Everything Breaks Review 2024

Plans & Coverage Of Everything Breaks

Everything Breaks offers four home warranty plans covering many appliances and a few systems. These plans are:

• Ruby Protection Plan covers any 5 appliances of your choice.
• Sapphire Protection covers 17 home appliances and any 2 home systems you choose.
• Emerald Protection includes 17 home appliances and any 4 home systems you choose. 
• Diamond Protection has 17 appliances and seven home systems.

Here is the list of items covered under the Everything Breaks plans.

Items	Ruby Protection	Sapphire Protection	Emerald Protection	Diamond Protection
Attic Fan		✓	✓	✓
Instant Hot Water Dispenser		✓	✓	✓
Door Bell		✓	✓	✓
Stand-Alone Freezer		✓	✓	✓
Oven		✓	✓	✓
Ceiling Fans		✓	✓	✓
Clothes dryer	Any 5 Appliances of your choice	✓	✓	✓
Freezer				✓
Microwave (Built-in / Countertop)		✓	✓	✓
Wall Oven				✓
Washer Dryer Combo				✓
Trash Compactor		✓	✓	✓
Refrigerator (with Ice Maker)		✓	✓	✓
Dishwasher		✓	✓	✓
Garbage Disposal		✓	✓	✓
Clothes Washer		✓	✓	✓
Kitchen Fan / Exhaust Hood		✓	✓	✓
Oven/range		✓	✓	✓
Bathroom Exhaust Fans		✓	✓	✓
Garage Door Opener		✓	✓	✓
Central A/C		Any 2 Systems of your choice	Any 4 Systems of your choice	✓
Central Heating				✓
Ductwork				✓
Hot Water Heater				✓
Whirlpool Bathtub				✓
Electrical System				✓
Plumbing System				✓

Everything Breaks offers separate plans for consumer electronics and technological gadgets such as laptops, tablets, and mobile phones.

• Consumer Electronics Plan: This comprehensive plan covers appliances such as smartphones, laptops, tablets, e-readers, televisions, printers, desktop computers, monitors, alarm clocks, cameras, car audio and video equipment, home audio components, home speakers, home theater, mp3 players, radar detectors, external electronic computer accessories, and other kitchen appliances. Consumer Electronics Plan starts from $29.88 monthly and $299.88 for annual plans.
  
• Technology Protection Plan: This plan offers extensive mobile phones, tablets, and laptops coverage. The nature of coverage includes a variety of issues, such as battery failure, RAM failure, loose charging ports, spills, drops, touchscreen malfunction, etc.  

Optional Coverage

Everything Breaks offers these additional items you can purchase in exchange for some extra amount:

Note: The optional coverage option is not available for the Ruby Plan.

Find out what else your home warranty cover by taking a free quote here!

Coverage Limitations & Exclusions

Everything Breaks will protect your covered systems and appliances up to the aggregate limit of $5,000 for any 12-month contract. Additionally, the company has amount limitations for the first three months of coverage.

Here’s more about the coverage caps.

Moreover, items without proper maintenance records will be covered up to $150.

Apart from the coverage limits, your Everything Breaks home warranty plans have the following limitations. It does not cover

• Repairs related to improper installation, wiring, connections, and design or previous repair of appliances
• Defeats caused by a manufacturer’s defect
• Removal and towing away of old appliances
• Known pre-existing conditions 
• Repair required due to chemical or sedimentary build-up, infestation, mold, mildew, or bacterial manifestations
• Failure caused by misuse or abuse, accidental loss or damage, and collision
• Defects due to missing parts, structural changes, freezing, fire, electrical surge, water damage, riot, lightning, mud, earthquake, soil movement, hail, and storms

Note: There may be further exclusions to your contracts; you must understand what’s covered and not covered under your home warranty plans. 

Everything Breaks Costs

The total price of your Everything Breaks plan depends on your chosen coverage, duration, extra items, and location. The cost of Everything Breaks plans begins from $29.88 and goes up to $99.88 per month. 

The table below shows the monthly and yearly rates of the home warranty plans. Take a look:

Review Of Plans, Coverage & Customer Service Of Everything Breaks

Everything Breaks offers many features and services to customers looking to protect their home items, with a range of warranties and 19 add-ons available. The company also provides a live chat function, allowing customers to resolve queries quickly.

Review Of Everything Breaks Plans & Coverage

• The company has recently changed its plans and now offers four home warranty options– Ruby, Sapphire, Emerald, and Diamond. 
• Although the number of appliances covered under these plans is comprehensive, the system coverage is not comparable to the industry standards. 
• They only cover a maximum of seven systems, which may need more for people looking for thorough coverage for their home systems.
• It’s also important to note that EverythingBreaks’ plans are more expensive than the market average. 
• The coverage limits provided by the company are also average, with the maximum aggregate cap being $5000 per contract term.

 Review Of Everything Breaks Customer Services

• The company holds a 2.7/5 rating on Google, while Better Business Bureau (BBB) ratings are A+. 
• According to Everything Breaks reviews, some customers have noted dissatisfaction with customer representatives and scheduled services. 
• On the other hand, many customers who purchased a home warranty plan from Everything Breaks have been satisfied with their overall experience.

Everything Breaks Claim Filing Procedure: Phone Number, Web Portal, & Online Form

You can start filing claims with Everything Breaks once the waiting period is over, typically 30 days. To do so, you can follow this process:

• Call Everything Breaks customer service at 888-994-0914 and tell them about the issue. You may also have to keep the maintenance record handy when initiating the claim. 
• The company will dispatch an authorized technician within 48 hours to complete the necessary fixes. 
• During each service visit, you will be liable to pay the technician the deductible or service call fee of $75. 

Also, note that Everything Breaks has the right to choose the technician; the company states that you will not receive any reimbursement for repairs made without their permission.

Conclusion

Finally, Everything Breaks can be deemed a competent home warranty provider when considering the characteristics of their plans, timelines, and 24-hour services. Nevertheless, there is room for improvement in Everything Breaks’ customer representatives and scheduled services for their customers.

Before finalizing your decision, we strongly advise reviewing the terms and conditions thoroughly to understand all aspects of the warranty.

Looking for the finest home warranty? Get your free quote right here!

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