.

4 Endorsed By Mike Holmes
4

Mike Holmes Protection
  • Endorsed by Renowned Contractor Mike Holmes.
  • Live Video Chat Support Feature.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$250 OFF and 1 Month Free + Free Roof Coverage

Outstanding fourhalf_star
4.8
866-408-9898

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Mike Holmes Protection?

Backed by a trusted name in home construction, Mike Holmes Protection prioritizes quality and accountability. Homeowners benefit from the same reliability that Mike Holmes is known for, with vetted professionals and thorough repair standards.

Pros :

  • Endorsed by Renowned Contractor Mike Holmes.
  • Live Video Chat Support Feature.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.

5

Liberty Home Guard
  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

offer$200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is a customer-centric provider offering one of the most comprehensive selections of optional coverages in the industry. With a high BBB rating, user friendly platform, and flexible plan customization, it’s well suited for homeowners seeking complete control over their coverage.

Pros :

  • 24/7 Customer Support with Same Day Response.
  • Extensive Add Ons Coverage Options.
  • Fast and Easy Claim Processing.
  • Fully Digital Claims Experience.

Where Services Are Available?

Available in All 50 U.S States.

6

America’s First Choice
  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

offer$250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club goes beyond basic warranty services with long-term reliability and unique member benefits. Its flexible repair options and extended workmanship guarantees make it an ideal solution for homeowners wanting extra peace of mind.

Pros :

  • Lifetime Workmanship Guarantee.
  • Option to Choose Any Licensed Technician.
  • In-House Service Team for Fast Resolutions.

Where Services Are Available?

Available in All 50 U.S States.

7

American Home Shield (AHS)
  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

offer$100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

As a pioneer in the home warranty space, American Home Shield offers flexible coverage and decades of proven service. Their willingness to cover pre-existing conditions and strong contractor partnerships give homeowners a dependable safety net.

Pros :

  • 50+ Years of Industry Experience.
  • Largest Home Warranty Company.
  • Comprehensive Coverage.
  • Reliable Claims Process.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

8

ARW Home – American Residential Warranty
  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

offer$100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers versatile and tech friendly options. Its monthly billing, smart home add ons, and internal service team appeal to homeowners who want modern solutions without long term contracts.

Pros :

  • No Age Restriction on Covered Items.
  • Service Available in all 50 States.
  • Electronic Gadgets Protection.

Where Services Are Available?

Available in All 50 U.S States.

9

First American Home Warranty
  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

offerFlexible Payment Options

Good threehalf_star
3.6

Premium $54.99 - $64.99

Deductible $85.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose First American Home Warranty?

Backed by decades of experience, First American is especially popular with real estate professionals and home buyers. Its all in one plans and affordability make it an excellent choice for new homeowners and long term residents alike.

Pros :

  • Strong Real Estate Integration.
  • Paid Over $200 Million In Claims.
  • Serves 500k+ Customers Nationwide.

Where Services Are Available?

Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin.

10

Cinch Home Services
  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

offerFree Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch combines reliability with innovation, offering one of the best repair guarantees and added appliance discounts. Its digital first experience and customer-friendly features position it as a forward thinking choice for modern homeowners.

Pros :

  • 180 Day Workmanship Guarantee.
  • Online Customer Portal.
  • Comprehensive Coverage.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

11

2-10 Home Buyers Warranty
  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

offer20% OFF All Plans

Good threehalf_star
3.8

Premium $59.99 - $74.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose 2-10 Home Buyers Warranty?

Known for its expertise in builder and structural warranties, 2-10 is ideal for newly built homes. Their deep industry partnerships and tailored plans provide strong protection where it’s needed most, foundation and structure.

Pros :

  • Specialized Structural Coverage.
  • Reliable Claims Process.
  • 24/7 Emergency Services.

Where Services Are Available?

Available in 44 States. Coverage is not currently available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming.

12

America’s Preferred Home Warranty (APHW)
  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.
Good threehalf_star
3.9

Premium $59.99 - $69.99

Deductible $50.00 - $100.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose America’s Preferred Home Warranty (APHW)?

America’s Preferred offers flexibility that few competitors match by allowing homeowners to choose their own licensed repair professionals. Combined with a customer first mindset and responsive support, it delivers a high-trust experience for homeowners who value choice and convenience.

Pros :

  • Strong Customer Retention Rates.
  • Reliable Claims Process.
  • Roof Leak Coverage.

Where Services Are Available?

Available in 49 States. Coverage is not currently available in California.

2025 Home Warranty Annual Award Winner

HomeWarrantyReviews.com, a trusted name in the industry for decades, lets customer voices shine through its annual awards. Combining real-world experiences with expert analysis, these awards highlight the providers that homeowners truly trust. After reviewing over 25 home warranty companies, the Home Warranty Reviews team named Elite Home Warranty the best home warranty company nationwide. We trust Elite Home Warranty to protect your home due to its reliable services, most beneficial coverage benefits and consumer centric approach, and you should too.

Why Homeowners Trust Elite Home Warranty?

Elite Home Warranty isn’t just another provider, they are setting a new standard in the industry. Here’s why thousands of homeowners trust Elite Home Warranty every day:

  • Top Rated Customer Satisfaction: 4.9/5 stars across verified platforms including BBB, Home Warranty Companies, Consumera, Google and more.
  • Affordable Pricing: Competitive rates with no hidden fees, surprise charges, or misleading fine print.
  • Efficient Claims Process: 90% of claims are processed within 24 to 48 hours, with real time status updates.
  • Best in Class Coverage That Actually Works: Elite offers the best coverage benefits with some go the highest limits in the industry, with trusted protection when you need it most.
  • Award-Winning Support Team: Friendly, U.S.-based claims concierge available 7 days a week to help you every step of the way.

Are Home Warranty Plans Beneficial For Montana Homeowners?

We have listed the top five reasons below why you, as a Montana resident, should consider a home warranty. Check them out:

How Much Does a Montana Home Warranty Cost?

The total cost of your Montana home warranty will depend on several factors. We have discussed them below in detail. Let’s find out.

Average Annual Cost

$300 - $700

Average Monthly Cost

$29.99 - $89.99

Average Service Fee (Deductible)

$60-$125

Factors Influencing The Cost Of The Home Warranty

Home Warranty Coverage In Montana

Before purchasing a home warranty in Montana, you must understand the offered coverage in detail.

General Coverage Of Montana Home Warranty

  • Essential Home Systems Home warranties in Montana typically cover major systems such as heating, electrical, plumbing, and air conditioning. These systems are crucial for maintaining comfort and safety, especially during the state’s cold winters.
  • Kitchen Appliances Coverage often extends to kitchen appliances like refrigerators, stoves, ovens, dishwashers, and built-in microwaves. Given the heavy reliance on these appliances daily, having coverage can alleviate the financial burden of unexpected breakdowns.
  • Optional Coverage Home warranty providers offer optional coverage for additional items such as pool and spa equipment, well pumps, and septic systems. These add-ons can benefit homeowners with specific needs or amenities on their property.

Common Exclusions

  • Pre-Existing Conditions Home warranty companies in Montana typically do not cover pre-existing conditions, meaning issues that existed before the coverage began. It’s essential for homeowners to thoroughly inspect their property before purchasing a home warranty to avoid disputes over pre-existing issues.
  • Improper Maintenance Neglecting routine maintenance or failing to properly care for home systems and appliances can void warranty coverage. Homeowners usually must perform regular maintenance, such as cleaning filters and servicing HVAC systems, to keep coverage valid.
  • Cosmetic Damage Home warranties usually do not cover cosmetic issues, including scratches, dents, and minor, aesthetic defects that do not impact the appliance’s performance.

Here Are Some Additional Points To Consider

  • Contractor NetworkWhen choosing a home warranty provider in Montana, consider the size and quality of their contractor network. A provider with a vast network of skilled and licensed contractors throughout the state can ensure timely and reliable service, regardless of your location.
  • Cost vs. CoverageWhile cost is an important factor, it’s essential to consider the level of coverage provided by each home warranty plan. Compare different plans’ coverage limits, deductibles, and service fees to determine which option offers the best value for your needs and budget.

Who regulates Home Warranty Companies In Montana?

As per the sources, Montana has no clear guidelines for home warranty regulation. However, the Consumer Protection Bureau oversees service contract regulation, including home warranties.

Consumer Protection Bureau: The Bureau ensures home warranty companies comply with state laws and regulations and protects consumers from unfair practices. It also ensures transparency in contract and coverage terms. Homeowners can contact it for assistance with complaints or inquiries about home warranty companies operating in Montana.

Final Word

In Montana, where the rugged landscape meets the comforts of home, having a reliable home warranty is essential. From sudden furnace failures to malfunctioning kitchen appliances, unexpected repair costs can quickly add up. Montana homeowners can safeguard their essential home items and enjoy peace of mind by investing in a home warranty.

Frequently Asked Questions (FAQs)

What Are The Most Common Appliance Repairs In Montana?+

Is A Home Warranty Mandatory In Montana?+

Do Home Warranty Companies Cover Appliances Damage Caused By Natural Calamities?+

Are There Other Home Warranty Companies That Montana Homeowners Can Consider?+

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