Achosa Home Warranty Review 2023
Started in 2018, Achosa Home Warranty is a Missouri-based home warranty company. It caters to both homeowners and realtors. The company serves homeowners across 22 U.S. states, including some prominent states such as Texas, Georgia, Ohio, and many more.
The company offers three different plans, starting from $49 per month. Moreover, Achosa has a liability limit of $25,000 per contract, one of the highest in the industry.
Our editors have created this Achosa Home Warranty review after a thorough analysis, which should help you learn more about
- Coverage, plan, and price details
- Claim filing process
- Achosa’s customer reviews
Company At A Glance
Years In Business | 5 |
Plan Costs | $58-$73 |
Waiting Period | 30 days |
Coverage Limits | $500-$2400 |
Service Fee | $100 |
Option To Pick Your Own Contractor | No |
User Sentiments
Why Achosa Home Warranty?
- Achosa Home Warranty extends coverage to both homeowners and realtors
- The company pays for damages due to unknown pre-existing conditions
- Achosa covers roof leaks under a basic plan
- Achosa claims to get the damages fixed within 48 hours
HomeWarrantyReviews.com
Trustpilot
Yelp
Review Home Warranties
Investopedia
Pros & cons of Achosa Home Warranty
Pros
- Freedom to choose your service technician
- Provides services on the weekend
Cons
- Doesn’t cover all U.S. states
- Doesn’t offer repair guarantees
Achosa Home Warranty Covered States
Achosa Home Warranty offers services in 22 states, excluding Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Louisiana, Massachusetts, Maine, Minnesota, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Oregon, Rhode Island, South Dakota, Utah, Vermont, Washington, Wisconsin and Wyoming.
Achosa Home Warranty Plans & Coverage
Achosa Home Warranty provides three plans to homeowners: Homeowner’s Core, Homeowner’s Prime, and Homeowner’s PrimePlus. All three plans cover the same major home appliances and systems. The only difference is in the annual payout caps on some listed items.
Achosa’s plans are a bit different from other home warranty plans, as they all offer coverage for the same items. Additionally, they provide cover roof leaks with all their plans, which not many companies offer.
Look at the table below to learn more about the offered coverage.
Items |
Homeowner’s Core |
Homeowner’s Prime |
Homeowner’s Primelus |
Attic & Exhaust Fans | ✓ | ✓ | ✓ |
Central Air Conditioning | ✓ | ✓ | ✓ |
Central Heating System | ✓ | ✓ | ✓ |
Dishwasher | ✓ | ✓ | ✓ |
Electrical System | ✓ | ✓ | ✓ |
Garage Door Opener | ✓ | ✓ | ✓ |
Garbage Disposal | ✓ | ✓ | ✓ |
Kitchen Refrigerator | ✓ | ✓ | ✓ |
Microwave | ✓ | ✓ | ✓ |
Oven/Range/Cooktop | ✓ | ✓ | ✓ |
Plumbing & Drains | ✓ | ✓ | ✓ |
Roof Leaks | ✓ | ✓ | ✓ |
Sump Pump (groundwater only) | ✓ | ✓ | ✓ |
Water Heater | ✓ | ✓ | ✓ |
Washer & Dryer | ✓ | ✓ | ✓ |
Code Violations | ✓ | ✓ | ✓ |
Optional Coverage
Along With The Regular Plans, You Can Opt For The Following Items At An Added Price.
- Additional Refrigerator
- Conserve
- Conserve Plus
- Ductless Mini-Split System
- Jetted Bathtub
- Max Cap Replacement For Dishwasher, Kitchen Refrigerator,
- Oven/Range/Cooktop, Washer & Dryer
- Pool & Spa
- Non-Owner Occupied Property
- Saltwater Pool & Spa
- Additional Pool & Spa
- Septic Pump
- Standalone Freezer
- Standalone Ice-Maker
- Water Softener
- Well Water Pump
Achosa Home Warranty Exclusions
Like all other home warranty companies, Achosa only covers major home systems and appliance failure due to normal wear and tear. They don’t cover the damage because of natural disasters, poor routine maintenance, improper installation, or remediation of mold or fungus.
Apart from that, Achosa will cover your home systems and appliances up to a limit. The maximum limit that the company will spend per year is $25,000. Let’s take a look at the limits offered under each plan.
Items |
Homeowner’s Core |
Homeowner’s Prime |
Homeowner’s Prime Plus |
Attic & Exhaust Fans |
$500 |
$500 |
$500 |
Central Air Conditioning |
$1,000 |
$2,000 |
$2,500 |
Central Heating System |
$1,000 |
$2,000 |
$2,500 |
Dishwasher |
$500 |
$500 |
$1,000 |
Electrical System |
$500 |
$500 |
$1,000 |
Garage Door Opener |
$500 |
$500 |
$500 |
Garbage Disposal |
$500 |
$500 |
$500 |
Kitchen Refrigerator |
$500 |
$500 |
$1,000 |
Microwave |
$500 |
$500 |
$500 |
Oven/Range/Cooktop |
$500 |
$500 |
$1,000 |
Plumbing & Drains |
$500 |
$500 |
$1,000 |
Roof Leaks |
$500 |
$500 |
$500 |
Sump Pump (groundwater only) |
$500 |
$500 |
$500 |
Water Heater |
$500 |
$750 |
$1,000 |
Washer & Dryer |
$500 |
$500 |
$1,000 |
Code Violations |
$250 |
$250 |
$250 |
There may be some other limitations to your contract, so you must know every part and component of your items is not covered under your plan. You should refer to the company’s brochure if you want in-depth plan coverage and exclusions. Reading the fine print will help you know what’s covered and not covered under the company’s plans.
Achosa Home Warranty Cost
Achosa prices its plans according to the property type. The basic plan- Homeowner’s Core for a single-family home starts from $49.95 per month, which can be considered higher per the industry standard. Moreover, look at the table below to learn more about the pricing.
Premiums |
Homeowner’s Core |
Homeowner’s Prime |
Homeowner’s Prime Plus |
Single-Family Home |
$49.95 |
$59.95 |
$80.95 |
Condo/Townhome |
$44.95 |
$54.95 |
$75.95 |
Duplex |
$93.95 |
$114.95 |
$156.95 |
Triplex |
$140.95 |
$171.95 |
$234.95 |
Fourplex |
$187.95 |
$229.95 |
$312.95 |
Along with the premiums, there is a typical service fee for all the offered plans, which is $100. Additionally, the company only has a monthly payment policy, which means you will be charged automatically every month.
Note: The premiums mentioned above are for single-family homes in the Alabama region. We recommend you get a free quote to know the exact pricing in your location.
Trustworthiness & Customer Service Of Achosa Home Warranty
Achosa Home Warranty is a new player in the market with relatively few reviews of its offerings. Based on those reviews, the company has a rating of 2/5 on BBB and a Yelp rating of 1.5/5, indicating customers’ dissatisfaction.
Most customers have complained that the company is not transparent about the terms and often declines claim requests. A few reviews also claimed that the Achosa had overcharged and later failed to reimburse the money.
However, some clients claimed they had been using Achosa for over three to four years and had a positive relationship with the company. They have even praised Achosa for promptly replacing their appliances.
Overall, the company is worth considering for its offered comprehensive coverage. But, we recommend they improve the claim settlement process to enhance customer satisfaction.
Achosa Home Warranty Claim Filing Procedure
Filing claims with Achosa Home Warranty is easy. Here are some of the steps that you will need to follow:
- Call the company at 888-509-2916 to ensure the item is eligible for coverage. You will be provided with a service request number and recommended contractor (if you select).
- After this, you should schedule an appointment with the local contractor of your choice to check the problem.
- Call the company after the contractor has diagnosed the problem and check the approved coverage.
After the work is completed, call the company to get the payment. However, you will have to pay the service call fee to the contractor, or the actual cost, whichever is less.
How To Buy A Home Warranty From Achosa Home Warranty?
Buying an Achosa Home Warranty is simple. You can go to their official website, select the chosen plan, add it to your cart, and checkout. Also, you can connect with them by calling 888-509-2916.
Choosing the right home warranty plan for your home can become tricky, especially if you buy it for the first time. Check our in-depth guide to learn more about purchasing a home warranty.
Methodology
At HomeWarrantyReviews.com, we are dedicated to providing in-depth home warranty reviews so you can choose the best home warranty company & make the most out of it. We examine, compare, and analyze the companies on the following factors:
- Pricing: We compare the costs of home warranty plans and determine if those are cost-effective. The pricing includes monthly/annual premiums, deductibles, and customer discounts.
- Coverage: We compare the plans offered by different home warranty companies. The coverage consists of systems, appliances, and additional offerings.
- Claims: We look at customer reviews and determine their satisfaction with the claims filing procedure, settlement, and response times.
- Transparency: We verify if the home warranty company is licensed within the appropriate industry and offer details on the CEOs, contractors, and several settled claims.
- Uniqueness: We examine whether the company offers additional services, advantages, or coverage alternatives that set them apart.
- Customer Engagement: We assess the determination of home warranty companies responding to consumer problems in our Complaint Resolution Program.
Editorial Note On Achosa Home Warranty
Our editorial evaluation finds that Achosa Home Warranty is a good option for people looking for all-inclusive protection and extras in the same basic plan, like coverage for roof leaks. Additionally, the available add-ons can be helpful to those looking for enhanced coverage for large appliances.
Given that the premiums are a little higher, we do not advise the company to those on a tight budget. To confirm the validity of Achosa’s claim settlement services, we advise people to look up the claim settlement process in their respective regions.
Conclusion
Achosa Home Warranty may be a worthy option if it provides services in your area. Lastly, before purchasing a warranty, always read the terms and conditions carefully so that you can enjoy its benefits.
Quick Details About The Company
Take a look at some important details below to know more about the Achosa home warranty.
Founder |
Harry Keifer & Cory Byzewski |
Year Of Establishment |
2018 |
Address |
Achosa Home Warranty, Llc – 400 Chesterfield Center – Suite 400 – St. Louis, MO 63017 |
Why Should You Trust HomeWarrantyReviews?
- We are America's first independent Home Warranty Research and Review platform and have been in existence for 14+ years
- We have listed more than 80+ companies are listed with us
- We have nearly 100,000 genuine & verified customer reviews
- We use a two-step verification process to maintain the authenticities of reviews
- We allow users to connect directly with the company's representatives to resolve issues through our Complaint Resolution Program
Achosa Home Warranty FAQs
Why Do I Need A Home Warranty If I Already Have Homeowner’s Insurance?
A.
Homeowner’s insurance only includes real and personal property damage due to rare events, while it doesn’t cover regular breakdowns of major essential appliances and systems. Whereas a home warranty provides coverage for home appliances and systems; hence it is a good idea to buy one.
How To Contact Achosa?
A.
You can contact Ahosa Home Warranty at (888)509-2916 or mail them at info@achosahw.com.
Do You Have To Pay The Contractor For The Service Fee Associated With My Issue?
A.
Yes, you will have to pay the contractor the pre-determined service fee by the home warranty company.
Does A Home Warranty cover Bathtubs?
A.
No, bathtubs are usually not covered by home warranties. However, some home warranty companies might offer it as an optional add-on.
Is The Home Warranty Effective Immediately?
A.
Most home warranty has a 30-day waiting period before the coverage begins.
Does A Home Warranty Cover Accidental Damage?
A.
No, home warranties do not include accidental damage. They only cover major systems and appliances that fail because of normal wear and tear.
You May Also Be Interested In
Premium$46-$55
Service Fee$75 - $125
LimitUpto $3K/item
Activation30 Days
Cancellation Fee$50
View Details
|
Premium$44 - $47
Service Fee$60-$75
Limit$3k/Item
Activation30 Days
Cancellation Fee$75
View Details
|
Achosa Home Warranty reviews
Home Warranty Blogs
Home appliances such as microwaves, refrigerators, and dishwashers hav ...
The dishwasher is among the most regularly utilized appliances at home ...
Your air conditioner becomes a lifesaver when the sweltering summer he ...