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Achosa Home Warranty Review 2024

Name: Achosa Home Warranty
Brand: Achosa Home Warranty
Price: 58 USD
Availability: InStock
Rating: 1.6 (1 reviews)

Achosa Home Warranty, a newcomer in the industry, extends its services to 22 states. This review of Achosa Home Warranty offers an in-depth examination of the company's pricing, coverage options, customer support & more.

1.6/5 (1)

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Plans costs
$44 - $312

Service fee
$100

5 Years in
Business

Covers 22
states

By HomeWarrantyreviews.com Team | Reviewed By Shashank Ramesh

Started in 2018, Achosa Home Warranty is a Missouri-based home warranty company. It caters to both homeowners and realtors. The company offers three different plans, starting from $49 per month. Moreover, Achosa has a liability limit of $25,000 per contract, one of the highest in the industry.

Our editors have created this Achosa Home Warranty review after a thorough analysis, which should help you learn more about:

Coverage, plans, and price details
Claim filing process
Achosa’s customer reviews

Why Achosa Home Warranty?

Achosa Home Warranty extends coverage to both homeowners and realtors

The company offers coverage for unknown pre-existing conditions

Achosa covers roof leaks under a basic plan

The company claims to get the damages fixed within 48 hours

HomeWarrantyReviews.com

1.6/5 (1)

Trustpilot

2.2/5 ( 4,421)

Yelp

1.8/5 (8)

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Pros & cons

Pros

Freedom to choose your service technician
Provides services on the weekend

Cons

It doesn’t offer repair guarantees

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Plans & Coverage Of Achosa Home Warranty

Achosa Home Warranty provides three plans to homeowners: Homeowner’s Core, Homeowner’s Prime, and Homeowner’s PrimePlus. All three plans cover the same major home appliances and systems. The only difference is in the annual payout caps on some listed items.

Look at the table below to learn more about the offered coverage.

Items	Homeowner’s Core	Homeowner’s Prime	Homeowner’s PrimePlus
Attic & Exhaust Fans	✓	✓	✓
Central Air Conditioning	✓	✓	✓
Central Heating System	✓	✓	✓
Electrical System	✓	✓	✓
Garage Door Opener	✓	✓	✓
Garbage Disposal	✓	✓	✓
Microwave	✓	✓	✓
Plumbing & Drains	✓	✓	✓
Roof Leaks	✓	✓	✓
Sump Pump (groundwater only)	✓	✓	✓
Water Heater	✓	✓	✓
Washer & Dryer	✓	✓	✓
Code Violations	✓	✓	✓
Dishwasher	✓	✓	✓
Kitchen Refrigerator	✓	✓	✓
Oven / Range / Cooktop	✓	✓	✓

Optional Coverage

Along with the regular plans, you can opt for the following items at an added price.

Items	Homeowner’s Core	Homeowner’s Prime	Homeowner’s PrimePlus
Additional Refrigerator	$50	$50	$50
Stand Alone Freezer	$40	$40	$40
Stand Alone Ice Maker	$80	$80	$80
Well Water Pump	$80	$80	$80
Water Softener	$50	$50	$50
Septic System	$80	$80	$80
Additional Pool & Spa	$180	$180	$180
Saltwater Pool & Spa	$270	$270	$270
Non-Owner Occupied Property	$180	$180	$180
Pool & Spa (shared eq)	$180	$180	$180
Max Cap Replacement For Dishwasher, Kitchen Refrigerator, Oven / Range / Cooktop, Washer & Dryer	$75	$75	$75
Jetted Bathtub	$80	$80	$80
Mini-Split System	$80	$80	$80
Conserve	$25	$25	$25
Conserve Plus	$50	$50	$50

Coverage Limitations & Exclusions

Like all other home warranty companies, Achosa only covers major home systems and appliance failure due to normal wear and tear. They don’t cover the damage because of natural disasters, poor routine maintenance, improper installation, or remediation of mold or fungus.

Apart from that, Achosa will cover your home systems and appliances up to a limit. The maximum limit is $25,000 per contract term. Let’s take a look at the limits offered under each plan.

Items	Homeowner’s Core	Homeowner’s Prime	Homeowner’s Prime Plus
Attic & Exhaust Fans	$500	$500	$500
Central Air Conditioning	$1,000	$2,000	$2,500
Central Heating System	$1,000	$2,000	$2,500
Dishwasher	$500	$500	$1,000
Electrical System	$500	$500	$1,000
Garage Door Opener	$500	$500	$500
Garbage Disposal	$500	$500	$500
Kitchen Refrigerator	$500	$500	$1,000
Microwave	$500	$500	$500
Oven/Range/Cooktop	$500	$500	$1,000
Plumbing & Drains	$500	$500	$1,000
Roof Leaks	$500	$500	$500
Sump Pump (groundwater only)	$500	$500	$500
Water Heater	$500	$750	$1,000
Washer & Dryer	$500	$500	$1,000
Code Violations	$250	$250	$250

Moreover, the Achosa Home Warranty also covers the following optional items. Take a look at the table to know more:

Items	Maximum Annual Coverage
Additional Refrigerator	$1000
Conserve	$200
Conserve Plus	$400
Ductless Mini-Split Systems	$1000
Jetted Bathtub	$600
Max Cap Replacement Enhancement	$500
Pool & Spa	$800
Saltwater Pool & Spa	$1200
Septic System	$500
Stand Alone Freezer	$500
Stand Alone Ice Maker	$500
Well Water Pump	$500
Water Softener	$600

There may be some other limitations to your contract, so reading the fine print will help you know what’s covered and not covered under the company’s plans.

Achosa Home Warranty Cost

Achosa prices its plans according to the property type. The basic plan- Homeowner’s Core for a single-family home starts from $49.95 per month, which can be considered higher per the industry standard. Moreover, look at the table below to learn more about the pricing.

Premiums	Homeowner’s Core	Homeowner’s Prime	Homeowner’s Prime Plus
Single-Family Home	$49.95	$59.95	$80.95
Condo/Townhome	$44.95	$54.95	$75.95
Duplex	$93.95	$114.95	$156.95
Triplex	$140.95	$171.95	$234.95
Fourplex	$187.95	$229.95	$312.95

Along with the premiums, there is a typical service fee for all the offered plans, which is $100. Additionally, the company only has a monthly payment policy, which means you will be charged automatically every month.

Note: The mentioned premiums apply to residents in the Alabama region. We recommend you get a free quote to know the exact pricing in your location.

Review Of Plans, Coverage & Customer Service Of Achosa Home Warranty

Achosa Home Warranty is a new player in the market with relatively few reviews of its offerings. Based on those reviews, the company has a rating of 2/5 on BBB and a Yelp rating of 1.5/5.

Review Of Achosa Home Warranty Plans & Coverage

The company provides all-inclusive coverage, including protection for roof leaks, appealing to customers seeking comprehensive protection.
Moreover, the option to add-on coverage for major appliances enhances the value of the plans.
However, Individuals on a tight budget may find the slightly higher premiums of Achosa Home Warranty plans less suitable.

Review Of Achosa Home Warranty’s Customer Services

Many customers have expressed dissatisfaction with Achosa Home Warranty’s customer service due to a lack of transparency with terms and frequent denial of claim requests.
However, some customers have reported positive long-term relationships with Achosa, praising the company for promptly replacing appliances when needed.

Achosa Home Warranty Claim Filing Procedure: Phone Number, Web Portal, & Online Form

To file a claim with Achosa Home Warranty, follow these steps:

Call the Achosa Home Warranty customer service at 888-509-2916 to ensure the item is eligible for coverage. You will be provided with a service request number and recommended contractor (if you select).
Alternatively, you can submit a service request by logging into the online portal.
After this, you should schedule an appointment with the local contractor of your choice to check the problem.
Call the company after the contractor has diagnosed the problem and check the approved coverage.

After the work is completed, call the company to get the payment. However, you will have to pay the service call fee to the contractor or the actual cost, whichever is less.

Conclusion

Overall, the company is worth considering for its comprehensive coverage offerings. However, there is room for improvement in the claim settlement process to enhance customer satisfaction.

Lastly, before purchasing a warranty, always read the terms and conditions carefully so that you can enjoy its benefits.

Quick Details About The Company

Take a look at some important details below to know more about the Achosa home warranty.

Founder	Harry Keifer & Cory Byzewski
Year Of Establishment	2018
Address	Achosa Home Warranty, Llc – 400 Chesterfield Center – Suite 400 – St. Louis, MO 63017

Why Should You Trust Us?

All information this review provides originates directly from Achosa Home Warranty's official website and sample contract.
We meticulously examined Achosa Home Warranty's service agreement to streamline and improve their descriptions.
This extensive review is the culmination of over 27 hours of in-depth research to understand every facet of the company.
Our analysis included reviewing several customer reviews from multiple platforms to gain insights into customer perspectives and concerns.

Frequently Asked Questions (FAQs)

Why Do I Need A Home Warranty If I Already Have Homeowner’s Insurance?

Homeowner’s insurance covers personal property damage from rare events like natural disasters but doesn’t include regular breakdowns of essential appliances and systems.

A home warranty covers appliances and systems, addressing regular wear and tear failures. Many homeowners utilize both contracts to ensure comprehensive protection.

How To Contact Achosa?

You can contact Ahosa Home Warranty at (888) 509-2916 or mail them at info@achosahw.com.

Do You Have To Pay The Contractor For The Service Fee Associated With My Issue?

Yes, you must pay the contractor the predetermined service fee set by the home warranty company.

Does A Home Warranty Cover Bathtubs?

No, bathtubs are usually not covered by home warranties. However, some home warranty companies might offer it as an optional add-on.

Does A Home Warranty Cover Accidental Damage?

No, home warranties do not include accidental damage. They only cover major systems and appliances that fail because of normal wear and tear.

Where Does Achosa Home Warranty Offer Its Services?

Achosa Home Warranty is currently operating in 22 U.S. states, including Alabama, Arkansas, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, & West Virginia).