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7 Best Home Warranty Companies In Richmond, Virginia

Explore optimal protection for your home with the best warranty options. Uncover the best home warranty companies in Richmond, Virginia, ensuring your residence is safeguarded. Choose reliability and comprehensive coverage tailored to your needs.

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Offer Ends
In

$200 Off*
Free roof Coverage* +2 Months additional coverage
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100,000 user reviews

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16+ Years Of Experience

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6 Million Homeowners Served

List Of The Best Home Warranty Companies In Richmond, Virginia

Explore a swift comparison of seven prominent home warranty companies in Richmond, Virginia, considering coverage, cost, customer service, and other essential factors. Discover the ideal match for your requirements and experience peace of mind.

America’s Preferred Home Warranty (APHW)

Pros

  • Wide range of plan options
  • Flexible payment terms
  • Competitive pricing

Cons

  • Some exclusions in coverage

Premium

$58.82 - $63.48

Deductible

$50 & $100

States covered

49 states

Coverage not available in California

Appliances Coverage Limit

$25,000 contractual limit

Response Time

48 - 72 hours

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Pros

  • Wide range of plan options
  • Flexible payment terms
  • Competitive pricing

Cons

  • Some exclusions in coverage

Choice Home Warranty

Pros

  • Affordable plans
  • Customizable coverage
  • Good reputation for claim processing

Cons

  • Lower coverage limits compared to other providers
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1st month free + Free roof coverage

Premium

$46 - $55

Deductible

$75 - $125

States covered

49 states

Coverage not available in Washington

Appliances Coverage Limit

Upto $3K/item

Response Time

Up to 48 hours

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Pros

  • Affordable plans
  • Customizable coverage
  • Good reputation for claim processing

Cons

  • Lower coverage limits compared to other providers

HomeServe USA

Pros

  • Large network of pre-vetted contractors
  • Established a reputation for customer service
  • Affordable monthly premiums

Cons

  • Limited coverage compared to other providers

Premium

$5.49 - $55.99

Deductible

N/A

States covered

All 50 U.S states

Appliances Coverage Limit

$3K-$12K/Item

Response Time

N/A

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Pros

  • Large network of pre-vetted contractors
  • Established a reputation for customer service
  • Affordable monthly premiums

Cons

  • Limited coverage compared to other providers

American Home Shield (AHS)
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Pros

  • Industry leader with 50 years of experience
  • Comprehensive coverage plans
  • Established reputation

Cons

  • Customer service varies by location
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$50 OFF on Multiple Properties

Premium

$29 - $89

Deductible

$100 & $125

States covered

48 states

Coverage not available in Alaska and Hawaii

Appliances Coverage Limit

$4K - $5K

Response Time

Up to 48 hours

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Pros

  • Industry leader with 50 years of experience
  • Comprehensive coverage plans
  • Established reputation

Cons

  • Customer service varies by location

Old Republic Home Protection

Pros

  • Multiple plan options
  • Good value for older homes
  • Includes roof leak coverage (optional)

Cons

  • Limited service area in Virginia

Premium

$315 - $685

Deductible

$85 - $110

States covered

26 states

Coverage not available in Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Illinois, Indiana, Massachusetts, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Dakota, Vermont, Wisconsin, West Virginia and Wyoming

Appliances Coverage Limit

Varies by state & covered item

Response Time

N/A

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Read Less

Pros

  • Multiple plan options
  • Good value for older homes
  • Includes roof leak coverage (optional)

Cons

  • Limited service area in Virginia

First American Home Warranty
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Pros

  • Transparent pricing
  • Flexible payment options
  • Pre-screened contractors

Cons

  • Higher rates for each service call

Premium

$47 - $87

Deductible

$75, $100 & $125

States covered

35 states

Coverage not available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Massachusetts, Maine, Minnesota, North Dakota, New Hampshire, New York, Rhode Island, Vermont and Wisconsin

Appliances Coverage Limit

$2.5K

Response Time

Up to 48 hours

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Pros

  • Transparent pricing
  • Flexible payment options
  • Pre-screened contractors

Cons

  • Higher rates for each service call

2-10 Home Buyers Warranty

Pros

  • Strong reputation for new construction warranties
  • Optional roof leak coverage
  • Reimbursement option for appliance replacements

Cons

  • Primarily focused on new homes

Premium

$17 - $69

Deductible

$65, $85, $100

States covered

44 states

Coverage not available in Alaska, Hawaii, New Hampshire, Oklahoma, Wisconsin and Wyoming

Appliances Coverage Limit

$25K

Response Time

N/A

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Read Less

Pros

  • Strong reputation for new construction warranties
  • Optional roof leak coverage
  • Reimbursement option for appliance replacements

Cons

  • Primarily focused on new homes

Pro Tip: Explore the Best Home Warranty Companies page to unveil the nation's highest-rated home warranty providers and make educated choices to safeguard your home.

Home Warranty Cost And Coverage-Related Details For Richmond, Virginia

Discover the intricacies of home warranty costs and coverage in Richmond, Virginia. From average expenses to comprehensive protection, explore tailored details for informed decision-making.

Cost Considerations

Coverage Options
  • Average Cost $30-$60 per month, depending on coverage and plan options.
  • Factors Affecting Cost Plan level, coverage limits, service fees, deductibles, and pre-existing conditions.
  • Potential Savings Home warranties can help avoid costly repairs, especially for older appliances and systems.
  • Typical Covered Items Major appliances (e.g., refrigerator, dishwasher, oven), major home systems (e.g., HVAC, plumbing, electrical).
  • Optional Add-Ons Pool equipment, septic system, well pump, and roof leak coverage.
  • Coverage Limits Pay attention to maximum repair or replacement costs per item.

Explore our Virginia State Page for in-depth details on the cost, coverage, and various plans provided by top-rated companies serving the entire state.

Why Should Richmond Citizens Get A Home Warranty?

Here are some compelling reasons why Richmond citizens should consider getting a home warranty:

  • Aging Infrastructure Many Richmond homes, especially in historic districts, have older plumbing, electrical, and HVAC systems. A home warranty can provide valuable protection against breakdowns in these essential systems.
  • Summers Central air conditioning is crucial during Richmond's hot summers. A warranty plan with AC coverage ensures your home stays cool and comfortable without worrying about expensive repair costs.
  • Winters Frozen pipes can be a concern in Richmond winters. Choosing a plan with comprehensive plumbing system coverage can offer financial protection against this issue.
  • Peace Of Mind And Convenience Dealing with appliance or system breakdowns can be stressful and time-consuming. A home warranty simplifies the process by connecting you with pre-screened and qualified contractors in the Richmond area. 
  • Budgeting Predictability Knowing that covered repairs are included in your monthly or annual warranty fee allows you to budget more effectively for your home expenses. This eliminates the shock of unexpected repair bills and helps you maintain financial stability.
  • Increased Home Value In some cases, having a transferable home warranty can increase the value of your property when selling, making it more attractive to potential buyers who appreciate the added protection and peace of mind.

Cost Of Common Household Repairs In Richmond

Explore anticipated expenses for typical household repairs in Richmond with the following estimated costs:

  • Plumbing

    Repair

    Average Cost

    Leaky Faucet

    $75-$150

    Clogged Drain

    $125-$300

    Toilet Repair

    $150-$350

    Water Heater Repair

    $200-$800

    Sewer Line Repair

    $1,500-$5,000

  • HVAC

    Repair

    Average Cost

    Furnace Repair

    $150-$500

    Air Conditioner Repair

    $125-$400

    Duct Cleaning

    $200-$500

    Thermostat Replacement

    $75-$200

    Air Conditioner Replacement

    $3,000-$10,000

  • Electrical

    Repair

    Average Cost

    Outlet Or Switch Repair

    $75-$150

    Ceiling Fan Installation

    $150-$300

    Light Fixture Repair

    $75-$200

    Panel Upgrade

    $1,500-$5,000

    Rewiring

    $500-$5,000 (Depending On Scope)

  • Appliances

    Repair

    Average Cost

    Refrigerator Repair

    $150-$500

    Washer Repair

    $100-$300

    Dryer Repair

    $125-$400

    Dishwasher Repair

    $100-$250

    Oven Repair

    $150-$400

Essential Points To Consider While Getting A Home Warranty In Richmond, VA

When acquiring a home warranty in Richmond, VA, crucial factors to consider involve climate-related risks, comprehensive plan options, and understanding regional needs. Check out some important points to consider while buying a home warranty in the city:

Who Regulates Home Warranty Companies In Richmond?

In Richmond, Virginia, entities mentioned below play a role in regulating the home warranty companies:

Virginia Department of Agriculture and Consumer Services (VDACS)

  • Licensing: Home warranty companies must obtain a license from the VDACS to operate in Virginia.
  • Financial Solvency: The VDACS requires companies to maintain a surety bond to ensure they can fulfill their contractual obligations.
  • Consumer Protection: The VDACS enforces the 2017 Home Protection Act, which outlines regulations for home warranty contracts, including:
    • Clear and concise language
    • Disclosure of exclusions and limitations
    • Minimum coverage standards
    • Claim filing and dispute resolution procedures
  • Complaints: Consumers can file complaints against home warranty companies with the VDACS.

Office of Charitable and Regulatory Programs (OCRP)

  • OCRP works with the VDACS to enforce the 2017 Home Protection Act.
  • It conducts investigations and takes disciplinary action against companies that violate the Act.

National Home Service Contract Association (NHSCA)

  • NHSCA is a non-profit industry trade association that sets ethical business practices for member companies.
  • It is not a regulatory body, but provides a standard of conduct for home warranty providers.

Virginia Attorney General's Office

While not directly involved in regulating home warranty companies, the Virginia’s Attorney General’s Office can investigate complaints of unfair or deceptive practices.

  • Virginia Department of Agriculture and Consumer Services (VDACS)

    • Licensing: Home warranty companies must obtain a license from the VDACS to operate in Virginia.
    • Financial Solvency: The VDACS requires companies to maintain a surety bond to ensure they can fulfill their contractual obligations.
    • Consumer Protection: The VDACS enforces the 2017 Home Protection Act, which outlines regulations for home warranty contracts, including:
      • Clear and concise language
      • Disclosure of exclusions and limitations
      • Minimum coverage standards
      • Claim filing and dispute resolution procedures
    • Complaints: Consumers can file complaints against home warranty companies with the VDACS.

  • Office of Charitable and Regulatory Programs (OCRP)

    • OCRP works with the VDACS to enforce the 2017 Home Protection Act.
    • It conducts investigations and takes disciplinary action against companies that violate the Act.

  • National Home Service Contract Association (NHSCA)

    • NHSCA is a non-profit industry trade association that sets ethical business practices for member companies.
    • It is not a regulatory body, but provides a standard of conduct for home warranty providers.

  • Virginia Attorney General's Office

    While not directly involved in regulating home warranty companies, the Virginia’s Attorney General’s Office can investigate complaints of unfair or deceptive practices.

Conclusion

Finding the perfect home warranty in Richmond can feel overwhelming. But fear not! This guide has equipped you with the knowledge and resources to compare top providers. Consider your budget, coverage needs, and customer service preferences to make an informed decision. Remember, peace of mind for your Richmond home is just a warranty away.

FAQs

What Are The Most Common Appliance Repairs In Richmond?

Frequent home warranty claims in Richmond encompass HVAC system issues, plumbing repairs, electrical malfunctions, kitchen appliance problems, and water heater failures. The city’s hot & humid climatic conditions, aging homes, and common wear and tear contribute to the prevalence of these issues.

Is Home Inspection Mandatory In Richmond?

A home inspection is not legally mandatory in Richmond, Virginia. However, it is highly recommended and often considered a standard practice in real estate transactions. Home inspections provide valuable information about the condition of a property. While not mandatory, many real estate agents strongly advise inspections as part of the home buying process.

How Much Does A Home Warranty Cost In Richmond?

Depending on the coverage needed, a home warranty in Richmond might cost anywhere from $30 to $70 each month.

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SAFEGUARD YOUR HOME APPLIANCES

From Unforeseen Breakdowns And Expensive Repairs

  • Estimated Appliance Coverage Up To $3000
  • Estimated Systems Coverage Up To $1500
  • Save Thousands of Dollars on System and Appliances' Repairs/Replacements
  • Up To $200 Off + Additional 2 Months Free
  • Additional Coverage Included

*Offers available for select companies only

CM
Connie Millers
Rating starRating starRating starRating starRating star

During the winter, my heating system broke down, but their service came to the rescue with their efficient HVAC repair service. They saved me from freezing temperatures. Fantastic job!

DJ
Dave Johnson
Rating starRating starRating starRating starRating star

When our fridge that we just bought from electrolux broke, I was very anxious fearing the potential cost involved in fixing it but having a home warranty made all the difference. Not only did they immediately send help for repair they also kept me updated regularly, and paid in full for the repair

SW
Sarah Williams
Rating starRating starRating starRating starRating star

Great home appliance coverage. Our dishwasher started leaking a week after we moved in. The company took care and had the problem repaired quickly and fully covered it.

JD
Jeff Dufrene
Rating starRating starRating starRating starRating star

Truly a pleasant experience through out the entire process. On submission of my claim, I was assigned a contractor within 20 minutes and my issue resolved within 3 days.

JT
Joseph Thompson
Rating starRating starRating starRating starRating star

Needed our oven repaired, made one call and a service person came out the next day. It turned out he needed to order a spare part. As soon as the part came in, he returned and completed the repair. Unreal, thank you.

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