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Everything Breaks is a new entrant with over six years of experience in offering home warranty services. They offer customers four home warranty plans: Ruby, Sapphire, Emerald, and Diamond, starting at $29.88 monthly. Some USPs of Everything Breaks are it offers same-day scheduling of services, a live chat feature, and a mobile app, setting it apart from other home warranty companies. 

Our Everything Breaks review offers an unbiased analysis of the company’s services, providing detailed insights into the following:

  • Plans, coverage, & pricing
  • Exclusions & limits 
  • Claims process of the company

Why Everything Breaks?

HomeLife Warranty Protection offers budget-friendly plans

Everything Breaks is rated A+ by BBB

The company has a 24/7 service request option

The company provides 24/7 services on your claims

The company offers diverse optional coverage choices for customers

Everything Breaks schedules same-day services

Global Home USA has home inspection services included in its plan

The company offers coverage for appliances irrespective of age

HomeWarrantyReviews.com

twohalf_star

2.8/5 (0)

Consumer Affairs

threehalf_star

3.9/5 (62)

Yelp Rating

twohalf_star

2.5/5 (703)

Explore users’ experience of Everything Breaks

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Pros & cons

Pros

  • Offers extensive add-on coverage
  • Protection for mobile phones and smart devices is available
  • Maintains transparency and provides detailed information on the website

Cons

  • The basic plan covers only 5 appliances

Enquire For Cost-effective home warranty plans

Protect Your Home Appliances And Systems Starting As Low As $1.5/Day

Plans & Coverage Of Everything Breaks

Everything Breaks offers four home warranty plans covering many appliances and a few systems. These plans are:

Here is the list of items covered under the Everything Breaks plans.

Items 

Ruby Protection 

Sapphire Protection

Emerald Protection

Diamond Protection

Attic Fan
Instant Hot Water Dispenser
Door Bell
Stand-Alone Freezer
Oven
Ceiling Fans
Clothes dryer
Any 5 Appliances of your choice
Freezer
Microwave (Built-in / Countertop)
Wall Oven
Washer Dryer Combo
Trash Compactor
Refrigerator (with Ice Maker)
Dishwasher
Garbage Disposal
Clothes Washer
Kitchen Fan / Exhaust Hood
Oven/range
Bathroom Exhaust Fans
Garage Door Opener
Central A/C Any 2 Systems of your choice Any 4 Systems of your choice
Central Heating
Ductwork
Hot Water Heater
Whirlpool Bathtub
Electrical System
Plumbing System

Everything Breaks offers separate plans for consumer electronics and technological gadgets such as laptops, tablets, and mobile phones.

Optional Coverage

Everything Breaks offers these additional items you can purchase in exchange for some extra amount:

  • Alarm System
  • Central Vacuum
  • Free Standing Ice Maker
  • Lawn Sprinkler System
  • Limited Roof Leak
  • Plumbing & Lighting Fixtures
  • Second Refrigerator
  • Septic System
  • Sump Pump
  • Well Pump
  • Whole Home Water Softener
  • Whole House Humidifier
  • Wine Refrigerator
  • Additional Central AC System
  • Additional Central Heating System
  • Pool (In-Ground Only)
  • SPA (In-Ground Only)
  • Additional Ductwork
  • Additional Hot Water Heater
  • Additional Whirlpool Bathtub
  • Additional Electrical System
  • Additional Plumbing System

Note: The optional coverage option is not available for the Ruby Plan.

Find out what else your home warranty cover by taking a free quote here!
Find out what else your home warranty cover by taking a free quote here!
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Find out what else your home warranty cover by taking a free quote here!
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Coverage Limitations & Exclusions

Everything Breaks will protect your covered systems and appliances up to the aggregate limit of $5,000 for any 12-month contract. Additionally, the company has amount limitations for the first three months of coverage.

Here’s more about the coverage caps.

Covered Items

Limits

HVAC

$500 (for the first three months)

$2,500 (After the first three months)

Appliances, Plumbing, Electrical 

$250 (for first three months)

$750 (After the first three months)

Any Optional Item

$250 (for first three months)

$750 (After the first three months)

Moreover, items without proper maintenance records will be covered up to $150.

Apart from the coverage limits, your Everything Breaks home warranty plans have the following limitations. It does not cover

Note: There may be further exclusions to your contracts; you must understand what’s covered and not covered under your home warranty plans. 

Everything Breaks Costs

The total price of your Everything Breaks plan depends on your chosen coverage, duration, extra items, and location. The cost of Everything Breaks plans begins from $29.88 and goes up to $99.88 per month

The table below shows the monthly and yearly rates of the home warranty plans. Take a look:

Plans

Monthly

Yearly

Ruby Protection 

$29.88

$329.88

Sapphire Protection

$48.88

$538.88

Emerald Protection 

$88.88

$988.88

Diamond Protection

$98.88

$1162.88

 

Deductible: $75

 

Review Of Plans, Coverage & Customer Service Of Everything Breaks

Everything Breaks offers many features and services to customers looking to protect their home items, with a range of warranties and 19 add-ons available. The company also provides a live chat function, allowing customers to resolve queries quickly.

Review Of Everything Breaks Plans & Coverage

 Review Of Everything Breaks Customer Services

Everything Breaks Claim Filing Procedure: Phone Number, Web Portal, & Online Form

You can start filing claims with Everything Breaks once the waiting period is over, typically 30 days. To do so, you can follow this process:

Also, note that Everything Breaks has the right to choose the technician; the company states that you will not receive any reimbursement for repairs made without their permission.

Conclusion

Finally, Everything Breaks can be deemed a competent home warranty provider when considering the characteristics of their plans, timelines, and 24-hour services. Nevertheless, there is room for improvement in Everything Breaks’ customer representatives and scheduled services for their customers.

Before finalizing your decision, we strongly advise reviewing the terms and conditions thoroughly to understand all aspects of the warranty.

Looking for the finest home warranty? Get your free quote right here!
Looking for the finest home warranty? Get your free quote right here!
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Looking for the finest home warranty? Get your free quote right here!
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Quick Details About Company

CEO

Brandon San Antonio

Address

2248 Central Drive Suite 107-291 Bedford, Texas 76021-5843

Type Of Company

Private 

Why Should You Trust Us?

Frequently Asked Questions (FAQs)

Q.

How Many States Do EverythingBreaks Cover?

A.

Everything Breaks offers home warranty plans in 42 states. The operating states are Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia.

Q.

Which Company Owns Everything Breaks?

A.

Everything Breaks belongs to a company known as Matrix Warranty Solutions Inc.

Q.

What Is The Cancellation Fee For Everything Breaks?

A.

If you cancel the Everything Breaks protection plan anytime, you will get a prorated refund minus cancellation fees of $75 or 10%, whichever is less. 

Q.

Is The Everything Breaks Home Warranty Plan Insured?

A.

Yes, Everything Breaks Protection plans are insured by the A.M. insurance company.

Q.

How Long Does The Everything Breaks Coverage Last?

A.

There are two home warranty timelines provided by Everything Breaks for its home warranty plans– monthly and 12 months. 

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Customer Reviews On Everything Breaks

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By clicking Submit, you agree to the Terms and Conditions

We Follow These Rules To Keep It Clean

We allow reviews only from genuine customers of home warranty companies, past or present. Your review should be genuine and not provided in the expectation of monetary rewards from any company.

Reviews from employees of home warranty companies or named competitors are not encouraged. We will also not allow reviews that are too short or abusive. We may withhold reviews that in our discretion do not meet the above criteria.

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